PEBK vs CNDT

Comparison between Peoples Bancorp Of North Carolina Inc (PEBK, Company) and Conduent Inc (CNDT, Company).

PEBK is from the Financial Services sector, while CNDT is from the Technology sector.

5-Year PerformancePEBK has outperformed CNDT, delivering a return of +13.3% compared to -26.4%

PEBK vs CNDT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PEBK(COMPANY)	CNDT(COMPANY)
Market Cap	$234M	$234M
Max Drawdown	85.73%	95.02%
Sharpe Ratio	1.36	-0.64
5Y Beta	0.72	1.16
Industry	Banks - Regional	Information Technology Services
P/E Ratio	11.76	-1.55
Forward P/E	12.71	N/A
PEG Ratio	0.63	4.44
Dividend Yield	1.92%	N/A
5Y Dividends CAGR	13.93%	N/A
5Y EPS CAGR	11.30%	11.58%
Debt to Equity	0.00%	3.59%
Free Cash Flow Yield	8.29%	-32.88%
P/S Ratio	2.53	0.08
P/B Ratio	1.40	0.38

Market Cap

PEBK

$234M

Winner

CNDT

$234M

Max Drawdown

Winner

PEBK

85.73%

CNDT

95.02%

Sharpe Ratio

Winner

PEBK

1.36

CNDT

-0.64

5Y Beta

Winner

PEBK

0.72

CNDT

1.16

Industry

PEBK

Banks - Regional

CNDT

Information Technology Services

P/E Ratio

PEBK

11.76

Winner

CNDT

-1.55

Forward P/E

PEBK

12.71

CNDT

N/A

PEG Ratio

Winner

PEBK

0.63

CNDT

4.44

Dividend Yield

PEBK

1.92%

CNDT

N/A

5Y Dividends CAGR

PEBK

13.93%

CNDT

N/A

5Y EPS CAGR

PEBK

11.30%

Winner

CNDT

11.58%

Debt to Equity

Winner

PEBK

0.00%

CNDT

3.59%

Free Cash Flow Yield

Winner

PEBK

8.29%

CNDT

-32.88%

P/S Ratio

PEBK

2.53

Winner

CNDT

0.08

P/B Ratio

PEBK

1.40

Winner

CNDT

0.38

PEBK vs CNDT - Historical Returns

Returns include dividend reinvestment.

Period	PEBK	CNDT
1 month	-3.50%	+9.77%
3 months	+7.99%	-13.10%
6 months	+18.78%	-13.61%
1 year	+46.00%	-48.41%
5 years(CAGR)	+13.34%	-26.38%
10 years(CAGR)	+11.71%	-20.91%
Max(CAGR)	+7.11%	-20.91%

PEBK

-3.50%

Winner

CNDT

+9.77%

Winner

PEBK

+7.99%

CNDT

-13.10%

Winner

PEBK

+18.78%

CNDT

-13.61%

Winner

PEBK

+46.00%

CNDT

-48.41%

5Y(CAGR)

Winner

PEBK

+13.34%

CNDT

-26.38%

10Y(CAGR)

Winner

PEBK

+11.71%

CNDT

-20.91%

Max(CAGR)

Winner

PEBK

+7.11%

CNDT

-20.91%

PEBK vs CNDT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PEBK	CNDT
2026	+20.74%	-23.16%
2025	+20.63%	-52.24%
2024	+5.38%	+9.49%
2023	-0.81%	-12.68%
2022	+21.77%	-27.68%
2021	+30.72%	+14.22%
2020	-26.57%	-20.66%
2019	+32.49%	-42.33%
2018	-18.69%	-35.73%
2017	+27.82%	+17.78%
2016	+33.51%	N/A
2015	+9.36%	N/A
2014	+26.53%	N/A
2013	+52.31%	N/A
2012	+66.16%	N/A
2011	+5.45%	N/A
2010	+4.55%	N/A
2009	-43.69%	N/A
2008	-36.31%	N/A
2007	-45.74%	N/A
2006	+36.65%	N/A
2005	+32.22%	N/A
2004	+4.45%	N/A
2003	+36.54%	N/A
2002	-1.81%	N/A
2001	+9.59%	N/A
2000	-7.14%	N/A
1999	-13.97%	N/A

PEBK vs CNDT Drawdown Comparison

The maximum drawdown for PEBK was -84.18%, occurring on Dec 3, 2009. Recovery took 2405 trading sessions.

The maximum drawdown for CNDT was -95.02%, occurring on Mar 18, 2026. This drawdown has not yet recovered.

The current PEBK drawdown is -4.28%. The current CNDT drawdown is -93.73%.

Rank	PEBK	CNDT
#1	-84.18% Jun 6, 2007 - Dec 21, 2016	-95.02% Sep 14, 2018 - Mar 18, 2026
#2	-56.44% Dec 31, 2019 - Dec 2, 2022	-15.78% Jun 15, 2018 - Aug 16, 2018
#3	-49.58% Mar 8, 2023 - Dec 16, 2024	-14.97% May 8, 2017 - Feb 21, 2018
#4	-36.11% Oct 3, 2017 - Dec 31, 2019	-9.86% Feb 23, 2017 - May 4, 2017
#5	-32.93% Aug 27, 2001 - Dec 1, 2003	-9.02% Jan 6, 2017 - Jan 25, 2017
#6	-29.93% Nov 5, 1999 - Jul 13, 2001	-8.30% Mar 21, 2018 - Jun 6, 2018
#7	-22.77% Dec 16, 2024 - Aug 22, 2025	-4.52% Jan 26, 2017 - Feb 14, 2017
#8	-18.34% Mar 2, 2005 - Jul 25, 2005	-3.42% Jun 6, 2018 - Jun 11, 2018
#9	-13.11% Jun 1, 2006 - Sep 7, 2006	-3.21% Feb 26, 2018 - Mar 5, 2018
#10	-13.08% Dec 11, 2003 - Jan 31, 2005	-2.16% Aug 31, 2018 - Sep 14, 2018
#11	-12.94% Sep 18, 2025 - Nov 26, 2025	-1.35% Aug 21, 2018 - Aug 24, 2018
#12	-11.32% Apr 25, 2017 - Jun 13, 2017	-1.02% Mar 6, 2018 - Mar 12, 2018
#13	-11.15% Jul 25, 2005 - Nov 10, 2005	-0.80% Aug 17, 2018 - Aug 21, 2018
#14	-10.71% Nov 6, 2006 - Jun 5, 2007	-0.66% Feb 15, 2017 - Feb 22, 2017
#15	-10.20% Jan 3, 2017 - Feb 13, 2017	-0.36% Mar 13, 2018 - Mar 16, 2018