PCYO vs FXNC

Comparison between Pure Cycle Corp (PCYO, Company) and First National Corp (Strasburg VA) (FXNC, Company).

PCYO is from the Utilities sector, while FXNC is from the Financial Services sector.

5-Year PerformanceFXNC has outperformed PCYO, delivering a return of +11.9% compared to -3.5%

PCYO vs FXNC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCYO(COMPANY)	FXNC(COMPANY)
Market Cap	$267M	$265M
Max Drawdown	88.11%	87.13%
Sharpe Ratio	0.36	2.06
5Y Beta	0.68	0.65
Industry	Utilities - Regulated Water	Banks - Regional
P/E Ratio	18.99	12.61
Forward P/E	56.50	8.09
PEG Ratio	N/A	0.07
Dividend Yield	N/A	2.20%
5Y Dividends CAGR	N/A	7.54%
5Y EPS CAGR	-5.94%	3.37%
Debt to Equity	5.36%	0.00%
Free Cash Flow Yield	1.41%	10.54%

Market Cap

Winner

PCYO

$267M

FXNC

$265M

Max Drawdown

PCYO

88.11%

Winner

FXNC

87.13%

Sharpe Ratio

PCYO

0.36

Winner

FXNC

2.06

5Y Beta

PCYO

0.68

Winner

FXNC

0.65

Industry

PCYO

Utilities - Regulated Water

FXNC

Banks - Regional

P/E Ratio

PCYO

18.99

Winner

FXNC

12.61

Forward P/E

PCYO

56.50

Winner

FXNC

8.09

PEG Ratio

PCYO

N/A

FXNC

0.07

Dividend Yield

PCYO

N/A

FXNC

2.20%

5Y Dividends CAGR

PCYO

N/A

FXNC

7.54%

5Y EPS CAGR

PCYO

-5.94%

Winner

FXNC

3.37%

Debt to Equity

PCYO

5.36%

Winner

FXNC

0.00%

Free Cash Flow Yield

PCYO

1.41%

Winner

FXNC

10.54%

PCYO vs FXNC - Historical Returns

Returns include dividend reinvestment.

Period	PCYO	FXNC
1 month	+6.03%	+9.37%
3 months	+9.39%	+16.02%
6 months	-5.38%	+13.04%
1 year	+9.60%	+61.66%
5 years(CAGR)	-3.52%	+11.93%
10 years(CAGR)	+9.37%	+14.42%
Max(CAGR)	+7.29%	+6.04%

PCYO

+6.03%

Winner

FXNC

+9.37%

PCYO

+9.39%

Winner

FXNC

+16.02%

PCYO

-5.38%

Winner

FXNC

+13.04%

PCYO

+9.60%

Winner

FXNC

+61.66%

5Y(CAGR)

PCYO

-3.52%

Winner

FXNC

+11.93%

10Y(CAGR)

PCYO

+9.37%

Winner

FXNC

+14.42%

Max(CAGR)

Winner

PCYO

+7.29%

FXNC

+6.04%

PCYO vs FXNC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PCYO	FXNC
2026	+2.41%	+21.14%
2025	-11.66%	+14.29%
2024	+23.11%	+11.82%
2023	+1.95%	+30.95%
2022	-27.92%	-23.33%
2021	+30.94%	+39.38%
2020	-11.30%	-18.85%
2019	+28.47%	+17.74%
2018	+18.92%	+8.99%
2017	+54.63%	+41.39%
2016	+15.06%	+46.89%
2015	+21.52%	+4.63%
2014	-36.51%	+54.53%
2013	+115.31%	+7.62%
2012	+54.64%	-12.50%
2011	-47.34%	-52.03%
2010	+24.56%	+31.27%
2009	+10.89%	-37.45%
2008	-67.26%	-24.09%
2007	-4.59%	-14.09%
2006	+10.60%	+4.85%
2005	-8.76%	+31.14%
2004	+87.23%	+28.05%
2003	+261.54%	-17.96%
2002	+44.44%	+25.62%
2001	+0.00%	+52.64%
2000	-44.44%	N/A
1999	+5.88%	N/A

PCYO vs FXNC Drawdown Comparison

The maximum drawdown for PCYO was -88.11%, occurring on Dec 16, 2011. Recovery took 3782 trading sessions.

The maximum drawdown for FXNC was -85.25%, occurring on Jun 6, 2012. Recovery took 3586 trading sessions.

The current PCYO drawdown is -32.66%. The current FXNC drawdown is -2.75%.

Rank	PCYO	FXNC
#1	-88.11% Apr 3, 2006 - Apr 13, 2021	-85.25% Apr 3, 2007 - Jul 12, 2021
#2	-73.68% Nov 2, 1999 - Jan 10, 2003	-49.16% May 15, 2003 - May 3, 2005
#3	-54.92% Feb 17, 2004 - Mar 28, 2006	-39.93% Sep 21, 2021 - Nov 6, 2024
#4	-52.49% Apr 16, 2021 - Oct 14, 2022	-30.17% Feb 6, 2025 - Dec 15, 2025
#5	-42.86% Feb 3, 2003 - Jun 6, 2003	-13.68% Feb 6, 2003 - Apr 24, 2003
#6	-34.48% Jun 6, 2003 - Sep 18, 2003	-12.23% Dec 9, 2024 - Feb 6, 2025
#7	-23.33% Sep 18, 2003 - Nov 4, 2003	-11.03% Jul 20, 2001 - Dec 21, 2001
#8	-20.00% Nov 7, 2003 - Jan 5, 2004	-10.71% Dec 14, 2005 - May 31, 2006
#9	-20.00% Jan 10, 2003 - Jan 29, 2003	-10.61% Jun 15, 2001 - Jul 18, 2001
#10	-8.05% Jan 14, 2004 - Feb 4, 2004	-10.41% Feb 6, 2026 - Apr 9, 2026
#11	-6.85% Jan 7, 2004 - Jan 14, 2004	-9.78% Apr 17, 2026 - Jun 9, 2026
#12	-6.52% Nov 5, 2003 - Nov 7, 2003	-9.59% Sep 15, 2006 - Apr 3, 2007
#13	-6.52% Feb 4, 2004 - Feb 10, 2004	-9.47% Jul 15, 2021 - Sep 17, 2021
#14	N/A	-8.54% Jun 24, 2002 - Jan 2, 2003
#15	N/A	-7.50% Apr 18, 2002 - Jun 21, 2002