PFSI vs HCC

Comparison between PennyMac Financial Services Inc (PFSI, Company) and Warrior Met Coal Inc (HCC, Company).

PFSI is from the Financial Services sector, while HCC is from the Basic Materials sector.

5-Year PerformanceHCC has outperformed PFSI, delivering a return of +38.4% compared to +7.8%

PFSI vs HCC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFSI(COMPANY)	HCC(COMPANY)
Market Cap	$4.40B	$4.39B
Max Drawdown	56.63%	87.19%
Sharpe Ratio	-0.29	0.76
5Y Beta	0.66	0.71
Industry	Mortgage Finance	Coking Coal
P/E Ratio	8.66	31.84
Forward P/E	5.43	13.93
PEG Ratio	0.20	1.08
Dividend Yield	1.43%	0.40%
5Y Dividends CAGR	11.38%	14.87%
5Y EPS CAGR	-2.16%	N/A
Debt to Equity	144.02%	7.00%
Free Cash Flow Yield	-92.64%	4.71%
P/S Ratio	1.32	2.98
P/B Ratio	1.01	1.91

Market Cap

Winner

PFSI

$4.40B

HCC

$4.39B

Max Drawdown

Winner

PFSI

56.63%

HCC

87.19%

Sharpe Ratio

PFSI

-0.29

Winner

HCC

0.76

5Y Beta

Winner

PFSI

0.66

HCC

0.71

Industry

PFSI

Mortgage Finance

HCC

Coking Coal

P/E Ratio

Winner

PFSI

8.66

HCC

31.84

Forward P/E

Winner

PFSI

5.43

HCC

13.93

PEG Ratio

Winner

PFSI

0.20

HCC

1.08

Dividend Yield

Winner

PFSI

1.43%

HCC

0.40%

5Y Dividends CAGR

PFSI

11.38%

Winner

HCC

14.87%

5Y EPS CAGR

PFSI

-2.16%

HCC

N/A

Debt to Equity

PFSI

144.02%

Winner

HCC

7.00%

Free Cash Flow Yield

PFSI

-92.64%

Winner

HCC

4.71%

P/S Ratio

Winner

PFSI

1.32

HCC

2.98

P/B Ratio

Winner

PFSI

1.01

HCC

1.91

PFSI vs HCC - Historical Returns

Returns include dividend reinvestment.

Period	PFSI	HCC
1 month	+2.95%	-5.88%
3 months	-7.74%	-8.46%
6 months	-44.88%	-17.45%
1 year	-13.42%	+37.62%
5 years(CAGR)	+7.79%	+38.36%
10 years(CAGR)	+21.70%	+11.53%
Max(CAGR)	+12.60%	+11.53%

Winner

PFSI

+2.95%

HCC

-5.88%

Winner

PFSI

-7.74%

HCC

-8.46%

PFSI

-44.88%

Winner

HCC

-17.45%

PFSI

-13.42%

Winner

HCC

+37.62%

5Y(CAGR)

PFSI

+7.79%

Winner

HCC

+38.36%

10Y(CAGR)

Winner

PFSI

+21.70%

HCC

+11.53%

Max(CAGR)

Winner

PFSI

+12.60%

HCC

+11.53%

PFSI vs HCC - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	PFSI	HCC
2026	-36.76%	-9.32%
2025	+33.53%	+62.87%
2024	+17.54%	-9.71%
2023	+54.87%	+95.69%
2022	-17.98%	+42.13%
2021	+13.59%	+16.82%
2020	+98.91%	-0.11%
2019	+59.37%	+3.53%
2018	-6.84%	+16.85%
2017	+33.43%	-49.77%
2016	+10.05%	N/A
2015	-10.28%	N/A
2014	-2.43%	N/A
2013	-8.12%	N/A

PFSI vs HCC Drawdown Comparison

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The maximum drawdown for HCC was -80.07%, occurring on Jun 21, 2017. Recovery took 1231 trading sessions.

The current PFSI drawdown is -47.84%. The current HCC drawdown is -26.51%.

Rank	PFSI	HCC
#1	-56.49% Feb 7, 2020 - Jun 15, 2020	-80.07% Apr 10, 2017 - Mar 1, 2022
#2	-51.85% May 21, 2013 - Jan 2, 2018	-45.54% Nov 7, 2024 - Nov 6, 2025
#3	-49.77% Jan 16, 2026 - Jun 8, 2026	-35.62% Mar 10, 2022 - Feb 17, 2023
#4	-43.27% Dec 30, 2021 - Feb 2, 2023	-29.51% Jun 2, 2026 - Jul 7, 2026
#5	-23.92% Oct 15, 2020 - Dec 22, 2020	-29.47% Jul 1, 2024 - Nov 6, 2024
#6	-22.97% Sep 16, 2024 - Sep 4, 2025	-24.41% Jan 15, 2026 - May 28, 2026
#7	-22.94% Feb 16, 2018 - Feb 22, 2019	-23.44% Jan 19, 2024 - Apr 25, 2024
#8	-22.83% Feb 2, 2023 - Jul 12, 2023	-22.61% Mar 3, 2023 - Jul 25, 2023
#9	-22.69% Jul 26, 2023 - Dec 12, 2023	-16.37% Jun 3, 2024 - Jul 1, 2024
#10	-18.65% Dec 22, 2020 - Aug 6, 2021	-14.67% Aug 1, 2023 - Sep 14, 2023
#11	-15.70% Feb 22, 2019 - Aug 2, 2019	-13.06% Nov 12, 2025 - Dec 11, 2025
#12	-13.02% Aug 6, 2021 - Dec 8, 2021	-11.55% Oct 9, 2023 - Nov 17, 2023
#13	-10.50% Jan 5, 2018 - Feb 16, 2018	-11.43% Feb 17, 2023 - Mar 2, 2023
#14	-10.35% Dec 14, 2023 - Feb 2, 2024	-10.69% Apr 29, 2024 - Jun 3, 2024
#15	-9.88% Sep 18, 2025 - Oct 22, 2025	-9.60% May 28, 2026 - Jun 1, 2026