PCTY vs ABCB

Comparison between Paylocity Holding Corp (PCTY, Company) and Ameris Bancorp (ABCB, Company).

PCTY is from the Technology sector, while ABCB is from the Financial Services sector.

5-Year PerformanceABCB has outperformed PCTY, delivering a return of +9.4% compared to -6.9%

PCTY vs ABCB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCTY(COMPANY)	ABCB(COMPANY)
Market Cap	$5.58B	$5.57B
Max Drawdown	68.90%	87.44%
Sharpe Ratio	-1.51	1.10
5Y Beta	0.69	1.04
Industry	Software - Application	Banks - Regional
P/E Ratio	21.85	13.60
Forward P/E	19.16	12.66
PEG Ratio	1.31	0.64
Dividend Yield	N/A	0.97%
5Y Dividends CAGR	N/A	10.76%
5Y EPS CAGR	32.33%	17.12%
Debt to Equity	6.88%	0.00%
Free Cash Flow Yield	8.73%	9.06%
P/S Ratio	3.23	4.76
P/B Ratio	5.03	1.43

Market Cap

Winner

PCTY

$5.58B

ABCB

$5.57B

Max Drawdown

Winner

PCTY

68.90%

ABCB

87.44%

Sharpe Ratio

PCTY

-1.51

Winner

ABCB

1.10

5Y Beta

Winner

PCTY

0.69

ABCB

1.04

Industry

PCTY

Software - Application

ABCB

Banks - Regional

P/E Ratio

PCTY

21.85

Winner

ABCB

13.60

Forward P/E

PCTY

19.16

Winner

ABCB

12.66

PEG Ratio

PCTY

1.31

Winner

ABCB

0.64

Dividend Yield

PCTY

N/A

ABCB

0.97%

5Y Dividends CAGR

PCTY

N/A

ABCB

10.76%

5Y EPS CAGR

Winner

PCTY

32.33%

ABCB

17.12%

Debt to Equity

PCTY

6.88%

Winner

ABCB

0.00%

Free Cash Flow Yield

PCTY

8.73%

Winner

ABCB

9.06%

P/S Ratio

Winner

PCTY

3.23

ABCB

4.76

P/B Ratio

PCTY

5.03

Winner

ABCB

1.43

PCTY vs ABCB - Historical Returns

Returns include dividend reinvestment.

Period	PCTY	ABCB
1 month	+9.77%	-3.37%
3 months	+4.62%	-0.20%
6 months	-21.41%	+15.32%
1 year	-43.50%	+31.74%
5 years(CAGR)	-6.95%	+9.38%
10 years(CAGR)	+12.52%	+11.86%
Max(CAGR)	+13.58%	+10.83%

Winner

PCTY

+9.77%

ABCB

-3.37%

Winner

PCTY

+4.62%

ABCB

-0.20%

PCTY

-21.41%

Winner

ABCB

+15.32%

PCTY

-43.50%

Winner

ABCB

+31.74%

5Y(CAGR)

PCTY

-6.95%

Winner

ABCB

+9.38%

10Y(CAGR)

Winner

PCTY

+12.52%

ABCB

+11.86%

Max(CAGR)

Winner

PCTY

+13.58%

ABCB

+10.83%

PCTY vs ABCB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PCTY	ABCB
2026	-22.29%	+11.87%
2025	-21.82%	+23.24%
2024	+22.52%	+21.39%
2023	-14.38%	+16.34%
2022	-16.21%	-7.07%
2021	+18.66%	+31.91%
2020	+62.42%	-8.83%
2019	+102.89%	+34.84%
2018	+26.15%	-34.17%
2017	+56.73%	+11.23%
2016	-22.17%	+35.10%
2015	+57.97%	+35.46%
2014	+8.61%	+23.53%
2013	N/A	+64.54%
2012	N/A	+18.16%
2011	N/A	-5.25%
2010	N/A	+47.82%
2009	N/A	-34.57%
2008	N/A	-23.62%
2007	N/A	-38.15%
2006	N/A	+46.25%
2005	N/A	+19.67%
2004	N/A	+31.98%
2003	N/A	+25.74%
2002	N/A	-1.79%
2001	N/A	+48.11%
2000	N/A	-8.65%
1999	N/A	-0.96%

PCTY vs ABCB Drawdown Comparison

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for ABCB was -86.62%, occurring on Mar 5, 2009. Recovery took 2035 trading sessions.

The current PCTY drawdown is -62.97%. The current ABCB drawdown is -5.40%.

Rank	PCTY	ABCB
#1	-68.90% Nov 1, 2021 - Apr 10, 2026	-86.62% Oct 10, 2006 - Nov 10, 2014
#2	-50.57% Feb 4, 2020 - Jul 1, 2020	-67.21% Mar 9, 2018 - Mar 15, 2021
#3	-45.55% Nov 19, 2015 - Aug 4, 2016	-49.08% May 21, 2021 - Jul 15, 2024
#4	-40.41% Mar 21, 2014 - Nov 7, 2014	-29.49% Nov 25, 2024 - Aug 22, 2025
#5	-36.70% Aug 8, 2016 - Jun 1, 2017	-29.47% Apr 10, 2002 - Jul 7, 2003
#6	-35.97% Sep 14, 2018 - Feb 19, 2019	-29.01% Dec 15, 1999 - Feb 15, 2001
#7	-26.96% Dec 23, 2020 - Aug 5, 2021	-28.05% Dec 29, 2015 - Aug 31, 2016
#8	-23.64% Nov 21, 2014 - Feb 19, 2015	-17.96% Jun 29, 2004 - Oct 1, 2004
#9	-22.59% Aug 5, 2015 - Nov 6, 2015	-16.02% Jul 3, 2017 - Oct 6, 2017
#10	-19.66% Oct 31, 2017 - Mar 12, 2018	-15.16% Dec 23, 2004 - Feb 25, 2005
#11	-17.47% Mar 20, 2015 - May 8, 2015	-13.92% Nov 12, 2014 - Mar 12, 2015
#12	-16.92% Jul 2, 2020 - Sep 28, 2020	-13.85% Feb 6, 2026 - May 5, 2026
#13	-15.07% Aug 27, 2019 - Nov 15, 2019	-13.57% Mar 19, 2021 - May 4, 2021
#14	-13.76% Jul 26, 2019 - Aug 9, 2019	-12.95% Apr 19, 2006 - Jul 26, 2006
#15	-13.09% May 16, 2019 - Jul 11, 2019	-12.84% Apr 12, 2001 - Jul 24, 2001