PAYX vs USB-P-P

Comparison between Paychex Inc (PAYX, Company) and U.S. Bancorp. (USB-P-P, Company).

5-Year PerformancePAYX has outperformed USB-P-P, delivering a return of +1.7% compared to +0.8%

PAYX vs USB-P-P - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAYX(COMPANY)	USB-P-P(COMPANY)
Market Cap	$34B	$34B
Max Drawdown	65.77%	32.02%
Sharpe Ratio	-1.86	-0.14
5Y Beta	0.51	0.22
Industry	Software - Application	N/A
P/E Ratio	20.83	4.58
Forward P/E	15.82	N/A
PEG Ratio	1.82	0.22
Dividend Yield	4.69%	N/A
5Y Dividends CAGR	7.13%	4.56%
5Y EPS CAGR	9.22%	1.81%
Debt to Equity	123.43%	27.15%
Free Cash Flow Yield	6.15%	28.10%
P/S Ratio	8.57	N/A
P/B Ratio	8.47	N/A

Market Cap

PAYX

$34B

Winner

USB-P-P

$34B

Max Drawdown

PAYX

65.77%

Winner

USB-P-P

32.02%

Sharpe Ratio

PAYX

-1.86

Winner

USB-P-P

-0.14

5Y Beta

PAYX

0.51

Winner

USB-P-P

0.22

Industry

PAYX

Software - Application

USB-P-P

N/A

P/E Ratio

PAYX

20.83

Winner

USB-P-P

4.58

Forward P/E

PAYX

15.82

USB-P-P

N/A

PEG Ratio

PAYX

1.82

Winner

USB-P-P

0.22

Dividend Yield

PAYX

4.69%

USB-P-P

N/A

5Y Dividends CAGR

Winner

PAYX

7.13%

USB-P-P

4.56%

5Y EPS CAGR

Winner

PAYX

9.22%

USB-P-P

1.81%

Debt to Equity

PAYX

123.43%

Winner

USB-P-P

27.15%

Free Cash Flow Yield

PAYX

6.15%

Winner

USB-P-P

28.10%

P/S Ratio

PAYX

8.57

USB-P-P

N/A

P/B Ratio

PAYX

8.47

USB-P-P

N/A

PAYX vs USB-P-P - Historical Returns

Returns include dividend reinvestment.

Period	PAYX	USB-P-P
1 month	+1.94%	-0.99%
3 months	+4.67%	-5.43%
6 months	-13.42%	+0.23%
1 year	-37.16%	+3.36%
5 years(CAGR)	+1.69%	+0.75%
10 years(CAGR)	+9.44%	N/A
Max(CAGR)	+7.95%	+3.81%

Winner

PAYX

+1.94%

USB-P-P

-0.99%

Winner

PAYX

+4.67%

USB-P-P

-5.43%

PAYX

-13.42%

Winner

USB-P-P

+0.23%

PAYX

-37.16%

Winner

USB-P-P

+3.36%

5Y(CAGR)

Winner

PAYX

+1.69%

USB-P-P

+0.75%

10Y(CAGR)

PAYX

+9.44%

USB-P-P

N/A

Max(CAGR)

Winner

PAYX

+7.95%

USB-P-P

+3.81%

PAYX vs USB-P-P - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PAYX	USB-P-P
2026	-11.14%	-2.57%
2025	-16.46%	+0.37%
2024	+22.56%	+7.59%
2023	+5.97%	+9.20%
2022	-11.91%	-10.85%
2021	+54.86%	-1.10%
2020	+13.16%	+7.60%
2019	+34.71%	+16.85%
2018	+0.03%	+0.84%
2017	+15.11%	N/A
2016	+22.09%	N/A
2015	+18.22%	N/A
2014	+6.02%	N/A
2013	+45.43%	N/A
2012	+8.55%	N/A
2011	-0.08%	N/A
2010	+4.76%	N/A
2009	+19.07%	N/A
2008	-21.95%	N/A
2007	-5.50%	N/A
2006	+4.23%	N/A
2005	+16.02%	N/A
2004	-6.15%	N/A
2003	+30.53%	N/A
2002	-18.22%	N/A
2001	-22.93%	N/A
2000	+83.60%	N/A
1999	+0.93%	N/A

PAYX vs USB-P-P Drawdown Comparison

The maximum drawdown for PAYX was -64.85%, occurring on Aug 12, 2002. Recovery took 3246 trading sessions.

The maximum drawdown for USB-P-P was -21.83%, occurring on May 4, 2023. Recovery took 673 trading sessions.

The current PAYX drawdown is -38.56%. The current USB-P-P drawdown is -8.49%.

Rank	PAYX	USB-P-P
#1	-64.85% Nov 21, 2000 - Oct 21, 2013	-21.83% Jun 22, 2021 - Feb 26, 2024
#2	-44.94% Jun 6, 2025 - Apr 10, 2026	-19.38% Jan 13, 2020 - Jul 31, 2020
#3	-44.15% Feb 20, 2020 - Nov 6, 2020	-12.27% Oct 15, 2024 - Sep 5, 2025
#4	-23.41% Apr 6, 2022 - Sep 3, 2024	-10.36% Oct 1, 2025 - Mar 31, 2026
#5	-19.75% Apr 25, 2000 - Jun 1, 2000	-6.82% Dec 31, 2020 - May 24, 2021
#6	-18.77% Dec 29, 2021 - Mar 30, 2022	-6.32% Mar 27, 2024 - Aug 14, 2024
#7	-17.39% Sep 21, 2018 - Feb 8, 2019	-4.94% Aug 31, 2018 - Jan 7, 2019
#8	-15.45% Mar 20, 2015 - Oct 22, 2015	-4.72% Aug 27, 2020 - Nov 16, 2020
#9	-14.81% Nov 20, 2015 - Mar 17, 2016	-4.16% Oct 14, 2019 - Dec 18, 2019
#10	-14.66% Aug 7, 2000 - Sep 22, 2000	-3.58% Sep 6, 2019 - Oct 4, 2019
#11	-14.57% Dec 3, 1999 - Jan 14, 2000	-1.43% Jan 30, 2019 - Feb 6, 2019
#12	-14.19% Dec 18, 2017 - Jun 12, 2018	-1.38% Jun 25, 2019 - Jul 24, 2019
#13	-12.42% Jan 20, 2000 - Feb 14, 2000	-1.36% Jan 11, 2019 - Jan 30, 2019
#14	-12.28% Mar 15, 2017 - Oct 3, 2017	-1.28% Sep 22, 2025 - Oct 1, 2025
#15	-12.19% Jun 21, 2000 - Jul 12, 2000	-1.27% Oct 3, 2024 - Oct 14, 2024

Correlation

Correlation between PAYX and USB-P-P is 0.69 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.69

-101

Dividend Comparison (2000 - 2026)

PAYX vs USB-P-P dividend yield comparison.

Year	PAYX	USB-P-P
2026	2.41%	1.57%
2025	3.76%	6.11%
2024	2.73%	5.85%
2023	2.90%	5.93%
2022	2.62%	6.16%
2021	1.90%	5.19%
2020	2.66%	4.83%
2019	2.85%	5.02%
2018	3.35%	2.34%
2017	2.82%	0.00%
2016	2.89%	0.00%
2015	3.03%	0.00%
2014	3.16%	0.00%
2013	1.54%	0.00%
2012	6.27%	0.00%
2011	4.15%	0.00%
2010	4.01%	0.00%
2009	4.05%	0.00%
2008	4.64%	0.00%
2007	2.82%	0.00%
2006	1.75%	0.00%
2005	1.44%	0.00%
2004	1.44%	0.00%
2003	1.21%	0.00%
2002	1.58%	0.00%
2001	1.09%	0.00%
2000	0.56%	0.00%