PFSI vs HGV

Comparison between PennyMac Financial Services Inc (PFSI, Company) and Hilton Grand Vacations Inc (HGV, Company).

PFSI is from the Financial Services sector, while HGV is from the Consumer Cyclical sector.

5-Year PerformancePFSI has outperformed HGV, delivering a return of +7.0% compared to +4.4%

PFSI vs HGV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	HGV(COMPANY)
Market Cap	$4.28B	$4.25B
Max Drawdown	56.63%	77.74%
Sharpe Ratio	-0.05	0.85
5Y Beta	0.64	1.33
Industry	Mortgage Finance	Resorts & Casinos
P/E Ratio	8.43	26.85
Forward P/E	5.43	11.44
PEG Ratio	0.19	0.06
Dividend Yield	1.44%	N/A
5Y Dividends CAGR	11.38%	N/A
5Y EPS CAGR	-2.16%	N/A
Debt to Equity	144.02%	397.41%
Free Cash Flow Yield	-95.24%	7.71%

Market Cap

Winner

PFSI

$4.28B

HGV

$4.25B

Max Drawdown

Winner

PFSI

56.63%

HGV

77.74%

Sharpe Ratio

PFSI

-0.05

Winner

HGV

0.85

5Y Beta

Winner

PFSI

0.64

HGV

1.33

Industry

PFSI

Mortgage Finance

HGV

Resorts & Casinos

P/E Ratio

Winner

PFSI

8.43

HGV

26.85

Forward P/E

Winner

PFSI

5.43

HGV

11.44

PEG Ratio

PFSI

0.19

Winner

HGV

0.06

Dividend Yield

PFSI

1.44%

HGV

N/A

5Y Dividends CAGR

PFSI

11.38%

HGV

N/A

5Y EPS CAGR

PFSI

-2.16%

HGV

N/A

Debt to Equity

Winner

PFSI

144.02%

HGV

397.41%

Free Cash Flow Yield

PFSI

-95.24%

Winner

HGV

7.71%

PFSI vs HGV - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	HGV
1 month	-4.73%	+13.15%
3 months	-5.21%	+27.71%
6 months	-37.36%	+18.18%
1 year	-11.93%	+34.00%
5 years(CAGR)	+6.96%	+4.38%
10 years(CAGR)	+21.19%	+7.83%
Max(CAGR)	+12.67%	+7.83%

PFSI

-4.73%

Winner

HGV

+13.15%

PFSI

-5.21%

Winner

HGV

+27.71%

PFSI

-37.36%

Winner

HGV

+18.18%

PFSI

-11.93%

Winner

HGV

+34.00%

5Y(CAGR)

Winner

PFSI

+6.96%

HGV

+4.38%

10Y(CAGR)

Winner

PFSI

+21.19%

HGV

+7.83%

Max(CAGR)

Winner

PFSI

+12.67%

HGV

+7.83%

PFSI vs HGV - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	PFSI	HGV
2026	-36.94%	+15.92%
2025	+33.53%	+16.69%
2024	+17.54%	-6.08%
2023	+54.87%	+4.45%
2022	-17.98%	-26.35%
2021	+13.59%	+73.07%
2020	+98.91%	-10.12%
2019	+59.37%	+30.66%
2018	-6.84%	-36.50%
2017	+33.43%	+62.28%
2016	+10.05%	N/A
2015	-10.28%	N/A
2014	-2.43%	N/A
2013	-8.12%	N/A

PFSI vs HGV Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for HGV was -77.74%, occurring on Mar 18, 2020. Recovery took 892 trading sessions.

The current PFSI drawdown is -47.99%. The current HGV drawdown is -4.13%.

Rank	PFSI	HGV
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-77.74% Mar 9, 2018 - Sep 23, 2021
#2	-51.85% May 21, 2013 - Jan 2, 2018	-42.18% Nov 18, 2021 - Apr 8, 2025
#3	-49.77% Jan 16, 2026 - Jun 8, 2026	-9.09% Mar 1, 2017 - Apr 5, 2017
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-8.96% Jun 21, 2017 - Sep 21, 2017
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-6.99% Nov 7, 2017 - Dec 7, 2017
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-6.87% Sep 27, 2021 - Oct 26, 2021
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-6.46% Nov 5, 2021 - Nov 18, 2021
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-5.88% Jan 6, 2017 - Jan 20, 2017
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-5.80% Jun 1, 2017 - Jun 16, 2017
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-5.53% Feb 1, 2018 - Mar 6, 2018
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-4.26% Dec 8, 2017 - Jan 17, 2018
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-3.82% Feb 9, 2017 - Mar 1, 2017
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-3.12% Apr 12, 2017 - Apr 25, 2017
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-2.62% Oct 26, 2021 - Nov 1, 2021
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-1.99% May 2, 2017 - May 4, 2017