PBFS vs ATNI

Comparison between Pioneer Bancorp Inc (PBFS, Company) and ATN International Inc (ATNI, Company).

PBFS is from the Financial Services sector, while ATNI is from the Communication Services sector.

5-Year PerformancePBFS has outperformed ATNI, delivering a return of +7.2% compared to -7.3%

PBFS vs ATNI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PBFS(COMPANY)	ATNI(COMPANY)
Market Cap	$415M	$416M
Max Drawdown	48.33%	84.07%
Sharpe Ratio	1.51	1.35
5Y Beta	0.37	0.56
Industry	Banks - Regional	Telecom Services
P/E Ratio	21.09	-47.10
Forward P/E	N/A	34.84
PEG Ratio	N/A	3.48
Dividend Yield	N/A	4.07%
5Y Dividends CAGR	N/A	14.53%
5Y EPS CAGR	31.87%	N/A
Debt to Equity	0.00%	131.50%
Free Cash Flow Yield	3.49%	9.05%
P/S Ratio	4.28	0.54
P/B Ratio	1.24	0.91

Market Cap

PBFS

$415M

Winner

ATNI

$416M

Max Drawdown

Winner

PBFS

48.33%

ATNI

84.07%

Sharpe Ratio

Winner

PBFS

1.51

ATNI

1.35

5Y Beta

Winner

PBFS

0.37

ATNI

0.56

Industry

PBFS

Banks - Regional

ATNI

Telecom Services

P/E Ratio

PBFS

21.09

Winner

ATNI

-47.10

Forward P/E

PBFS

N/A

ATNI

34.84

PEG Ratio

PBFS

N/A

ATNI

3.48

Dividend Yield

PBFS

N/A

ATNI

4.07%

5Y Dividends CAGR

PBFS

N/A

ATNI

14.53%

5Y EPS CAGR

PBFS

31.87%

ATNI

N/A

Debt to Equity

Winner

PBFS

0.00%

ATNI

131.50%

Free Cash Flow Yield

PBFS

3.49%

Winner

ATNI

9.05%

P/S Ratio

PBFS

4.28

Winner

ATNI

0.54

P/B Ratio

PBFS

1.24

Winner

ATNI

0.91

PBFS vs ATNI - Historical Returns

Returns include dividend reinvestment.

Period	PBFS	ATNI
1 month	+14.76%	+7.34%
3 months	+24.04%	+16.25%
6 months	+14.68%	+32.73%
1 year	+47.21%	+84.72%
5 years(CAGR)	+7.17%	-7.25%
10 years(CAGR)	N/A	-7.08%
Max(CAGR)	+1.96%	+11.65%

Winner

PBFS

+14.76%

ATNI

+7.34%

Winner

PBFS

+24.04%

ATNI

+16.25%

PBFS

+14.68%

Winner

ATNI

+32.73%

PBFS

+47.21%

Winner

ATNI

+84.72%

5Y(CAGR)

Winner

PBFS

+7.17%

ATNI

-7.25%

10Y(CAGR)

PBFS

N/A

ATNI

-7.08%

Max(CAGR)

PBFS

+1.96%

Winner

ATNI

+11.65%

PBFS vs ATNI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PBFS	ATNI
2026	+26.75%	+28.97%
2025	+19.19%	+46.18%
2024	+16.36%	-55.61%
2023	-13.86%	-15.53%
2022	+1.69%	+12.74%
2021	+9.80%	-8.98%
2020	-30.64%	-24.98%
2019	+3.80%	-22.26%
2018	N/A	+29.46%
2017	N/A	-32.99%
2016	N/A	+9.80%
2015	N/A	+17.39%
2014	N/A	+23.89%
2013	N/A	+59.67%
2012	N/A	-6.62%
2011	N/A	+2.65%
2010	N/A	-30.66%
2009	N/A	+108.95%
2008	N/A	-16.53%
2007	N/A	+11.25%
2006	N/A	+78.39%
2005	N/A	+32.43%
2004	N/A	+18.60%
2003	N/A	+88.43%
2002	N/A	+17.59%
2001	N/A	+49.58%
2000	N/A	+18.37%
1999	N/A	+13.30%

PBFS vs ATNI Drawdown Comparison

The maximum drawdown for PBFS was -48.33%, occurring on Nov 13, 2023. Recovery took 1611 trading sessions.

The maximum drawdown for ATNI was -81.78%, occurring on May 23, 2025. This drawdown has not yet recovered.

The current ATNI drawdown is -61.03%.

Rank	PBFS	ATNI
#1	-48.33% Dec 31, 2019 - Jun 1, 2026	-81.78% Nov 28, 2018 - May 23, 2025
#2	-17.99% Sep 11, 2019 - Dec 27, 2019	-62.63% Sep 27, 2007 - Jun 11, 2009
#3	-5.78% Jun 2, 2026 - Jun 11, 2026	-47.55% Apr 28, 2010 - Jul 15, 2013
#4	-5.29% Jul 18, 2019 - Sep 9, 2019	-40.68% Jan 4, 2017 - Oct 30, 2018
#5	-0.40% Dec 27, 2019 - Dec 31, 2019	-39.16% May 3, 2006 - Nov 28, 2006
#6	N/A	-35.68% Mar 2, 2000 - Mar 27, 2001
#7	N/A	-29.57% Dec 28, 2009 - Apr 27, 2010
#8	N/A	-28.46% Mar 30, 2001 - Dec 27, 2002
#9	N/A	-24.38% Jan 9, 2007 - Aug 29, 2007
#10	N/A	-23.10% Oct 23, 2015 - Dec 27, 2016
#11	N/A	-20.50% Jun 29, 2004 - Nov 11, 2004
#12	N/A	-19.12% Apr 2, 2014 - Oct 31, 2014
#13	N/A	-19.10% Sep 28, 2009 - Dec 23, 2009
#14	N/A	-17.24% Mar 4, 2005 - Sep 30, 2005
#15	N/A	-16.92% Jul 23, 2013 - Oct 18, 2013