PAY vs SAND

Comparison between Paymentus Holdings Inc - Class A (PAY, Company) and Sandstorm Gold Ltd (SAND, Company).

PAY is from the Technology sector, while SAND is from the Basic Materials sector.

5-Year PerformanceSAND has outperformed PAY, delivering a return of +8.4% compared to -2.6%

PAY vs SAND - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAY(COMPANY)	SAND(COMPANY)
Market Cap	$3.64B	$3.63B
Max Drawdown	80.78%	86.60%
Sharpe Ratio	0.12	2.09
5Y Beta	1.09	N/A
Industry	Software - Infrastructure	Gold
P/E Ratio	54.12	-44.47
PEG Ratio	0.69	6.97
Debt to Equity	0.00%	24.49%
Free Cash Flow Yield	3.89%	-3.63%
P/S Ratio	N/A	71.59
P/B Ratio	N/A	2.51

Market Cap

Winner

PAY

$3.64B

SAND

$3.63B

Max Drawdown

Winner

PAY

80.78%

SAND

86.60%

Sharpe Ratio

PAY

0.12

Winner

SAND

2.09

5Y Beta

PAY

1.09

SAND

N/A

Industry

PAY

Software - Infrastructure

SAND

Gold

P/E Ratio

PAY

54.12

Winner

SAND

-44.47

PEG Ratio

Winner

PAY

0.69

SAND

6.97

Debt to Equity

Winner

PAY

0.00%

SAND

24.49%

Free Cash Flow Yield

Winner

PAY

3.89%

SAND

-3.63%

P/S Ratio

PAY

N/A

SAND

71.59

P/B Ratio

PAY

N/A

SAND

2.51

PAY vs SAND - Historical Returns

Returns include dividend reinvestment.

Period	PAY	SAND
1 month	+36.53%	+3.53%
3 months	+6.77%	+27.33%
6 months	-1.06%	+43.14%
1 year	-1.39%	+107.55%
5 years(CAGR)	-2.62%	+8.39%
10 years(CAGR)	N/A	+15.31%
Max(CAGR)	+0.26%	+12.44%

Winner

PAY

+36.53%

SAND

+3.53%

PAY

+6.77%

Winner

SAND

+27.33%

PAY

-1.06%

Winner

SAND

+43.14%

PAY

-1.39%

Winner

SAND

+107.55%

5Y(CAGR)

PAY

-2.62%

Winner

SAND

+8.39%

10Y(CAGR)

PAY

N/A

SAND

+15.31%

Max(CAGR)

PAY

+0.26%

Winner

SAND

+12.44%

PAY vs SAND - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	PAY	SAND
2026	+1.86%	N/A
2025	-3.22%	+113.73%
2024	+86.58%	+14.41%
2023	+118.46%	-6.35%
2022	-76.46%	-12.02%
2021	+22.26%	-19.06%
2020	N/A	-3.76%
2019	N/A	+60.91%
2018	N/A	-8.53%
2017	N/A	+19.95%
2016	N/A	+50.58%
2015	N/A	-29.68%
2014	N/A	-25.76%
2013	N/A	-65.48%
2012	N/A	+93.05%
2011	N/A	+47.90%
2010	N/A	+43.70%
2009	N/A	+48.70%

PAY vs SAND Drawdown Comparison

The maximum drawdown for PAY was -80.78%, occurring on Dec 28, 2022. Recovery took 851 trading sessions.

The maximum drawdown for SAND was -86.60%, occurring on Jan 20, 2016. This drawdown has not yet recovered.

The current PAY drawdown is -27.21%. The current SAND drawdown is -16.40%.

Rank	PAY	SAND
#1	-80.78% Jul 6, 2021 - Nov 20, 2024	-86.60% Oct 8, 2012 - Jan 20, 2016
#2	-49.27% May 19, 2025 - Jun 22, 2026	-43.72% Jul 18, 2011 - Feb 22, 2012
#3	-37.08% Dec 2, 2024 - May 15, 2025	-38.28% Apr 9, 2010 - Feb 22, 2011
#4	-17.01% Jun 2, 2021 - Jun 23, 2021	-27.64% Sep 21, 2009 - Dec 18, 2009
#5	-3.72% Jun 24, 2021 - Jul 6, 2021	-24.81% Mar 21, 2012 - Aug 17, 2012
#6	-2.13% May 26, 2021 - May 28, 2021	-21.65% Jun 9, 2009 - Sep 21, 2009
#7	-0.74% Nov 26, 2024 - Dec 2, 2024	-19.46% Jan 19, 2010 - Feb 22, 2010
#8	-0.33% Nov 20, 2024 - Nov 22, 2024	-14.62% Apr 28, 2011 - Jun 13, 2011
#9	N/A	-13.30% Aug 21, 2012 - Sep 18, 2012
#10	N/A	-11.62% Mar 1, 2011 - Apr 4, 2011
#11	N/A	-11.34% Jun 21, 2011 - Jul 5, 2011
#12	N/A	-7.99% Feb 22, 2010 - Mar 8, 2010
#13	N/A	-7.63% Mar 2, 2012 - Mar 9, 2012
#14	N/A	-6.91% Mar 17, 2010 - Mar 25, 2010
#15	N/A	-5.56% Jan 11, 2010 - Jan 19, 2010