PBFS vs CBAN

Comparison between Pioneer Bancorp Inc (PBFS, Company) and Colony Bankcorp Inc (CBAN, Company).

Both PBFS and CBAN are from the Financial Services sector.

5-Year PerformancePBFS has outperformed CBAN, delivering a return of +8.3% compared to +7.1%

PBFS vs CBAN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PBFS(COMPANY)	CBAN(COMPANY)
Market Cap	$435M	$435M
Max Drawdown	48.33%	94.72%
Sharpe Ratio	1.43	0.85
5Y Beta	0.39	0.79
Industry	Banks - Regional	Banks - Regional
P/E Ratio	22.11	15.44
Forward P/E	N/A	11.00
PEG Ratio	N/A	0.97
Dividend Yield	N/A	2.23%
5Y Dividends CAGR	N/A	2.98%
5Y EPS CAGR	31.87%	0.89%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.33%	6.74%
P/S Ratio	N/A	3.17
P/B Ratio	N/A	1.16

Market Cap

Winner

PBFS

$435M

CBAN

$435M

Max Drawdown

Winner

PBFS

48.33%

CBAN

94.72%

Sharpe Ratio

Winner

PBFS

1.43

CBAN

0.85

5Y Beta

Winner

PBFS

0.39

CBAN

0.79

Industry

PBFS

Banks - Regional

CBAN

Banks - Regional

P/E Ratio

PBFS

22.11

Winner

CBAN

15.44

Forward P/E

PBFS

N/A

CBAN

11.00

PEG Ratio

PBFS

N/A

CBAN

0.97

Dividend Yield

PBFS

N/A

CBAN

2.23%

5Y Dividends CAGR

PBFS

N/A

CBAN

2.98%

5Y EPS CAGR

Winner

PBFS

31.87%

CBAN

0.89%

Debt to Equity

PBFS

0.00%

CBAN

0.00%

Free Cash Flow Yield

PBFS

3.33%

Winner

CBAN

6.74%

P/S Ratio

PBFS

N/A

CBAN

3.17

P/B Ratio

PBFS

N/A

CBAN

1.16

PBFS vs CBAN - Historical Returns

Returns include dividend reinvestment.

Period	PBFS	CBAN
1 month	+1.41%	+2.89%
3 months	+21.26%	+9.22%
6 months	+27.53%	+17.69%
1 year	+37.03%	+25.07%
5 years(CAGR)	+8.34%	+7.12%
10 years(CAGR)	N/A	+10.95%
Max(CAGR)	+2.28%	+4.55%

PBFS

+1.41%

Winner

CBAN

+2.89%

Winner

PBFS

+21.26%

CBAN

+9.22%

Winner

PBFS

+27.53%

CBAN

+17.69%

Winner

PBFS

+37.03%

CBAN

+25.07%

5Y(CAGR)

Winner

PBFS

+8.34%

CBAN

+7.12%

10Y(CAGR)

PBFS

N/A

CBAN

+10.95%

Max(CAGR)

PBFS

+2.28%

Winner

CBAN

+4.55%

PBFS vs CBAN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PBFS	CBAN
2026	+29.83%	+23.94%
2025	+19.19%	+15.89%
2024	+16.36%	+27.54%
2023	-13.86%	+7.85%
2022	+1.69%	-24.67%
2021	+9.80%	+23.24%
2020	-30.64%	-4.17%
2019	+3.80%	+15.12%
2018	N/A	+2.64%
2017	N/A	+10.59%
2016	N/A	+37.93%
2015	N/A	+20.94%
2014	N/A	+29.18%
2013	N/A	+71.83%
2012	N/A	+71.43%
2011	N/A	-47.04%
2010	N/A	-10.44%
2009	N/A	-41.38%
2008	N/A	-46.37%
2007	N/A	-12.24%
2006	N/A	-27.16%
2005	N/A	-25.40%
2004	N/A	+70.45%
2003	N/A	+60.35%
2002	N/A	+21.68%
2001	N/A	+36.92%
2000	N/A	-24.56%
1999	N/A	+6.20%

PBFS vs CBAN Drawdown Comparison

The maximum drawdown for PBFS was -48.33%, occurring on Nov 13, 2023. Recovery took 1611 trading sessions.

The maximum drawdown for CBAN was -94.15%, occurring on Jan 17, 2012. This drawdown has not yet recovered.

The current PBFS drawdown is -1.54%. The current CBAN drawdown is -15.20%.

Rank	PBFS	CBAN
#1	-48.33% Dec 31, 2019 - Jun 1, 2026	-94.15% May 13, 2005 - Jan 17, 2012
#2	-17.99% Sep 11, 2019 - Dec 27, 2019	-32.21% Jan 14, 2000 - Jan 30, 2002
#3	-5.78% Jun 2, 2026 - Jun 11, 2026	-21.33% Sep 8, 2003 - Feb 6, 2004
#4	-5.29% Jul 18, 2019 - Sep 9, 2019	-15.54% Jul 12, 2002 - Jan 7, 2003
#5	-2.95% Jul 2, 2026 - Jul 16, 2026	-13.94% Dec 28, 2004 - May 9, 2005
#6	-2.55% Jun 25, 2026 - Jul 1, 2026	-13.24% Feb 25, 2003 - Jun 9, 2003
#7	-2.17% Jul 16, 2026 - Jul 17, 2026	-9.80% Nov 1, 1999 - Dec 28, 1999
#8	-1.90% Jun 12, 2026 - Jun 18, 2026	-8.82% Feb 6, 2004 - Apr 1, 2004
#9	-0.40% Dec 27, 2019 - Dec 31, 2019	-7.63% Apr 27, 2004 - Jun 21, 2004
#10	-0.35% Jun 18, 2026 - Jun 24, 2026	-7.41% Dec 30, 1999 - Jan 14, 2000
#11	N/A	-6.98% Jan 7, 2003 - Jan 27, 2003
#12	N/A	-6.41% Jan 31, 2002 - Apr 12, 2002
#13	N/A	-6.40% Nov 23, 2004 - Dec 16, 2004
#14	N/A	-5.99% May 8, 2002 - Jul 8, 2002
#15	N/A	-5.84% Apr 14, 2004 - Apr 27, 2004