PFBC vs VRNT

Comparison between Preferred Bank (PFBC, Company) and Verint Systems Inc (VRNT, Company).

PFBC is from the Financial Services sector, while VRNT is from the Technology sector.

5-Year PerformancePFBC has outperformed VRNT, delivering a return of +12.3% compared to -7.0%

PFBC vs VRNT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PFBC(COMPANY)	VRNT(COMPANY)
Market Cap	$1.24B	$1.24B
Max Drawdown	97.22%	92.30%
Sharpe Ratio	0.78	-0.09
5Y Beta	0.74	N/A
Industry	Banks - Regional	Software - Infrastructure
P/E Ratio	9.42	20.60
Forward P/E	9.09	N/A
PEG Ratio	0.70	21.48
Dividend Yield	3.16%	N/A
5Y Dividends CAGR	24.64%	N/A
5Y EPS CAGR	16.42%	20.47%
Debt to Equity	49.75%	45.99%
Free Cash Flow Yield	13.48%	9.11%
P/S Ratio	4.06	1.38
P/B Ratio	1.49	1.38

Market Cap

Winner

PFBC

$1.24B

VRNT

$1.24B

Max Drawdown

PFBC

97.22%

Winner

VRNT

92.30%

Sharpe Ratio

Winner

PFBC

0.78

VRNT

-0.09

5Y Beta

PFBC

0.74

VRNT

N/A

Industry

PFBC

Banks - Regional

VRNT

Software - Infrastructure

P/E Ratio

Winner

PFBC

9.42

VRNT

20.60

Forward P/E

PFBC

9.09

VRNT

N/A

PEG Ratio

Winner

PFBC

0.70

VRNT

21.48

Dividend Yield

PFBC

3.16%

VRNT

N/A

5Y Dividends CAGR

PFBC

24.64%

VRNT

N/A

5Y EPS CAGR

PFBC

16.42%

Winner

VRNT

20.47%

Debt to Equity

PFBC

49.75%

Winner

VRNT

45.99%

Free Cash Flow Yield

Winner

PFBC

13.48%

VRNT

9.11%

P/S Ratio

PFBC

4.06

Winner

VRNT

1.38

P/B Ratio

PFBC

1.49

Winner

VRNT

1.38

PFBC vs VRNT - Historical Returns

Returns include dividend reinvestment.

Period	PFBC	VRNT
1 month	+9.66%	+1.08%
3 months	+14.64%	+0.84%
6 months	+3.27%	+19.66%
1 year	+24.77%	-15.91%
5 years(CAGR)	+12.30%	-7.03%
10 years(CAGR)	+15.43%	-1.62%
Max(CAGR)	+3.90%	+4.44%

Winner

PFBC

+9.66%

VRNT

+1.08%

Winner

PFBC

+14.64%

VRNT

+0.84%

PFBC

+3.27%

Winner

VRNT

+19.66%

Winner

PFBC

+24.77%

VRNT

-15.91%

5Y(CAGR)

Winner

PFBC

+12.30%

VRNT

-7.03%

10Y(CAGR)

Winner

PFBC

+15.43%

VRNT

-1.62%

Max(CAGR)

PFBC

+3.90%

Winner

VRNT

+4.44%

PFBC vs VRNT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PFBC	VRNT
2026	+7.74%	N/A
2025	+14.41%	-23.33%
2024	+22.07%	+4.41%
2023	+2.50%	-25.99%
2022	+5.51%	-31.08%
2021	+49.35%	+56.01%
2020	-13.43%	+17.24%
2019	+40.08%	+30.75%
2018	-24.56%	+1.22%
2017	+15.28%	+15.45%
2016	+63.98%	-12.07%
2015	+25.12%	-30.27%
2014	+38.04%	+36.33%
2013	+33.58%	+41.76%
2012	+85.86%	+4.19%
2011	-22.80%	-12.77%
2010	-3.83%	+65.54%
2009	-69.73%	+163.70%
2008	-74.92%	-64.82%
2007	-32.94%	-43.89%
2006	+36.31%	+2.97%
2005	+106.10%	-5.59%
2004	+25.56%	+61.68%
2003	+23.76%	+0.31%
2002	+12.17%	+39.27%
2001	-6.03%	N/A
2000	-13.24%	N/A
1999	-6.23%	N/A

PFBC vs VRNT Drawdown Comparison

The maximum drawdown for PFBC was -97.01%, occurring on Feb 3, 2010. This drawdown has not yet recovered.

The maximum drawdown for VRNT was -92.30%, occurring on Mar 30, 2009. Recovery took 2088 trading sessions.

The current PFBC drawdown is -33.93%. The current VRNT drawdown is -63.21%.

Rank	PFBC	VRNT
#1	-97.01% Feb 5, 2007 - Feb 3, 2010	-92.30% Sep 12, 2005 - Dec 27, 2013
#2	-25.54% Nov 1, 1999 - Apr 29, 2003	-73.90% Apr 22, 2022 - Apr 8, 2025
#3	-13.34% Sep 28, 2006 - Jan 29, 2007	-57.69% May 16, 2002 - Nov 20, 2002
#4	-11.20% Feb 15, 2005 - Jul 22, 2005	-54.14% Jun 3, 2015 - Dec 28, 2020
#5	-8.40% Jul 25, 2006 - Sep 26, 2006	-37.97% Jan 9, 2003 - Jun 3, 2003
#6	-7.86% Aug 11, 2005 - Oct 24, 2005	-30.25% Jul 2, 2003 - Mar 17, 2004
#7	-7.00% Jun 1, 2006 - Jul 3, 2006	-29.21% Nov 29, 2004 - Sep 12, 2005
#8	-5.74% Aug 2, 2005 - Aug 11, 2005	-20.16% Apr 12, 2004 - Jun 25, 2004
#9	-4.68% Dec 15, 2005 - Jan 26, 2006	-19.48% Feb 17, 2021 - Dec 27, 2021
#10	-3.76% Jul 12, 2006 - Jul 20, 2006	-17.67% Jun 28, 2004 - Sep 10, 2004
#11	-3.53% Oct 31, 2005 - Nov 17, 2005	-16.24% Dec 4, 2002 - Dec 26, 2002
#12	-3.26% Jul 3, 2006 - Jul 12, 2006	-14.41% Apr 1, 2014 - Jun 5, 2014
#13	-2.76% Mar 16, 2006 - Apr 3, 2006	-13.03% Jun 4, 2003 - Jul 2, 2003
#14	-2.72% Apr 6, 2006 - May 4, 2006	-12.39% Dec 3, 2014 - Mar 2, 2015
#15	-2.03% Oct 26, 2005 - Oct 31, 2005	-10.75% Feb 9, 2022 - Apr 18, 2022