PCTY vs TXNM

Comparison between Paylocity Holding Corp (PCTY, Company) and PNM Resources Inc (TXNM, Company).

PCTY is from the Technology sector, while TXNM is from the Utilities sector.

5-Year PerformanceTXNM has outperformed PCTY, delivering a return of +7.0% compared to -10.0%

PCTY vs TXNM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCTY(COMPANY)	TXNM(COMPANY)
Market Cap	$6.47B	$6.45B
Max Drawdown	68.90%	81.76%
Sharpe Ratio	-0.98	0.28
5Y Beta	0.63	0.28
Industry	Software - Application	Utilities - Regulated Electric
P/E Ratio	25.32	38.30
Forward P/E	14.03	20.16
PEG Ratio	1.51	2.88
Dividend Yield	N/A	2.86%
5Y Dividends CAGR	N/A	5.84%
5Y EPS CAGR	32.33%	18.51%
Debt to Equity	6.88%	156.28%
Free Cash Flow Yield	7.53%	9.24%
P/S Ratio	3.74	2.95
P/B Ratio	5.62	1.86

Market Cap

Winner

PCTY

$6.47B

TXNM

$6.45B

Max Drawdown

Winner

PCTY

68.90%

TXNM

81.76%

Sharpe Ratio

PCTY

-0.98

Winner

TXNM

0.28

5Y Beta

PCTY

0.63

Winner

TXNM

0.28

Industry

PCTY

Software - Application

TXNM

Utilities - Regulated Electric

P/E Ratio

Winner

PCTY

25.32

TXNM

38.30

Forward P/E

Winner

PCTY

14.03

TXNM

20.16

PEG Ratio

Winner

PCTY

1.51

TXNM

2.88

Dividend Yield

PCTY

N/A

TXNM

2.86%

5Y Dividends CAGR

PCTY

N/A

TXNM

5.84%

5Y EPS CAGR

Winner

PCTY

32.33%

TXNM

18.51%

Debt to Equity

Winner

PCTY

6.88%

TXNM

156.28%

Free Cash Flow Yield

PCTY

7.53%

Winner

TXNM

9.24%

P/S Ratio

PCTY

3.74

Winner

TXNM

2.95

P/B Ratio

PCTY

5.62

Winner

TXNM

1.86

PCTY vs TXNM - Historical Returns

Returns include dividend reinvestment.

Period	PCTY	TXNM
1 month	+19.54%	+1.64%
3 months	+20.50%	-0.48%
6 months	-17.32%	-0.17%
1 year	-35.35%	+5.06%
5 years(CAGR)	-9.95%	+7.03%
10 years(CAGR)	+10.51%	+8.51%
Max(CAGR)	+13.96%	+9.68%

Winner

PCTY

+19.54%

TXNM

+1.64%

Winner

PCTY

+20.50%

TXNM

-0.48%

PCTY

-17.32%

Winner

TXNM

-0.17%

PCTY

-35.35%

Winner

TXNM

+5.06%

5Y(CAGR)

PCTY

-9.95%

Winner

TXNM

+7.03%

10Y(CAGR)

Winner

PCTY

+10.51%

TXNM

+8.51%

Max(CAGR)

Winner

PCTY

+13.96%

TXNM

+9.68%

PCTY vs TXNM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PCTY	TXNM
2026	-17.23%	+0.15%
2025	-21.82%	+24.27%
2024	+22.52%	+30.79%
2023	-14.38%	-12.36%
2022	-16.21%	+10.63%
2021	+18.66%	-3.30%
2020	+62.42%	+0.29%
2019	+102.89%	+29.16%
2018	+26.15%	+5.73%
2017	+56.73%	+22.03%
2016	-22.17%	+16.88%
2015	+57.97%	+5.93%
2014	+8.61%	+28.48%
2013	N/A	+17.64%
2012	N/A	+19.98%
2011	N/A	+42.36%
2010	N/A	+6.80%
2009	N/A	+26.38%
2008	N/A	-49.82%
2007	N/A	-28.96%
2006	N/A	+28.66%
2005	N/A	+1.11%
2004	N/A	+37.21%
2003	N/A	+24.12%
2002	N/A	-14.30%
2001	N/A	+11.11%
2000	N/A	+78.91%
1999	N/A	-7.83%

PCTY vs TXNM Drawdown Comparison

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for TXNM was -80.02%, occurring on Mar 6, 2009. Recovery took 1724 trading sessions.

The current PCTY drawdown is -60.56%. The current TXNM drawdown is -1.98%.

Rank	PCTY	TXNM
#1	-68.90% Nov 1, 2021 - Apr 10, 2026	-80.02% Apr 25, 2007 - Feb 28, 2014
#2	-50.57% Feb 4, 2020 - Jul 1, 2020	-51.04% May 10, 2001 - Sep 16, 2004
#3	-45.55% Nov 19, 2015 - Aug 4, 2016	-46.35% Feb 18, 2020 - Nov 21, 2024
#4	-40.41% Mar 21, 2014 - Nov 7, 2014	-25.17% Nov 30, 2017 - Dec 11, 2018
#5	-36.70% Aug 8, 2016 - Jun 1, 2017	-22.79% Aug 3, 2005 - Nov 6, 2006
#6	-35.97% Sep 14, 2018 - Feb 19, 2019	-20.57% Dec 29, 2014 - Dec 23, 2015
#7	-26.96% Dec 23, 2020 - Aug 5, 2021	-17.98% Jul 1, 2014 - Nov 5, 2014
#8	-23.64% Nov 21, 2014 - Feb 19, 2015	-16.85% Nov 8, 2000 - Mar 30, 2001
#9	-22.59% Aug 5, 2015 - Nov 6, 2015	-14.91% Nov 1, 1999 - Apr 26, 2000
#10	-19.66% Oct 31, 2017 - Mar 12, 2018	-14.22% Apr 28, 2000 - Jul 20, 2000
#11	-17.47% Mar 20, 2015 - May 8, 2015	-13.00% Jul 6, 2016 - Feb 21, 2017
#12	-16.92% Jul 2, 2020 - Sep 28, 2020	-10.60% Dec 13, 2018 - Feb 22, 2019
#13	-15.07% Aug 27, 2019 - Nov 15, 2019	-10.22% Feb 21, 2025 - Mar 14, 2025
#14	-13.76% Jul 26, 2019 - Aug 9, 2019	-10.07% Mar 19, 2025 - May 19, 2025
#15	-13.09% May 16, 2019 - Jul 11, 2019	-9.86% Oct 4, 2019 - Jan 23, 2020