PFSI vs TPH

Comparison between PennyMac Financial Services Inc (PFSI, Company) and Tri Pointe Homes, Inc. (TPH, Company).

PFSI is from the Financial Services sector, while TPH is from the Consumer Cyclical sector.

5-Year PerformanceTPH has outperformed PFSI, delivering a return of +14.1% compared to +4.6%

PFSI vs TPH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	TPH(COMPANY)
Market Cap	$4B	$4B
Max Drawdown	56.63%	70.06%
Sharpe Ratio	-0.33	1.03
5Y Beta	0.61	N/A
Industry	Mortgage Finance	Residential Construction
P/E Ratio	10.19	21.95
Forward P/E	5.43	20.83
PEG Ratio	15.32	N/A
Dividend Yield	1.58%	N/A
5Y Dividends CAGR	11.38%	N/A
5Y EPS CAGR	-15.33%	-3.79%
Debt to Equity	145.96%	1.79%
Free Cash Flow Yield	-45.05%	2.83%

Market Cap

Winner

PFSI

$4B

TPH

$4B

Max Drawdown

Winner

PFSI

56.63%

TPH

70.06%

Sharpe Ratio

PFSI

-0.33

Winner

TPH

1.03

5Y Beta

PFSI

0.61

TPH

N/A

Industry

PFSI

Mortgage Finance

TPH

Residential Construction

P/E Ratio

Winner

PFSI

10.19

TPH

21.95

Forward P/E

Winner

PFSI

5.43

TPH

20.83

PEG Ratio

PFSI

15.32

TPH

N/A

Dividend Yield

PFSI

1.58%

TPH

N/A

5Y Dividends CAGR

PFSI

11.38%

TPH

N/A

5Y EPS CAGR

PFSI

-15.33%

Winner

TPH

-3.79%

Debt to Equity

PFSI

145.96%

Winner

TPH

1.79%

Free Cash Flow Yield

PFSI

-45.05%

Winner

TPH

2.83%

PFSI vs TPH - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	TPH
1 month	-2.45%	+0.26%
3 months	-9.10%	+1.25%
6 months	-13.32%	+47.64%
1 year	-25.96%	+45.49%
5 years(CAGR)	+4.60%	+14.10%
10 years(CAGR)	+18.90%	+15.92%
Max(CAGR)	+12.22%	+7.03%

PFSI

-2.45%

Winner

TPH

+0.26%

PFSI

-9.10%

Winner

TPH

+1.25%

PFSI

-13.32%

Winner

TPH

+47.64%

PFSI

-25.96%

Winner

TPH

+45.49%

5Y(CAGR)

PFSI

+4.60%

Winner

TPH

+14.10%

10Y(CAGR)

Winner

PFSI

+18.90%

TPH

+15.92%

Max(CAGR)

Winner

PFSI

+12.22%

TPH

+7.03%

PFSI vs TPH - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	PFSI	TPH
2026	-39.16%	+48.72%
2025	+33.53%	-12.32%
2024	+17.54%	+3.01%
2023	+54.87%	+86.81%
2022	-17.98%	-31.15%
2021	+13.59%	+63.19%
2020	+98.91%	+10.01%
2019	+59.37%	+37.15%
2018	-6.84%	-39.45%
2017	+33.43%	+54.08%
2016	+10.05%	-5.67%
2015	-10.28%	-16.20%
2014	-2.43%	-20.32%
2013	-8.12%	+4.62%

PFSI vs TPH Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for TPH was -70.06%, occurring on Mar 18, 2020. Recovery took 1973 trading sessions.

The current PFSI drawdown is -49.82%. The current TPH drawdown is -0.04%.

Rank	PFSI	TPH
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-70.06% Mar 20, 2013 - Jan 20, 2021
#2	-52.39% Jan 16, 2026 - Jul 31, 2026	-47.00% Dec 10, 2021 - Apr 28, 2023
#3	-51.85% May 21, 2013 - Jan 2, 2018	-37.97% Oct 16, 2024 - Mar 24, 2026
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-27.41% Jul 14, 2023 - Dec 14, 2023
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-24.88% May 7, 2021 - Nov 16, 2021
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-17.23% Feb 8, 2021 - Apr 15, 2021
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-14.72% Jul 23, 2024 - Oct 16, 2024
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-11.14% May 15, 2024 - Jul 12, 2024
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-10.73% Mar 28, 2024 - May 3, 2024
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-7.96% Jun 12, 2023 - Jul 13, 2023
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-7.33% Jan 22, 2024 - Mar 21, 2024
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-5.67% Jan 31, 2013 - Mar 11, 2013
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-5.66% May 18, 2023 - Jun 2, 2023
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-5.56% Dec 27, 2023 - Jan 22, 2024
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-5.48% Apr 19, 2021 - Apr 26, 2021