PINE vs OPRT

Comparison between Alpine Income Property Trust Inc (PINE, Company) and Oportun Financial Corp (OPRT, Company).

PINE is from the Real Estate sector, while OPRT is from the Financial Services sector.

5-Year PerformancePINE has outperformed OPRT, delivering a return of +7.2% compared to -20.9%

PINE vs OPRT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PINE(COMPANY)	OPRT(COMPANY)
Market Cap	$345M	$346M
Max Drawdown	60.00%	92.32%
Sharpe Ratio	1.62	0.63
5Y Beta	0.25	1.53
Industry	Reit - Retail	Credit Services
P/E Ratio	51.89	17.42
Forward P/E	91.74	6.84
Dividend Yield	6.01%	N/A
5Y Dividends CAGR	11.09%	N/A
5Y EPS CAGR	15.90%	-1.04%
Debt to Equity	108.97%	0.00%
Free Cash Flow Yield	6.21%	N/A

Market Cap

PINE

$345M

Winner

OPRT

$346M

Max Drawdown

Winner

PINE

60.00%

OPRT

92.32%

Sharpe Ratio

Winner

PINE

1.62

OPRT

0.63

5Y Beta

Winner

PINE

0.25

OPRT

1.53

Industry

PINE

Reit - Retail

OPRT

Credit Services

P/E Ratio

PINE

51.89

Winner

OPRT

17.42

Forward P/E

PINE

91.74

Winner

OPRT

6.84

Dividend Yield

PINE

6.01%

OPRT

N/A

5Y Dividends CAGR

PINE

11.09%

OPRT

N/A

5Y EPS CAGR

Winner

PINE

15.90%

OPRT

-1.04%

Debt to Equity

PINE

108.97%

Winner

OPRT

0.00%

Free Cash Flow Yield

PINE

6.21%

OPRT

N/A

PINE vs OPRT - Historical Returns

Returns include dividend reinvestment.

Period	PINE	OPRT
1 month	-3.29%	+33.80%
3 months	+5.71%	+44.15%
6 months	-1.11%	+54.03%
1 year	+42.54%	+22.24%
5 years(CAGR)	+7.15%	-20.86%
Max(CAGR)	+6.88%	-10.32%

PINE

-3.29%

Winner

OPRT

+33.80%

PINE

+5.71%

Winner

OPRT

+44.15%

PINE

-1.11%

Winner

OPRT

+54.03%

Winner

PINE

+42.54%

OPRT

+22.24%

5Y(CAGR)

Winner

PINE

+7.15%

OPRT

-20.86%

Max(CAGR)

Winner

PINE

+6.88%

OPRT

-10.32%

PINE vs OPRT - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	PINE	OPRT
2026	+20.91%	+50.99%
2025	+7.77%	+35.99%
2024	+5.99%	+0.52%
2023	-5.67%	-30.67%
2022	-1.97%	-73.30%
2021	+48.94%	+8.99%
2020	-16.34%	-18.03%
2019	+0.46%	+47.19%

PINE vs OPRT Drawdown Comparison

The maximum drawdown for PINE was -60.00%, occurring on Mar 18, 2020. Recovery took 246 trading sessions.

The maximum drawdown for OPRT was -92.32%, occurring on Apr 17, 2024. This drawdown has not yet recovered.

The current PINE drawdown is -9.52%. The current OPRT drawdown is -72.46%.

Rank	PINE	OPRT
#1	-60.00% Feb 21, 2020 - Feb 11, 2021	-92.32% Nov 12, 2021 - Apr 17, 2024
#2	-26.69% Feb 3, 2023 - Aug 29, 2024	-78.67% Dec 26, 2019 - Aug 6, 2021
#3	-24.72% Sep 5, 2024 - Dec 5, 2025	-14.22% Oct 7, 2021 - Nov 8, 2021
#4	-21.52% Jan 4, 2022 - Jan 11, 2023	-11.32% Sep 27, 2019 - Oct 24, 2019
#5	-14.21% Jul 21, 2021 - Dec 28, 2021	-10.00% Nov 19, 2019 - Nov 29, 2019
#6	-12.47% Feb 12, 2021 - Jun 1, 2021	-9.16% Sep 3, 2021 - Oct 7, 2021
#7	-11.11% Feb 13, 2026 - Jun 10, 2026	-8.26% Nov 29, 2019 - Dec 18, 2019
#8	-10.53% Jul 17, 2026 - Aug 10, 2026	-7.12% Aug 11, 2021 - Aug 27, 2021
#9	-9.84% Jun 2, 2021 - Jul 2, 2021	-5.12% Oct 25, 2019 - Nov 7, 2019
#10	-6.11% Dec 9, 2025 - Jan 15, 2026	-4.20% Dec 19, 2019 - Dec 23, 2019
#11	-5.74% Jun 29, 2026 - Jul 17, 2026	-3.13% Nov 13, 2019 - Nov 19, 2019
#12	-5.49% Jan 23, 2026 - Feb 5, 2026	-2.45% Aug 6, 2021 - Aug 11, 2021
#13	-5.06% Jun 12, 2026 - Jun 24, 2026	-2.13% Aug 27, 2021 - Sep 1, 2021
#14	-4.55% Jul 2, 2021 - Jul 15, 2021	-0.48% Nov 10, 2021 - Nov 12, 2021
#15	-2.65% Jul 15, 2021 - Jul 21, 2021	-0.37% Nov 8, 2021 - Nov 10, 2021

Correlation

Correlation between PINE and OPRT is -0.35 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.35

-101