PCTY vs USAR

Comparison between Paylocity Holding Corp (PCTY, Company) and USA Rare Earth Inc - Class A (USAR, Company).

PCTY is from the Technology sector, while USAR is from the Basic Materials sector.

PCTY vs USAR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCTY(COMPANY)	USAR(COMPANY)
Market Cap	$5.83B	$5.82B
Max Drawdown	68.90%	69.23%
Sharpe Ratio	-1.36	1.20
5Y Beta	0.69	0.63
Industry	Software - Application	Other Industrial Metals & Mining
P/E Ratio	22.84	-7.62
Forward P/E	12.76	N/A
PEG Ratio	1.36	N/A
5Y EPS CAGR	32.33%	N/A
Debt to Equity	6.88%	0.00%
Free Cash Flow Yield	8.35%	-1.02%
P/S Ratio	3.38	856.47
P/B Ratio	4.97	3.35

Market Cap

Winner

PCTY

$5.83B

USAR

$5.82B

Max Drawdown

Winner

PCTY

68.90%

USAR

69.23%

Sharpe Ratio

PCTY

-1.36

Winner

USAR

1.20

5Y Beta

PCTY

0.69

Winner

USAR

0.63

Industry

PCTY

Software - Application

USAR

Other Industrial Metals & Mining

P/E Ratio

PCTY

22.84

Winner

USAR

-7.62

Forward P/E

PCTY

12.76

USAR

N/A

PEG Ratio

PCTY

1.36

USAR

N/A

5Y EPS CAGR

PCTY

32.33%

USAR

N/A

Debt to Equity

PCTY

6.88%

Winner

USAR

0.00%

Free Cash Flow Yield

Winner

PCTY

8.35%

USAR

-1.02%

P/S Ratio

Winner

PCTY

3.38

USAR

856.47

P/B Ratio

PCTY

4.97

Winner

USAR

3.35

PCTY vs USAR - Historical Returns

Returns include dividend reinvestment.

Period	PCTY	USAR
1 month	+5.37%	-18.05%
3 months	-2.18%	+17.64%
6 months	-22.56%	+30.49%
1 year	-41.43%	+113.80%
5 years(CAGR)	-7.38%	N/A
10 years(CAGR)	+11.34%	N/A
Max(CAGR)	+13.55%	+32.07%

Winner

PCTY

+5.37%

USAR

-18.05%

PCTY

-2.18%

Winner

USAR

+17.64%

PCTY

-22.56%

Winner

USAR

+30.49%

PCTY

-41.43%

Winner

USAR

+113.80%

5Y(CAGR)

PCTY

-7.38%

USAR

N/A

10Y(CAGR)

PCTY

+11.34%

USAR

N/A

Max(CAGR)

PCTY

+13.55%

Winner

USAR

+32.07%

PCTY vs USAR - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	PCTY	USAR
2026	-22.13%	+58.80%
2025	-21.82%	-3.79%
2024	+22.52%	+10.60%
2023	-14.38%	+2.58%
2022	-16.21%	N/A
2021	+18.66%	N/A
2020	+62.42%	N/A
2019	+102.89%	N/A
2018	+26.15%	N/A
2017	+56.73%	N/A
2016	-22.17%	N/A
2015	+57.97%	N/A
2014	+8.61%	N/A

PCTY vs USAR Drawdown Comparison

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for USAR was -69.23%, occurring on Dec 31, 2025. This drawdown has not yet recovered.

The current PCTY drawdown is -62.89%. The current USAR drawdown is -41.91%.

Rank	PCTY	USAR
#1	-68.90% Nov 1, 2021 - Apr 10, 2026	-69.23% Oct 13, 2025 - Dec 31, 2025
#2	-50.57% Feb 4, 2020 - Jul 1, 2020	-69.00% Mar 14, 2025 - Aug 12, 2025
#3	-45.55% Nov 19, 2015 - Aug 4, 2016	-28.99% Aug 12, 2025 - Oct 2, 2025
#4	-40.41% Mar 21, 2014 - Nov 7, 2014	-22.80% Dec 10, 2024 - Mar 14, 2025
#5	-36.70% Aug 8, 2016 - Jun 1, 2017	-4.42% Oct 7, 2025 - Oct 9, 2025
#6	-35.97% Sep 14, 2018 - Feb 19, 2019	-1.16% Nov 12, 2024 - Nov 27, 2024
#7	-26.96% Dec 23, 2020 - Aug 5, 2021	-0.48% Jan 3, 2024 - Feb 5, 2024
#8	-23.64% Nov 21, 2014 - Feb 19, 2015	-0.38% Feb 12, 2024 - Mar 19, 2024
#9	-22.59% Aug 5, 2015 - Nov 6, 2015	-0.29% Aug 25, 2023 - Sep 5, 2023
#10	-19.66% Oct 31, 2017 - Mar 12, 2018	-0.29% Sep 21, 2023 - Oct 18, 2023
#11	-17.47% Mar 20, 2015 - May 8, 2015	-0.29% Oct 18, 2023 - Oct 20, 2023
#12	-16.92% Jul 2, 2020 - Sep 28, 2020	-0.29% Oct 24, 2023 - Nov 7, 2023
#13	-15.07% Aug 27, 2019 - Nov 15, 2019	-0.28% Jul 29, 2024 - Aug 14, 2024
#14	-13.76% Jul 26, 2019 - Aug 9, 2019	-0.28% Aug 16, 2024 - Sep 4, 2024
#15	-13.09% May 16, 2019 - Jul 11, 2019	-0.28% Jul 21, 2023 - Aug 10, 2023

Correlation

Correlation between PCTY and USAR is -0.67 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.67

-101