PDCC vs ASRV

Comparison between Pearl Diver Credit Company Inc (PDCC, Company) and Ameriserv Financial Inc (ASRV, Company).

Both PDCC and ASRV are from the Financial Services sector.

PDCC vs ASRV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PDCC(COMPANY)	ASRV(COMPANY)
Market Cap	$66M	$66M
Max Drawdown	55.51%	89.82%
Sharpe Ratio	-1.38	1.02
5Y Beta	0.18	0.25
Industry	Asset Management	Banks - Regional
P/E Ratio	3.80	50.15
Forward P/E	6.14	12.25
PEG Ratio	N/A	1.15
Dividend Yield	N/A	3.20%
5Y Dividends CAGR	N/A	8.45%
5Y EPS CAGR	N/A	-24.14%
Debt to Equity	7.03%	0.00%
Free Cash Flow Yield	36.76%	4.46%

Market Cap

PDCC

$66M

Winner

ASRV

$66M

Max Drawdown

Winner

PDCC

55.51%

ASRV

89.82%

Sharpe Ratio

PDCC

-1.38

Winner

ASRV

1.02

5Y Beta

Winner

PDCC

0.18

ASRV

0.25

Industry

PDCC

Asset Management

ASRV

Banks - Regional

P/E Ratio

Winner

PDCC

3.80

ASRV

50.15

Forward P/E

Winner

PDCC

6.14

ASRV

12.25

PEG Ratio

PDCC

N/A

ASRV

1.15

Dividend Yield

PDCC

N/A

ASRV

3.20%

5Y Dividends CAGR

PDCC

N/A

ASRV

8.45%

5Y EPS CAGR

PDCC

N/A

ASRV

-24.14%

Debt to Equity

PDCC

7.03%

Winner

ASRV

0.00%

Free Cash Flow Yield

Winner

PDCC

36.76%

ASRV

4.46%

PDCC vs ASRV - Historical Returns

Returns include dividend reinvestment.

Period	PDCC	ASRV
1 month	-14.38%	+0.78%
3 months	+4.23%	+4.25%
6 months	-28.96%	+27.52%
1 year	-30.93%	+38.10%
5 years(CAGR)	N/A	+3.29%
10 years(CAGR)	N/A	+5.38%
Max(CAGR)	-17.80%	-2.62%

PDCC

-14.38%

Winner

ASRV

+0.78%

PDCC

+4.23%

Winner

ASRV

+4.25%

PDCC

-28.96%

Winner

ASRV

+27.52%

PDCC

-30.93%

Winner

ASRV

+38.10%

5Y(CAGR)

PDCC

N/A

ASRV

+3.29%

10Y(CAGR)

PDCC

N/A

ASRV

+5.38%

Max(CAGR)

PDCC

-17.80%

Winner

ASRV

-2.62%

PDCC vs ASRV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PDCC	ASRV
2026	-22.97%	+20.52%
2025	-21.50%	+25.24%
2024	+11.03%	-13.40%
2023	N/A	-14.48%
2022	N/A	+4.74%
2021	N/A	+27.71%
2020	N/A	-23.75%
2019	N/A	+6.89%
2018	N/A	+1.27%
2017	N/A	+13.83%
2016	N/A	+17.11%
2015	N/A	+6.57%
2014	N/A	+4.57%
2013	N/A	-0.01%
2012	N/A	+62.70%
2011	N/A	+18.18%
2010	N/A	+3.95%
2009	N/A	-5.11%
2008	N/A	-29.01%
2007	N/A	-42.89%
2006	N/A	+12.30%
2005	N/A	-15.44%
2004	N/A	+2.38%
2003	N/A	+80.51%
2002	N/A	-31.27%
2001	N/A	+25.31%
2000	N/A	-63.07%
1999	N/A	-13.50%

PDCC vs ASRV Drawdown Comparison

The maximum drawdown for PDCC was -45.29%, occurring on Mar 20, 2026. This drawdown has not yet recovered.

The maximum drawdown for ASRV was -87.32%, occurring on Jul 16, 2010. This drawdown has not yet recovered.

The current PDCC drawdown is -40.79%. The current ASRV drawdown is -50.75%.

Rank	PDCC	ASRV
#1	-45.29% Mar 7, 2025 - Mar 20, 2026	-87.32% Nov 1, 1999 - Jul 16, 2010
#2	-8.41% Aug 20, 2024 - Sep 19, 2024	N/A
#3	-6.57% Jul 31, 2024 - Aug 20, 2024	N/A
#4	-4.55% Oct 16, 2024 - Nov 18, 2024	N/A
#5	-4.00% Feb 24, 2025 - Mar 7, 2025	N/A
#6	-3.60% Sep 19, 2024 - Oct 4, 2024	N/A
#7	-2.94% Jul 22, 2024 - Jul 31, 2024	N/A
#8	-2.74% Nov 20, 2024 - Dec 16, 2024	N/A
#9	-2.73% Dec 16, 2024 - Feb 20, 2025	N/A
#10	-1.33% Feb 20, 2025 - Feb 24, 2025	N/A
#11	-0.78% Oct 4, 2024 - Oct 9, 2024	N/A
#12	-0.72% Oct 10, 2024 - Oct 15, 2024	N/A

Correlation

Correlation between PDCC and ASRV is -0.92 which considered as a very strong negative correlation - the stocks move almost identically in opposite directions.

-0.92

-101

Dividend Comparison (1999 - 2026)

PDCC vs ASRV dividend yield comparison.

Year	PDCC	ASRV
2026	14.52%	1.54%
2025	18.95%	3.76%
2024	5.38%	4.48%
2023	0.00%	3.71%
2022	0.00%	2.92%
2021	0.00%	2.59%
2020	0.00%	3.19%
2019	0.00%	2.26%
2018	0.00%	1.86%
2017	0.00%	1.45%
2016	0.00%	1.35%
2015	0.00%	1.25%
2014	0.00%	1.28%
2013	0.00%	0.99%
2008	0.00%	1.26%
2002	0.00%	10.53%
2001	0.00%	7.50%
2000	0.00%	4.24%
1999	0.00%	1.28%