PFS vs RNG

Comparison between Provident Financial Services Inc (PFS, Company) and RingCentral Inc - Class A (RNG, Company).

PFS is from the Financial Services sector, while RNG is from the Technology sector.

5-Year PerformancePFS has outperformed RNG, delivering a return of +4.7% compared to -34.7%

PFS vs RNG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFS(COMPANY)	RNG(COMPANY)
Market Cap	$3.05B	$3.04B
Max Drawdown	66.53%	95.15%
Sharpe Ratio	1.43	0.71
5Y Beta	0.93	1.24
Industry	Banks - Regional	Software - Application
P/E Ratio	9.95	60.93
Forward P/E	9.82	7.15
PEG Ratio	0.09	N/A
Dividend Yield	4.17%	0.22%
5Y Dividends CAGR	5.46%	N/A
5Y EPS CAGR	6.54%	N/A
Debt to Equity	0.00%	-197.87%
Free Cash Flow Yield	13.93%	19.79%

Market Cap

Winner

PFS

$3.05B

RNG

$3.04B

Max Drawdown

Winner

PFS

66.53%

RNG

95.15%

Sharpe Ratio

Winner

PFS

1.43

RNG

0.71

5Y Beta

Winner

PFS

0.93

RNG

1.24

Industry

PFS

Banks - Regional

RNG

Software - Application

P/E Ratio

Winner

PFS

9.95

RNG

60.93

Forward P/E

PFS

9.82

Winner

RNG

7.15

PEG Ratio

PFS

0.09

RNG

N/A

Dividend Yield

Winner

PFS

4.17%

RNG

0.22%

5Y Dividends CAGR

PFS

5.46%

RNG

N/A

5Y EPS CAGR

PFS

6.54%

RNG

N/A

Debt to Equity

PFS

0.00%

Winner

RNG

-197.87%

Free Cash Flow Yield

PFS

13.93%

Winner

RNG

19.79%

PFS vs RNG - Historical Returns

Returns include dividend reinvestment.

Period	PFS	RNG
1 month	+5.99%	-17.53%
3 months	+13.39%	-2.18%
6 months	+16.54%	+22.94%
1 year	+43.59%	+31.14%
5 years(CAGR)	+4.73%	-34.70%
10 years(CAGR)	+6.77%	+6.04%
Max(CAGR)	+5.56%	+5.49%

Winner

PFS

+5.99%

RNG

-17.53%

Winner

PFS

+13.39%

RNG

-2.18%

PFS

+16.54%

Winner

RNG

+22.94%

Winner

PFS

+43.59%

RNG

+31.14%

5Y(CAGR)

Winner

PFS

+4.73%

RNG

-34.70%

10Y(CAGR)

Winner

PFS

+6.77%

RNG

+6.04%

Max(CAGR)

Winner

PFS

+5.56%

RNG

+5.49%

PFS vs RNG - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	PFS	RNG
2026	+20.90%	+30.38%
2025	+11.85%	-17.08%
2024	+10.06%	+7.52%
2023	-11.24%	-1.82%
2022	-9.44%	-81.60%
2021	+40.97%	-50.98%
2020	-21.87%	+118.82%
2019	+5.27%	+108.29%
2018	-7.90%	+72.47%
2017	-2.10%	+126.70%
2016	+50.94%	-9.49%
2015	+17.57%	+60.08%
2014	-1.83%	-16.37%
2013	+29.41%	+0.93%
2012	+13.64%	N/A
2011	-10.35%	N/A
2010	+46.12%	N/A
2009	-25.84%	N/A
2008	+11.54%	N/A
2007	-18.95%	N/A
2006	+0.03%	N/A
2005	-1.54%	N/A
2004	+4.06%	N/A
2003	+22.81%	N/A

PFS vs RNG Drawdown Comparison

The maximum drawdown for PFS was -64.08%, occurring on Mar 18, 2020. Recovery took 739 trading sessions.

The maximum drawdown for RNG was -95.15%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current PFS drawdown is -0.64%. The current RNG drawdown is -91.89%.

Rank	PFS	RNG
#1	-64.08% Jun 6, 2018 - May 13, 2021	-95.15% Feb 12, 2021 - Apr 8, 2025
#2	-58.74% Sep 19, 2008 - Jul 5, 2013	-56.76% Feb 27, 2014 - Dec 4, 2015
#3	-43.64% Aug 18, 2022 - Jan 28, 2026	-44.15% Feb 19, 2020 - Apr 20, 2020
#4	-38.89% Dec 2, 2003 - Sep 19, 2008	-43.54% Dec 16, 2015 - Feb 21, 2017
#5	-18.00% May 17, 2021 - Nov 1, 2021	-28.90% Sep 12, 2018 - Feb 7, 2019
#6	-17.46% Dec 27, 2016 - Oct 27, 2017	-18.81% Sep 1, 2020 - Dec 2, 2020
#7	-16.51% Dec 23, 2013 - Mar 23, 2015	-17.81% Oct 31, 2013 - Feb 7, 2014
#8	-15.56% Jan 7, 2022 - Aug 16, 2022	-15.74% Oct 15, 2019 - Jan 6, 2020
#9	-14.65% Oct 28, 2015 - Aug 5, 2016	-15.31% Jun 18, 2018 - Jul 17, 2018
#10	-14.50% Feb 6, 2026 - Jun 12, 2026	-15.08% Aug 26, 2019 - Oct 4, 2019
#11	-12.31% Nov 29, 2017 - May 30, 2018	-14.97% Jul 9, 2020 - Aug 3, 2020
#12	-10.83% Aug 1, 2013 - Oct 25, 2013	-13.83% Apr 20, 2020 - May 7, 2020
#13	-8.92% Oct 27, 2017 - Nov 29, 2017	-13.08% Aug 3, 2020 - Sep 1, 2020
#14	-8.82% Nov 11, 2021 - Jan 6, 2022	-12.16% May 15, 2020 - Jun 22, 2020
#15	-8.29% Sep 2, 2003 - Nov 28, 2003	-11.38% Nov 28, 2017 - Jan 11, 2018

Correlation

Correlation between PFS and RNG is 0.04 which considered as a very weak or no correlation - the stocks move independently of each other.

0.04

-101

Dividend Comparison (2003 - 2026)

PFS vs RNG dividend yield comparison.

Year	PFS	RNG
2026	2.05%	0.42%
2025	4.86%	0.00%
2024	5.09%	0.00%
2023	5.32%	0.00%
2022	4.49%	0.00%
2021	3.84%	0.00%
2020	5.12%	0.00%
2019	4.54%	0.00%
2018	3.40%	0.00%
2017	3.45%	0.00%
2016	2.51%	0.00%
2015	3.23%	0.00%
2014	3.32%	0.00%
2013	2.90%	0.00%
2012	4.76%	0.00%
2011	3.51%	0.00%
2010	2.91%	0.00%
2009	4.13%	0.00%
2008	2.88%	0.00%
2007	2.91%	0.00%
2006	2.15%	0.00%
2005	1.73%	0.00%
2004	1.24%	0.00%
2003	0.74%	0.00%