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PFSI vs SLM

Comparison between PennyMac Financial Services Inc (PFSI, Company) and SLM Corp (SLM, Company).

Both PFSI and SLM are from the Financial Services sector.

5-Year PerformancePFSI has outperformed SLM, delivering a return of +6.9% compared to +4.0%

PFSI vs SLM - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
PFSI
$4.16B
Winner
SLM
$4.16B
Max Drawdown
Winner
PFSI
56.63%
SLM
94.51%
Sharpe Ratio
Winner
PFSI
-0.19
SLM
-0.78
5Y Beta
Winner
PFSI
0.64
SLM
1.11
Industry
PFSI
Mortgage Finance
SLM
Credit Services
P/E Ratio
PFSI
8.19
Winner
SLM
5.30
Forward P/E
Winner
PFSI
5.43
SLM
7.26
PEG Ratio
PFSI
0.19
Winner
SLM
0.08
Dividend Yield
PFSI
1.50%
Winner
SLM
2.32%
5Y Dividends CAGR
PFSI
11.38%
Winner
SLM
34.08%
5Y EPS CAGR
PFSI
-2.16%
Winner
SLM
27.23%
Debt to Equity
Winner
PFSI
144.02%
SLM
253.08%
Free Cash Flow Yield
PFSI
-97.97%
Winner
SLM
-7.89%
P/S Ratio
Winner
PFSI
1.28
SLM
2.61
P/B Ratio
Winner
PFSI
0.98
SLM
1.99

PFSI vs SLM - Historical Returns

Returns include dividend reinvestment.

1M
PFSI
-7.54%
Winner
SLM
+2.27%
3M
PFSI
-3.15%
Winner
SLM
+10.45%
6M
PFSI
-36.99%
Winner
SLM
-15.74%
1Y
Winner
PFSI
-16.12%
SLM
-27.76%
5Y(CAGR)
Winner
PFSI
+6.89%
SLM
+4.04%
10Y(CAGR)
Winner
PFSI
+20.86%
SLM
+14.40%
Max(CAGR)
Winner
PFSI
+12.62%
SLM
+6.70%

PFSI vs SLM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPFSISLM
2026-37.49%-17.34%
2025+33.53%+0.63%
2024+17.54%+46.43%
2023+54.87%+19.14%
2022-17.98%-13.40%
2021+13.59%+64.48%
2020+98.91%+40.42%
2019+59.37%+5.79%
2018-6.84%-26.72%
2017+33.43%-0.44%
2016+10.05%+68.50%
2015-10.28%-36.82%
2014-2.43%+11.70%
2013-8.12%+55.02%
2012N/A+28.57%
2011N/A+6.58%
2010N/A+9.10%
2009N/A+24.26%
2008N/A-54.03%
2007N/A-57.55%
2006N/A-10.92%
2005N/A+2.53%
2004N/A+46.70%
2003N/A+9.31%
2002N/A+27.39%
2001N/A+35.04%
2000N/A+73.74%
1999N/A-11.01%

PFSI vs SLM Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for SLM was -94.50%, occurring on Mar 9, 2009. Recovery took 3458 trading sessions.

The current PFSI drawdown is -48.44%. The current SLM drawdown is -33.58%.

RankPFSISLM
#1-56.49%
Feb 7, 2020 - Jun 15, 2020
-94.50%
Jul 9, 2007 - Apr 1, 2021
#2-51.85%
May 21, 2013 - Jan 2, 2018
-46.78%
Nov 15, 1999 - Oct 24, 2000
#3-49.77%
Jan 16, 2026 - Jun 8, 2026
-45.06%
Jul 7, 2025 - Feb 27, 2026
#4-43.27%
Dec 30, 2021 - Feb 2, 2023
-44.08%
Jul 1, 2021 - Jan 25, 2024
#5-23.92%
Oct 15, 2020 - Dec 22, 2020
-28.11%
Jan 13, 2006 - Jun 13, 2007
#6-22.97%
Sep 16, 2024 - Sep 4, 2025
-23.32%
Feb 18, 2025 - May 12, 2025
#7-22.94%
Feb 16, 2018 - Feb 22, 2019
-18.24%
May 17, 2002 - Oct 17, 2002
#8-22.83%
Feb 2, 2023 - Jul 12, 2023
-15.91%
Jul 16, 2024 - Oct 17, 2024
#9-22.69%
Jul 26, 2023 - Dec 12, 2023
-15.85%
Jan 14, 2005 - Oct 21, 2005
#10-18.65%
Dec 22, 2020 - Aug 6, 2021
-15.53%
Jun 16, 2003 - Mar 4, 2004
#11-15.70%
Feb 22, 2019 - Aug 2, 2019
-14.51%
Dec 29, 2000 - Feb 7, 2001
#12-13.02%
Aug 6, 2021 - Dec 8, 2021
-14.20%
Mar 7, 2001 - Jul 12, 2001
#13-10.50%
Jan 5, 2018 - Feb 16, 2018
-13.06%
Mar 5, 2004 - Sep 20, 2004
#14-10.35%
Dec 14, 2023 - Feb 2, 2024
-9.60%
Oct 17, 2024 - Nov 6, 2024
#15-9.88%
Sep 18, 2025 - Oct 22, 2025
-9.51%
Aug 20, 2001 - Oct 1, 2001

Correlation

Correlation between PFSI and SLM is 0.92 which considered as a very strong positive correlation - the stocks move almost identically together.

0.92
-101

Dividend Comparison (1999 - 2026)

PFSI vs SLM dividend yield comparison.

YearPFSISLM
20260.73%1.16%
20250.91%1.92%
20240.98%1.67%
20230.91%2.30%
20221.41%2.65%
20211.15%1.02%
20200.82%0.97%
20190.35%1.35%
20181.88%0.00%
20140.00%163.89%
20130.00%2.28%
20120.00%2.92%
20110.00%2.24%
20070.00%1.24%
20060.00%1.99%
20050.00%1.54%
20040.00%1.39%
20030.00%1.57%
20020.00%0.82%
20010.00%0.86%
20000.00%0.96%
19990.00%0.38%

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