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PAYX vs MTB

Comparison between Paychex Inc (PAYX, Company) and M & T Bank Corp (MTB, Company).

PAYX is from the Technology sector, while MTB is from the Financial Services sector.

5-Year PerformanceMTB has outperformed PAYX, delivering a return of +13.0% compared to +1.9%

PAYX vs MTB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
PAYX
$35B
Winner
MTB
$35B
Max Drawdown
Winner
PAYX
65.77%
MTB
75.55%
Sharpe Ratio
PAYX
-1.53
Winner
MTB
1.08
5Y Beta
Winner
PAYX
0.49
MTB
0.87
Industry
PAYX
Software - Application
MTB
Banks - Regional
P/E Ratio
PAYX
21.14
Winner
MTB
13.26
Forward P/E
PAYX
16.05
Winner
MTB
12.47
PEG Ratio
PAYX
1.67
Winner
MTB
1.04
Dividend Yield
Winner
PAYX
4.69%
MTB
2.53%
5Y Dividends CAGR
PAYX
7.13%
Winner
MTB
10.81%
5Y EPS CAGR
Winner
PAYX
9.22%
MTB
4.55%
Debt to Equity
PAYX
123.43%
Winner
MTB
68.02%
Free Cash Flow Yield
PAYX
6.06%
Winner
MTB
9.71%
P/S Ratio
PAYX
8.70
Winner
MTB
3.67
P/B Ratio
PAYX
8.60
Winner
MTB
1.34

PAYX vs MTB - Historical Returns

Returns include dividend reinvestment.

1M
PAYX
+5.38%
Winner
MTB
+11.02%
3M
PAYX
+8.15%
Winner
MTB
+16.14%
6M
PAYX
-10.42%
Winner
MTB
+16.06%
1Y
PAYX
-26.21%
Winner
MTB
+26.26%
5Y(CAGR)
PAYX
+1.91%
Winner
MTB
+13.03%
10Y(CAGR)
PAYX
+9.62%
Winner
MTB
+11.30%
Max(CAGR)
PAYX
+8.15%
Winner
MTB
+8.89%

PAYX vs MTB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPAYXMTB
2026-5.81%+17.91%
2025-16.46%+10.48%
2024+22.56%+39.71%
2023+5.97%-1.61%
2022-11.91%-5.85%
2021+54.86%+24.76%
2020+13.16%-22.69%
2019+34.71%+20.18%
2018+0.03%-14.69%
2017+15.11%+11.15%
2016+22.09%+36.28%
2015+18.22%-1.12%
2014+6.02%+11.72%
2013+45.43%+18.22%
2012+8.55%+30.33%
2011-0.08%-10.03%
2010+4.76%+34.50%
2009+19.07%+23.24%
2008-21.95%-25.55%
2007-5.50%-31.82%
2006+4.23%+12.19%
2005+16.02%+4.73%
2004-6.15%+12.23%
2003+30.53%+22.06%
2002-18.22%+10.99%
2001-22.93%+13.92%
2000+83.60%+69.50%
1999+0.93%-16.09%

PAYX vs MTB Drawdown Comparison

The maximum drawdown for PAYX was -64.85%, occurring on Aug 12, 2002. Recovery took 3246 trading sessions.

The maximum drawdown for MTB was -73.52%, occurring on Mar 5, 2009. Recovery took 1428 trading sessions.

The current PAYX drawdown is -34.87%.

RankPAYXMTB
#1-64.85%
Nov 21, 2000 - Oct 21, 2013
-73.52%
Feb 20, 2007 - Oct 17, 2012
#2-44.94%
Jun 6, 2025 - Apr 10, 2026
-52.97%
Mar 9, 2018 - Jan 7, 2022
#3-44.15%
Feb 20, 2020 - Nov 6, 2020
-40.69%
Sep 12, 2022 - Sep 19, 2024
#4-23.41%
Apr 6, 2022 - Sep 3, 2024
-28.19%
Nov 25, 2024 - Jan 8, 2026
#5-19.75%
Apr 25, 2000 - Jun 1, 2000
-26.75%
Nov 2, 1999 - Aug 4, 2000
#6-18.77%
Dec 29, 2021 - Mar 30, 2022
-23.95%
May 17, 2002 - May 30, 2003
#7-17.39%
Sep 21, 2018 - Feb 8, 2019
-23.47%
Jul 22, 2015 - Nov 9, 2016
#8-15.45%
Mar 20, 2015 - Oct 22, 2015
-19.77%
Jul 20, 2001 - Mar 14, 2002
#9-14.81%
Nov 20, 2015 - Mar 17, 2016
-18.02%
Feb 16, 2022 - Aug 10, 2022
#10-14.66%
Aug 7, 2000 - Sep 22, 2000
-16.99%
Feb 6, 2026 - Jun 25, 2026
#11-14.57%
Dec 3, 1999 - Jan 14, 2000
-16.08%
Mar 1, 2017 - Dec 1, 2017
#12-14.19%
Dec 18, 2017 - Jun 12, 2018
-15.04%
Dec 30, 2003 - Aug 18, 2004
#13-12.42%
Jan 20, 2000 - Feb 14, 2000
-13.61%
Jan 14, 2022 - Feb 16, 2022
#14-12.28%
Mar 15, 2017 - Oct 3, 2017
-12.43%
Mar 7, 2001 - Mar 30, 2001
#15-12.19%
Jun 21, 2000 - Jul 12, 2000
-12.30%
Dec 5, 2014 - Mar 20, 2015

Correlation

Correlation between PAYX and MTB is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (1999 - 2026)

PAYX vs MTB dividend yield comparison.

YearPAYXMTB
20262.27%1.26%
20253.76%3.24%
20242.73%2.85%
20232.90%3.79%
20222.62%3.31%
20211.90%2.93%
20202.66%3.46%
20192.85%2.42%
20183.35%2.48%
20172.82%1.75%
20162.89%1.79%
20153.03%2.31%
20143.16%2.23%
20131.54%2.41%
20126.27%2.84%
20114.15%3.67%
20104.01%3.22%
20094.05%4.19%
20084.64%4.88%
20072.82%3.19%
20061.75%1.84%
20051.44%1.60%
20041.44%1.48%
20031.21%1.22%
20021.58%1.32%
20011.09%1.37%
20000.56%0.92%
19990.00%0.30%

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