PBF vs KNSL

Comparison between PBF Energy Inc - Class A (PBF, Company) and Kinsale Capital Group Inc (KNSL, Company).

PBF is from the Energy sector, while KNSL is from the Financial Services sector.

5-Year PerformancePBF has outperformed KNSL, delivering a return of +50.1% compared to +15.6%

PBF vs KNSL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PBF(COMPANY)	KNSL(COMPANY)
Market Cap	$7.54B	$7.50B
Max Drawdown	92.01%	47.04%
Sharpe Ratio	1.79	-0.84
5Y Beta	0.74	0.43
Industry	Oil & Gas Refining & Marketing	Insurance - Property & Casualty
P/E Ratio	-187.30	14.33
Forward P/E	11.99	16.42
PEG Ratio	2.51	0.47
Dividend Yield	1.67%	0.22%
5Y Dividends CAGR	N/A	15.56%
5Y EPS CAGR	-50.45%	34.83%
Debt to Equity	50.76%	11.41%
Free Cash Flow Yield	-9.07%	13.51%
P/S Ratio	0.25	3.92
P/B Ratio	1.42	3.98

Market Cap

Winner

PBF

$7.54B

KNSL

$7.50B

Max Drawdown

PBF

92.01%

Winner

KNSL

47.04%

Sharpe Ratio

Winner

PBF

1.79

KNSL

-0.84

5Y Beta

PBF

0.74

Winner

KNSL

0.43

Industry

PBF

Oil & Gas Refining & Marketing

KNSL

Insurance - Property & Casualty

P/E Ratio

Winner

PBF

-187.30

KNSL

14.33

Forward P/E

Winner

PBF

11.99

KNSL

16.42

PEG Ratio

PBF

2.51

Winner

KNSL

0.47

Dividend Yield

Winner

PBF

1.67%

KNSL

0.22%

5Y Dividends CAGR

PBF

N/A

KNSL

15.56%

5Y EPS CAGR

PBF

-50.45%

Winner

KNSL

34.83%

Debt to Equity

PBF

50.76%

Winner

KNSL

11.41%

Free Cash Flow Yield

PBF

-9.07%

Winner

KNSL

13.51%

P/S Ratio

Winner

PBF

0.25

KNSL

3.92

P/B Ratio

Winner

PBF

1.42

KNSL

3.98

PBF vs KNSL - Historical Returns

Returns include dividend reinvestment.

Period	PBF	KNSL
1 month	+52.78%	+12.38%
3 months	+52.30%	+1.16%
6 months	+87.17%	-14.11%
1 year	+173.20%	-26.63%
5 years(CAGR)	+50.12%	+15.64%
10 years(CAGR)	+13.89%	+34.73%
Max(CAGR)	+9.77%	+34.73%

Winner

PBF

+52.78%

KNSL

+12.38%

Winner

PBF

+52.30%

KNSL

+1.16%

Winner

PBF

+87.17%

KNSL

-14.11%

Winner

PBF

+173.20%

KNSL

-26.63%

5Y(CAGR)

Winner

PBF

+50.12%

KNSL

+15.64%

10Y(CAGR)

PBF

+13.89%

Winner

KNSL

+34.73%

Max(CAGR)

PBF

+9.77%

Winner

KNSL

+34.73%

PBF vs KNSL - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	PBF	KNSL
2026	+119.19%	-10.99%
2025	+5.87%	-13.72%
2024	-38.60%	+34.41%
2023	+19.40%	+28.88%
2022	+192.12%	+16.48%
2021	+89.62%	+17.96%
2020	-77.40%	+93.83%
2019	-2.52%	+83.23%
2018	-7.09%	+28.52%
2017	+30.89%	+32.88%
2016	-17.48%	+86.13%
2015	+44.65%	N/A
2014	-10.54%	N/A
2013	+11.55%	N/A
2012	+10.67%	N/A

PBF vs KNSL Drawdown Comparison

The maximum drawdown for PBF was -91.50%, occurring on Oct 28, 2020. Recovery took 1221 trading sessions.

The maximum drawdown for KNSL was -46.83%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The current PBF drawdown is -6.69%. The current KNSL drawdown is -36.09%.

Rank	PBF	KNSL
#1	-91.50% Oct 3, 2018 - Aug 11, 2023	-46.83% Mar 6, 2024 - Jun 3, 2026
#2	-76.04% Apr 5, 2024 - Jul 13, 2026	-38.24% Dec 17, 2020 - Aug 5, 2022
#3	-50.54% Nov 27, 2015 - Apr 17, 2018	-36.01% Mar 4, 2020 - May 8, 2020
#4	-48.92% Mar 4, 2013 - Nov 18, 2015	-27.17% Oct 17, 2023 - Feb 16, 2024
#5	-26.53% Sep 28, 2023 - Mar 13, 2024	-22.32% Nov 8, 2022 - Feb 17, 2023
#6	-17.78% Jun 4, 2018 - Aug 7, 2018	-20.62% Oct 29, 2019 - Jan 15, 2020
#7	-11.40% Sep 4, 2018 - Oct 3, 2018	-19.83% Sep 28, 2018 - Feb 22, 2019
#8	-9.70% Aug 7, 2018 - Aug 29, 2018	-18.78% Dec 28, 2016 - Apr 24, 2017
#9	-7.97% Aug 11, 2023 - Sep 7, 2023	-17.23% Sep 1, 2020 - Oct 12, 2020
#10	-6.81% Jan 2, 2013 - Jan 17, 2013	-15.64% Feb 17, 2023 - Apr 27, 2023
#11	-6.69% Jul 21, 2026 - Jul 24, 2026	-14.74% Aug 7, 2017 - Sep 19, 2017
#12	-3.64% Mar 20, 2024 - Mar 28, 2024	-14.62% Aug 16, 2022 - Oct 28, 2022
#13	-3.50% Sep 14, 2023 - Sep 28, 2023	-12.02% Oct 12, 2020 - Nov 10, 2020
#14	-3.50% Jul 14, 2026 - Jul 16, 2026	-10.44% Sep 28, 2017 - Nov 3, 2017
#15	-3.30% Apr 26, 2018 - May 2, 2018	-10.29% Apr 27, 2023 - Jun 2, 2023

Correlation

Correlation between PBF and KNSL is 0.39 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.39

-101

Dividend Comparison (2013 - 2026)

PBF vs KNSL dividend yield comparison.

Year	PBF	KNSL
2026	0.89%	0.14%
2025	4.06%	0.17%
2024	3.86%	0.13%
2023	1.93%	0.17%
2022	0.49%	0.20%
2021	0.00%	0.18%
2020	4.23%	0.18%
2019	3.83%	0.31%
2018	3.67%	0.50%
2017	3.39%	0.53%
2016	4.30%	0.29%
2015	3.26%	0.00%
2014	4.50%	0.00%
2013	3.81%	0.00%