PEBO vs XZO

Comparison between Peoples Bancorp Inc (Marietta OH) (PEBO, Company) and Exzeo Group Inc (XZO, Company).

Both PEBO and XZO are from the Financial Services sector.

PEBO vs XZO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PEBO(COMPANY)	XZO(COMPANY)
Market Cap	$1.46B	$1.46B
Max Drawdown	77.12%	48.25%
Sharpe Ratio	1.76	-0.29
5Y Beta	0.69	1.67
Industry	Banks - Regional	Insurance - Diversified
P/E Ratio	13.55	17.69
Forward P/E	9.77	N/A
PEG Ratio	1.45	N/A
Dividend Yield	4.03%	N/A
5Y Dividends CAGR	7.83%	N/A
5Y EPS CAGR	5.23%	N/A
Debt to Equity	60.24%	0.00%
Free Cash Flow Yield	9.32%	0.00%
P/S Ratio	3.44	6.46
P/B Ratio	1.21	5.13

Market Cap

PEBO

$1.46B

Winner

XZO

$1.46B

Max Drawdown

PEBO

77.12%

Winner

XZO

48.25%

Sharpe Ratio

Winner

PEBO

1.76

XZO

-0.29

5Y Beta

Winner

PEBO

0.69

XZO

1.67

Industry

PEBO

Banks - Regional

XZO

Insurance - Diversified

P/E Ratio

Winner

PEBO

13.55

XZO

17.69

Forward P/E

PEBO

9.77

XZO

N/A

PEG Ratio

PEBO

1.45

XZO

N/A

Dividend Yield

PEBO

4.03%

XZO

N/A

5Y Dividends CAGR

PEBO

7.83%

XZO

N/A

5Y EPS CAGR

PEBO

5.23%

XZO

N/A

Debt to Equity

PEBO

60.24%

Winner

XZO

0.00%

Free Cash Flow Yield

Winner

PEBO

9.32%

XZO

0.00%

P/S Ratio

Winner

PEBO

3.44

XZO

6.46

P/B Ratio

Winner

PEBO

1.21

XZO

5.13

PEBO vs XZO - Historical Returns

Returns include dividend reinvestment.

Period	PEBO	XZO
1 month	+7.15%	-6.81%
3 months	+21.75%	+10.51%
6 months	+23.52%	-2.22%
1 year	+49.24%	N/A
5 years(CAGR)	+11.08%	N/A
10 years(CAGR)	+10.81%	N/A
Max(CAGR)	+5.76%	-30.77%

Winner

PEBO

+7.15%

XZO

-6.81%

Winner

PEBO

+21.75%

XZO

+10.51%

Winner

PEBO

+23.52%

XZO

-2.22%

PEBO

+49.24%

XZO

N/A

5Y(CAGR)

PEBO

+11.08%

XZO

N/A

10Y(CAGR)

PEBO

+10.81%

XZO

N/A

Max(CAGR)

Winner

PEBO

+5.76%

XZO

-30.77%

PEBO vs XZO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PEBO	XZO
2026	+39.46%	-30.23%
2025	+1.59%	+15.42%
2024	+0.06%	N/A
2023	+26.56%	N/A
2022	-7.40%	N/A
2021	+22.25%	N/A
2020	-17.27%	N/A
2019	+18.64%	N/A
2018	-5.75%	N/A
2017	+4.25%	N/A
2016	+82.23%	N/A
2015	-23.90%	N/A
2014	+18.88%	N/A
2013	+4.26%	N/A
2012	+39.88%	N/A
2011	-4.28%	N/A
2010	+63.62%	N/A
2009	-45.11%	N/A
2008	-16.96%	N/A
2007	-13.34%	N/A
2006	+6.55%	N/A
2005	+9.65%	N/A
2004	-5.42%	N/A
2003	+17.62%	N/A
2002	+60.17%	N/A
2001	+13.87%	N/A
2000	-27.50%	N/A
1999	-18.73%	N/A

PEBO vs XZO Drawdown Comparison

The maximum drawdown for PEBO was -74.31%, occurring on Mar 9, 2009. Recovery took 1831 trading sessions.

The maximum drawdown for XZO was -48.25%, occurring on Jun 4, 2026. This drawdown has not yet recovered.

The current PEBO drawdown is -2.84%. The current XZO drawdown is -34.52%.

Rank	PEBO	XZO
#1	-74.31% Nov 16, 2006 - Feb 28, 2014	-48.25% Dec 31, 2025 - Jun 4, 2026
#2	-50.21% Nov 2, 1999 - Apr 1, 2002	-34.36% Nov 5, 2025 - Dec 22, 2025
#3	-48.97% Jul 9, 2018 - Mar 8, 2021	-2.84% Dec 24, 2025 - Dec 29, 2025
#4	-38.16% Jul 3, 2014 - Nov 10, 2016	N/A
#5	-32.06% Aug 19, 2002 - Dec 29, 2003	N/A
#6	-28.58% Mar 12, 2021 - Dec 13, 2023	N/A
#7	-26.30% Jan 20, 2004 - Nov 29, 2004	N/A
#8	-24.53% Nov 25, 2024 - Feb 4, 2026	N/A
#9	-21.14% Nov 29, 2004 - Apr 19, 2006	N/A
#10	-21.04% Dec 27, 2023 - Jul 17, 2024	N/A
#11	-20.66% Jul 5, 2002 - Aug 15, 2002	N/A
#12	-14.66% Jul 25, 2024 - Nov 6, 2024	N/A
#13	-12.18% Apr 26, 2017 - Oct 25, 2017	N/A
#14	-11.98% Apr 19, 2006 - Oct 20, 2006	N/A
#15	-9.69% Apr 24, 2014 - Jun 27, 2014	N/A

Correlation

Correlation between PEBO and XZO is -0.56 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.56

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