PCYO vs MBCN

Comparison between Pure Cycle Corp (PCYO, Company) and Middlefield Banc Corp (MBCN, Company).

PCYO is from the Utilities sector, while MBCN is from the Financial Services sector.

5-Year PerformanceMBCN has outperformed PCYO, delivering a return of +11.0% compared to -5.5%

PCYO vs MBCN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCYO(COMPANY)	MBCN(COMPANY)
Market Cap	$273M	$272M
Max Drawdown	88.11%	64.42%
Sharpe Ratio	0.37	0.69
5Y Beta	0.64	N/A
Industry	Utilities - Regulated Water	Banks - Regional
P/E Ratio	18.53	12.86
Forward P/E	56.50	17.21
PEG Ratio	2.27	0.26
Dividend Yield	N/A	2.49%
5Y Dividends CAGR	N/A	11.84%
5Y EPS CAGR	-5.62%	13.20%
Debt to Equity	9.32%	0.00%
Free Cash Flow Yield	2.80%	6.46%
P/S Ratio	8.10	N/A
P/B Ratio	1.78	N/A

Market Cap

Winner

PCYO

$273M

MBCN

$272M

Max Drawdown

PCYO

88.11%

Winner

MBCN

64.42%

Sharpe Ratio

PCYO

0.37

Winner

MBCN

0.69

5Y Beta

PCYO

0.64

MBCN

N/A

Industry

PCYO

Utilities - Regulated Water

MBCN

Banks - Regional

P/E Ratio

PCYO

18.53

Winner

MBCN

12.86

Forward P/E

PCYO

56.50

Winner

MBCN

17.21

PEG Ratio

PCYO

2.27

Winner

MBCN

0.26

Dividend Yield

PCYO

N/A

MBCN

2.49%

5Y Dividends CAGR

PCYO

N/A

MBCN

11.84%

5Y EPS CAGR

PCYO

-5.62%

Winner

MBCN

13.20%

Debt to Equity

PCYO

9.32%

Winner

MBCN

0.00%

Free Cash Flow Yield

PCYO

2.80%

Winner

MBCN

6.46%

P/S Ratio

PCYO

8.10

MBCN

N/A

P/B Ratio

PCYO

1.78

MBCN

N/A

PCYO vs MBCN - Historical Returns

Returns include dividend reinvestment.

Period	PCYO	MBCN
1 month	+4.90%	+0.01%
3 months	+1.80%	-5.65%
6 months	+1.34%	+17.02%
1 year	+8.52%	+30.35%
5 years(CAGR)	-5.52%	+10.97%
10 years(CAGR)	+9.44%	+10.88%
Max(CAGR)	+7.34%	+7.84%

Winner

PCYO

+4.90%

MBCN

+0.01%

Winner

PCYO

+1.80%

MBCN

-5.65%

PCYO

+1.34%

Winner

MBCN

+17.02%

PCYO

+8.52%

Winner

MBCN

+30.35%

5Y(CAGR)

PCYO

-5.52%

Winner

MBCN

+10.97%

10Y(CAGR)

PCYO

+9.44%

Winner

MBCN

+10.88%

Max(CAGR)

PCYO

+7.34%

Winner

MBCN

+7.84%

PCYO vs MBCN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PCYO	MBCN
2026	+4.90%	-0.18%
2025	-11.66%	+27.56%
2024	+23.11%	-11.56%
2023	+1.95%	+21.89%
2022	-27.92%	+13.87%
2021	+30.94%	+15.94%
2020	-11.30%	-13.23%
2019	+28.47%	+25.93%
2018	+18.92%	-11.76%
2017	+54.63%	+26.54%
2016	+15.06%	+23.35%
2015	+21.52%	-0.42%
2014	-36.51%	+33.89%
2013	+115.31%	+0.09%
2012	+54.64%	+53.54%
2011	-47.34%	+8.04%
2010	+24.56%	-8.22%
2009	+10.89%	-4.98%
2008	-67.26%	-40.54%
2007	-4.59%	-3.66%
2006	+10.60%	+5.41%
2005	-8.76%	+10.30%
2004	+87.23%	+22.52%
2003	+261.54%	+8.30%
2002	+44.44%	+14.09%
2001	+0.00%	N/A
2000	-44.44%	N/A
1999	+5.88%	N/A

PCYO vs MBCN Drawdown Comparison

The maximum drawdown for PCYO was -88.11%, occurring on Dec 16, 2011. Recovery took 3782 trading sessions.

The maximum drawdown for MBCN was -59.04%, occurring on Sep 23, 2009. Recovery took 1947 trading sessions.

The current PCYO drawdown is -31.02%. The current MBCN drawdown is -9.77%.

Rank	PCYO	MBCN
#1	-88.11% Apr 3, 2006 - Apr 13, 2021	-59.04% Apr 12, 2005 - Jan 4, 2013
#2	-73.68% Nov 2, 1999 - Jan 10, 2003	-52.45% Dec 16, 2019 - Nov 10, 2021
#3	-54.92% Feb 17, 2004 - Mar 28, 2006	-42.71% Dec 15, 2023 - Nov 28, 2025
#4	-52.49% Apr 16, 2021 - Oct 14, 2022	-26.52% Jun 12, 2018 - Nov 27, 2019
#5	-42.86% Feb 3, 2003 - Jun 6, 2003	-23.58% Feb 13, 2023 - Jun 7, 2023
#6	-34.48% Jun 6, 2003 - Sep 18, 2003	-22.79% Jan 22, 2013 - Sep 5, 2014
#7	-23.33% Sep 18, 2003 - Nov 4, 2003	-22.65% Sep 4, 2002 - Feb 23, 2004
#8	-20.00% Nov 7, 2003 - Jan 5, 2004	-21.66% Jun 2, 2017 - Apr 16, 2018
#9	-20.00% Jan 10, 2003 - Jan 29, 2003	-17.55% Aug 8, 2023 - Dec 6, 2023
#10	-8.05% Jan 14, 2004 - Feb 4, 2004	-16.67% Aug 12, 2002 - Sep 4, 2002
#11	-6.85% Jan 7, 2004 - Jan 14, 2004	-16.39% Sep 26, 2014 - Dec 1, 2015
#12	-6.52% Nov 5, 2003 - Nov 7, 2003	-12.25% Dec 11, 2025 - Jan 28, 2026
#13	-6.52% Feb 4, 2004 - Feb 10, 2004	-11.87% Jun 7, 2023 - Jul 24, 2023
#14	N/A	-11.42% Nov 15, 2021 - Aug 4, 2022
#15	N/A	-9.51% Dec 2, 2015 - Sep 8, 2016