PMT vs HOV

Comparison between Pennymac Mortgage Investment Trust (PMT, Company) and Hovnanian Enterprises Inc - Class A (HOV, Company).

PMT is from the Real Estate sector, while HOV is from the Consumer Cyclical sector.

5-Year PerformanceHOV has outperformed PMT, delivering a return of +9.6% compared to +0.2%

PMT vs HOV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PMT(COMPANY)	HOV(COMPANY)
Market Cap	$857M	$852M
Max Drawdown	80.23%	99.70%
Sharpe Ratio	-0.08	0.62
5Y Beta	0.60	1.35
Industry	Reit - Mortgage	Residential Construction
P/E Ratio	5.99	15.02
Forward P/E	7.04	13.50
PEG Ratio	0.38	2.00
Dividend Yield	16.30%	N/A
5Y Dividends CAGR	7.78%	N/A
5Y EPS CAGR	-25.74%	N/A
Debt to Equity	80.22%	109.34%
Free Cash Flow Yield	N/A	31.85%
P/S Ratio	1.31	0.26
P/B Ratio	0.67	1.06

Market Cap

Winner

PMT

$857M

HOV

$852M

Max Drawdown

Winner

PMT

80.23%

HOV

99.70%

Sharpe Ratio

PMT

-0.08

Winner

HOV

0.62

5Y Beta

Winner

PMT

0.60

HOV

1.35

Industry

PMT

Reit - Mortgage

HOV

Residential Construction

P/E Ratio

Winner

PMT

5.99

HOV

15.02

Forward P/E

Winner

PMT

7.04

HOV

13.50

PEG Ratio

Winner

PMT

0.38

HOV

2.00

Dividend Yield

PMT

16.30%

HOV

N/A

5Y Dividends CAGR

PMT

7.78%

HOV

N/A

5Y EPS CAGR

PMT

-25.74%

HOV

N/A

Debt to Equity

Winner

PMT

80.22%

HOV

109.34%

Free Cash Flow Yield

PMT

N/A

HOV

31.85%

P/S Ratio

PMT

1.31

Winner

HOV

0.26

P/B Ratio

Winner

PMT

0.67

HOV

1.06

PMT vs HOV - Historical Returns

Returns include dividend reinvestment.

Period	PMT	HOV
1 month	+2.94%	+12.23%
3 months	-7.00%	+29.73%
6 months	-17.31%	+10.39%
1 year	-4.51%	+24.65%
5 years(CAGR)	+0.20%	+9.55%
10 years(CAGR)	+7.50%	+11.87%
Max(CAGR)	+7.41%	+2.01%

PMT

+2.94%

Winner

HOV

+12.23%

PMT

-7.00%

Winner

HOV

+29.73%

PMT

-17.31%

Winner

HOV

+10.39%

PMT

-4.51%

Winner

HOV

+24.65%

5Y(CAGR)

PMT

+0.20%

Winner

HOV

+9.55%

10Y(CAGR)

PMT

+7.50%

Winner

HOV

+11.87%

Max(CAGR)

Winner

PMT

+7.41%

HOV

+2.01%

PMT vs HOV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PMT	HOV
2026	-9.73%	+38.92%
2025	+13.61%	-23.82%
2024	-5.74%	-11.87%
2023	+32.48%	+262.67%
2022	-20.13%	-65.25%
2021	+11.94%	+299.65%
2020	-12.79%	+45.85%
2019	+28.82%	+9.84%
2018	+29.39%	-79.40%
2017	+7.97%	+26.89%
2016	+19.06%	+55.11%
2015	-19.45%	-57.11%
2014	+3.03%	-37.42%
2013	-2.58%	-4.20%
2012	+67.85%	+351.61%
2011	+1.90%	-65.80%
2010	+9.49%	+2.76%
2009	-10.05%	+135.58%
2008	N/A	-74.93%
2007	N/A	-77.61%
2006	N/A	-33.42%
2005	N/A	+2.46%
2004	N/A	+19.47%
2003	N/A	+157.73%
2002	N/A	+53.59%
2001	N/A	+128.50%
2000	N/A	+53.27%
1999	N/A	+0.00%

PMT vs HOV Drawdown Comparison

The maximum drawdown for PMT was -75.90%, occurring on Mar 18, 2020. Recovery took 344 trading sessions.

The maximum drawdown for HOV was -99.70%, occurring on Aug 9, 2019. This drawdown has not yet recovered.

The current PMT drawdown is -17.31%. The current HOV drawdown is -92.58%.

Rank	PMT	HOV
#1	-75.90% Feb 7, 2020 - Jun 21, 2021	-99.70% Jul 20, 2005 - Aug 9, 2019
#2	-44.85% Feb 3, 2015 - Apr 10, 2017	-47.14% May 15, 2001 - Dec 24, 2001
#3	-39.83% Oct 21, 2021 - May 15, 2024	-39.28% Dec 8, 2003 - Dec 15, 2004
#4	-30.12% Jan 22, 2013 - Feb 3, 2015	-33.41% Jul 1, 2002 - Sep 9, 2002
#5	-26.14% Jan 16, 2026 - Jun 10, 2026	-30.72% Jun 16, 2003 - Oct 2, 2003
#6	-21.40% Sep 18, 2009 - Feb 1, 2011	-28.20% Sep 17, 2002 - Apr 23, 2003
#7	-16.09% Mar 9, 2011 - Jan 20, 2012	-19.24% Nov 9, 1999 - Aug 7, 2000
#8	-15.60% Mar 27, 2025 - Jan 9, 2026	-19.19% Mar 7, 2005 - May 24, 2005
#9	-14.61% Dec 7, 2018 - Feb 8, 2019	-18.44% Apr 30, 2001 - May 7, 2001
#10	-14.45% Jul 17, 2024 - Feb 21, 2025	-16.47% May 7, 2002 - Jun 6, 2002
#11	-14.41% Jul 5, 2017 - Feb 14, 2018	-14.06% Apr 2, 2001 - Apr 12, 2001
#12	-11.58% Jun 24, 2021 - Oct 21, 2021	-13.97% Feb 8, 2005 - Mar 4, 2005
#13	-11.54% May 16, 2024 - Jul 17, 2024	-11.91% Sep 11, 2000 - Nov 6, 2000
#14	-11.30% Apr 30, 2012 - Jun 22, 2012	-11.83% Aug 8, 2000 - Sep 11, 2000
#15	-9.01% Nov 1, 2012 - Dec 19, 2012	-10.48% Mar 6, 2002 - Apr 8, 2002