PFS vs PLMR

Comparison between Provident Financial Services Inc (PFS, Company) and Palomar Holdings Inc (PLMR, Company).

Both PFS and PLMR are from the Financial Services sector.

5-Year PerformancePLMR has outperformed PFS, delivering a return of +8.6% compared to +3.8%

PFS vs PLMR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFS(COMPANY)	PLMR(COMPANY)
Market Cap	$3.01B	$3.01B
Max Drawdown	66.53%	62.86%
Sharpe Ratio	1.32	-0.76
5Y Beta	0.95	0.64
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	9.85	15.28
Forward P/E	9.64	N/A
PEG Ratio	0.09	0.34
Dividend Yield	4.24%	N/A
5Y Dividends CAGR	5.46%	N/A
5Y EPS CAGR	6.54%	76.37%
Debt to Equity	0.00%	31.01%
Free Cash Flow Yield	14.08%	12.27%
P/S Ratio	3.38	3.06
P/B Ratio	1.04	3.13

Market Cap

Winner

PFS

$3.01B

PLMR

$3.01B

Max Drawdown

PFS

66.53%

Winner

PLMR

62.86%

Sharpe Ratio

Winner

PFS

1.32

PLMR

-0.76

5Y Beta

PFS

0.95

Winner

PLMR

0.64

Industry

PFS

Banks - Regional

PLMR

Insurance - Property & Casualty

P/E Ratio

Winner

PFS

9.85

PLMR

15.28

Forward P/E

PFS

9.64

PLMR

N/A

PEG Ratio

Winner

PFS

0.09

PLMR

0.34

Dividend Yield

PFS

4.24%

PLMR

N/A

5Y Dividends CAGR

PFS

5.46%

PLMR

N/A

5Y EPS CAGR

PFS

6.54%

Winner

PLMR

76.37%

Debt to Equity

Winner

PFS

0.00%

PLMR

31.01%

Free Cash Flow Yield

Winner

PFS

14.08%

PLMR

12.27%

P/S Ratio

PFS

3.38

Winner

PLMR

3.06

P/B Ratio

Winner

PFS

1.04

PLMR

3.13

PFS vs PLMR - Historical Returns

Returns include dividend reinvestment.

Period	PFS	PLMR
1 month	+6.43%	+5.43%
3 months	+14.57%	-3.97%
6 months	+13.94%	-5.84%
1 year	+42.69%	-27.11%
5 years(CAGR)	+3.78%	+8.58%
10 years(CAGR)	+6.25%	N/A
Max(CAGR)	+5.54%	+28.66%

Winner

PFS

+6.43%

PLMR

+5.43%

Winner

PFS

+14.57%

PLMR

-3.97%

Winner

PFS

+13.94%

PLMR

-5.84%

Winner

PFS

+42.69%

PLMR

-27.11%

5Y(CAGR)

PFS

+3.78%

Winner

PLMR

+8.58%

10Y(CAGR)

PFS

+6.25%

PLMR

N/A

Max(CAGR)

PFS

+5.54%

Winner

PLMR

+28.66%

PFS vs PLMR - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	PFS	PLMR
2026	+20.28%	-12.65%
2025	+11.85%	+29.11%
2024	+10.06%	+86.32%
2023	-11.24%	+18.39%
2022	-9.44%	-28.10%
2021	+40.97%	-26.66%
2020	-21.87%	+83.44%
2019	+5.27%	+165.88%
2018	-7.90%	N/A
2017	-2.10%	N/A
2016	+50.94%	N/A
2015	+17.57%	N/A
2014	-1.83%	N/A
2013	+29.41%	N/A
2012	+13.64%	N/A
2011	-10.35%	N/A
2010	+46.12%	N/A
2009	-25.84%	N/A
2008	+11.54%	N/A
2007	-18.95%	N/A
2006	+0.03%	N/A
2005	-1.54%	N/A
2004	+4.06%	N/A
2003	+22.81%	N/A

PFS vs PLMR Drawdown Comparison

The maximum drawdown for PFS was -64.08%, occurring on Mar 18, 2020. Recovery took 739 trading sessions.

The maximum drawdown for PLMR was -62.86%, occurring on Dec 28, 2022. Recovery took 1117 trading sessions.

The current PFS drawdown is -0.14%. The current PLMR drawdown is -34.45%.

Rank	PFS	PLMR
#1	-64.08% Jun 6, 2018 - May 13, 2021	-62.86% Sep 2, 2020 - Feb 13, 2025
#2	-58.74% Sep 19, 2008 - Jul 5, 2013	-42.27% Jun 2, 2025 - Jun 3, 2026
#3	-43.64% Aug 18, 2022 - Jan 28, 2026	-31.75% Feb 20, 2020 - Apr 20, 2020
#4	-38.89% Dec 2, 2003 - Sep 19, 2008	-15.09% Apr 20, 2020 - May 19, 2020
#5	-18.00% May 17, 2021 - Nov 1, 2021	-13.53% Dec 20, 2019 - Feb 10, 2020
#6	-17.46% Dec 27, 2016 - Oct 27, 2017	-12.44% Oct 22, 2019 - Nov 18, 2019
#7	-16.51% Dec 23, 2013 - Mar 23, 2015	-11.52% Jul 8, 2020 - Jul 31, 2020
#8	-15.56% Jan 7, 2022 - Aug 16, 2022	-11.01% Aug 19, 2019 - Sep 20, 2019
#9	-14.65% Oct 28, 2015 - Aug 5, 2016	-9.16% Apr 3, 2025 - Apr 9, 2025
#10	-14.50% Feb 6, 2026 - Mar 18, 2026	-7.92% Nov 29, 2019 - Dec 20, 2019
#11	-12.31% Nov 29, 2017 - May 30, 2018	-6.76% Jun 17, 2020 - Jun 30, 2020
#12	-10.83% Aug 1, 2013 - Oct 25, 2013	-6.66% Apr 15, 2025 - May 5, 2025
#13	-8.92% Oct 27, 2017 - Nov 29, 2017	-6.39% Sep 23, 2019 - Sep 30, 2019
#14	-8.82% Nov 11, 2021 - Jan 6, 2022	-6.18% Feb 14, 2025 - Feb 28, 2025
#15	-8.29% Sep 2, 2003 - Nov 28, 2003	-6.04% Jun 18, 2019 - Jul 10, 2019