PHAR vs FMNB

Comparison between Pharming Group N.V. (PHAR, Company) and Farmers National Banc Corp (FMNB, Company).

PHAR is from the Healthcare sector, while FMNB is from the Financial Services sector.

5-Year PerformanceFMNB has outperformed PHAR, delivering a return of +1.2% compared to +1.2%

PHAR vs FMNB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PHAR(COMPANY)	FMNB(COMPANY)
Market Cap	$861M	$861M
Max Drawdown	60.45%	81.43%
Sharpe Ratio	0.45	0.46
5Y Beta	0.64	0.68
Industry	Biotechnology	Banks - Regional
P/E Ratio	68.77	10.83
Forward P/E	26.88	11.19
PEG Ratio	N/A	1.64
Dividend Yield	N/A	4.67%
5Y Dividends CAGR	N/A	14.08%
5Y EPS CAGR	-19.97%	-3.05%
Debt to Equity	43.21%	56.74%
Free Cash Flow Yield	5.81%	5.47%
P/S Ratio	2.36	4.39
P/B Ratio	3.27	1.11

Market Cap

Winner

PHAR

$861M

FMNB

$861M

Max Drawdown

Winner

PHAR

60.45%

FMNB

81.43%

Sharpe Ratio

PHAR

0.45

Winner

FMNB

0.46

5Y Beta

Winner

PHAR

0.64

FMNB

0.68

Industry

PHAR

Biotechnology

FMNB

Banks - Regional

P/E Ratio

PHAR

68.77

Winner

FMNB

10.83

Forward P/E

PHAR

26.88

Winner

FMNB

11.19

PEG Ratio

PHAR

N/A

FMNB

1.64

Dividend Yield

PHAR

N/A

FMNB

4.67%

5Y Dividends CAGR

PHAR

N/A

FMNB

14.08%

5Y EPS CAGR

PHAR

-19.97%

Winner

FMNB

-3.05%

Debt to Equity

Winner

PHAR

43.21%

FMNB

56.74%

Free Cash Flow Yield

Winner

PHAR

5.81%

FMNB

5.47%

P/S Ratio

Winner

PHAR

2.36

FMNB

4.39

P/B Ratio

PHAR

3.27

Winner

FMNB

1.11

PHAR vs FMNB - Historical Returns

Returns include dividend reinvestment.

Period	PHAR	FMNB
1 month	-2.18%	+4.16%
3 months	-15.42%	+17.37%
6 months	-28.78%	+1.97%
1 year	+10.72%	+13.18%
5 years(CAGR)	+1.16%	+1.20%
10 years(CAGR)	N/A	+8.92%
Max(CAGR)	-4.74%	+3.96%

PHAR

-2.18%

Winner

FMNB

+4.16%

PHAR

-15.42%

Winner

FMNB

+17.37%

PHAR

-28.78%

Winner

FMNB

+1.97%

PHAR

+10.72%

Winner

FMNB

+13.18%

5Y(CAGR)

PHAR

+1.16%

Winner

FMNB

+1.20%

10Y(CAGR)

PHAR

N/A

FMNB

+8.92%

Max(CAGR)

PHAR

-4.74%

Winner

FMNB

+3.96%

PHAR vs FMNB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PHAR	FMNB
2026	-25.29%	+10.88%
2025	+68.93%	+0.43%
2024	-12.49%	+3.87%
2023	-0.70%	+5.34%
2022	+24.49%	-21.47%
2021	-40.08%	+43.80%
2020	-9.01%	-15.31%
2019	N/A	+26.19%
2018	N/A	-11.21%
2017	N/A	+1.25%
2016	N/A	+64.80%
2015	N/A	+3.64%
2014	N/A	+28.88%
2013	N/A	+1.77%
2012	N/A	+31.65%
2011	N/A	+43.13%
2010	N/A	-8.87%
2009	N/A	+29.82%
2008	N/A	-52.28%
2007	N/A	-23.06%
2006	N/A	-8.72%
2005	N/A	-16.06%
2004	N/A	+7.32%
2003	N/A	+13.59%
2002	N/A	+36.58%
2001	N/A	+49.57%
2000	N/A	-44.03%
1999	N/A	-9.69%

PHAR vs FMNB Drawdown Comparison

The maximum drawdown for PHAR was -60.45%, occurring on Jun 16, 2022. Recovery took 1225 trading sessions.

The maximum drawdown for FMNB was -74.40%, occurring on Dec 30, 2008. Recovery took 2976 trading sessions.

The current PHAR drawdown is -39.54%. The current FMNB drawdown is -9.42%.

Rank	PHAR	FMNB
#1	-60.45% Dec 23, 2020 - Nov 10, 2025	-74.40% Nov 10, 2004 - Sep 7, 2016
#2	-43.34% Jan 27, 2026 - May 7, 2026	-54.27% Nov 2, 1999 - Nov 21, 2002
#3	-10.93% Nov 26, 2025 - Dec 12, 2025	-41.43% Jan 14, 2022 - Oct 24, 2023
#4	-10.03% Nov 10, 2025 - Nov 13, 2025	-36.61% Dec 17, 2019 - Mar 8, 2021
#5	-9.70% Nov 13, 2025 - Nov 26, 2025	-30.19% Jul 20, 2018 - Dec 16, 2019
#6	-9.45% Dec 12, 2025 - Dec 24, 2025	-18.99% Jan 11, 2018 - May 16, 2018
#7	-7.08% Dec 24, 2025 - Jan 9, 2026	-18.27% Dec 15, 2016 - Jun 12, 2017
#8	-4.58% Jan 12, 2026 - Jan 22, 2026	-17.62% May 21, 2021 - Oct 28, 2021
#9	-1.15% Jan 22, 2026 - Jan 26, 2026	-13.92% Oct 16, 2017 - Jan 11, 2018
#10	N/A	-13.84% Jun 12, 2017 - Sep 27, 2017
#11	N/A	-8.22% Oct 24, 2016 - Nov 10, 2016
#12	N/A	-7.77% Feb 6, 2003 - Apr 15, 2003
#13	N/A	-7.18% Nov 1, 2021 - Jan 4, 2022
#14	N/A	-6.30% Mar 10, 2021 - Apr 5, 2021
#15	N/A	-5.49% Oct 1, 2004 - Nov 8, 2004