PAY vs LOPE

Comparison between Paymentus Holdings Inc - Class A (PAY, Company) and Grand Canyon Education Inc (LOPE, Company).

PAY is from the Technology sector, while LOPE is from the Consumer Defensive sector.

5-Year PerformanceLOPE has outperformed PAY, delivering a return of +8.7% compared to -0.4%

PAY vs LOPE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAY(COMPANY)	LOPE(COMPANY)
Market Cap	$3.65B	$3.65B
Max Drawdown	80.78%	54.81%
Sharpe Ratio	0.14	-0.57
5Y Beta	1.08	0.58
Industry	Software - Infrastructure	Education & Training Services
P/E Ratio	54.21	17.00
Forward P/E	N/A	13.74
PEG Ratio	0.70	14.55
5Y EPS CAGR	N/A	7.33%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.88%	8.05%
P/S Ratio	2.99	3.22
P/B Ratio	6.39	5.27

Market Cap

PAY

$3.65B

Winner

LOPE

$3.65B

Max Drawdown

PAY

80.78%

Winner

LOPE

54.81%

Sharpe Ratio

Winner

PAY

0.14

LOPE

-0.57

5Y Beta

PAY

1.08

Winner

LOPE

0.58

Industry

PAY

Software - Infrastructure

LOPE

Education & Training Services

P/E Ratio

PAY

54.21

Winner

LOPE

17.00

Forward P/E

PAY

N/A

LOPE

13.74

PEG Ratio

Winner

PAY

0.70

LOPE

14.55

5Y EPS CAGR

PAY

N/A

LOPE

7.33%

Debt to Equity

PAY

0.00%

LOPE

0.00%

Free Cash Flow Yield

PAY

3.88%

Winner

LOPE

8.05%

P/S Ratio

Winner

PAY

2.99

LOPE

3.22

P/B Ratio

PAY

6.39

Winner

LOPE

5.27

PAY vs LOPE - Historical Returns

Returns include dividend reinvestment.

Period	PAY	LOPE
1 month	+32.86%	-3.26%
3 months	+5.94%	-14.40%
6 months	-2.33%	-21.38%
1 year	+0.07%	-17.04%
5 years(CAGR)	-0.43%	+8.72%
10 years(CAGR)	N/A	+12.85%
Max(CAGR)	+0.18%	+14.99%

Winner

PAY

+32.86%

LOPE

-3.26%

Winner

PAY

+5.94%

LOPE

-14.40%

Winner

PAY

-2.33%

LOPE

-21.38%

Winner

PAY

+0.07%

LOPE

-17.04%

5Y(CAGR)

PAY

-0.43%

Winner

LOPE

+8.72%

10Y(CAGR)

PAY

N/A

LOPE

+12.85%

Max(CAGR)

PAY

+0.18%

Winner

LOPE

+14.99%

PAY vs LOPE - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	PAY	LOPE
2026	+1.40%	-15.39%
2025	-3.22%	+2.81%
2024	+86.58%	+24.16%
2023	+118.46%	+23.66%
2022	-76.46%	+20.80%
2021	+22.26%	-4.46%
2020	N/A	-3.37%
2019	N/A	+2.49%
2018	N/A	+7.61%
2017	N/A	+53.36%
2016	N/A	+51.50%
2015	N/A	-11.98%
2014	N/A	+7.98%
2013	N/A	+85.30%
2012	N/A	+46.87%
2011	N/A	-19.19%
2010	N/A	+3.54%
2009	N/A	+0.16%
2008	N/A	+58.48%

PAY vs LOPE Drawdown Comparison

The maximum drawdown for PAY was -80.78%, occurring on Dec 28, 2022. Recovery took 851 trading sessions.

The maximum drawdown for LOPE was -54.81%, occurring on Mar 18, 2020. Recovery took 1058 trading sessions.

The current PAY drawdown is -27.54%. The current LOPE drawdown is -36.55%.

Rank	PAY	LOPE
#1	-80.78% Jul 6, 2021 - Nov 20, 2024	-54.81% Aug 22, 2019 - Nov 3, 2023
#2	-49.27% May 19, 2025 - Jun 22, 2026	-54.73% Apr 13, 2010 - May 8, 2013
#3	-37.08% Dec 2, 2024 - May 15, 2025	-38.01% Oct 23, 2025 - Jul 22, 2026
#4	-17.01% Jun 2, 2021 - Jun 23, 2021	-35.66% Jan 16, 2009 - Feb 2, 2010
#5	-3.72% Jun 24, 2021 - Jul 6, 2021	-33.71% Jan 22, 2014 - Nov 9, 2016
#6	-2.13% May 26, 2021 - May 28, 2021	-29.95% Nov 7, 2018 - Aug 22, 2019
#7	-0.74% Nov 26, 2024 - Dec 2, 2024	-16.72% Jun 2, 2025 - Aug 19, 2025
#8	-0.33% Nov 20, 2024 - Nov 22, 2024	-15.43% Jul 31, 2024 - Nov 6, 2024
#9	N/A	-14.69% Dec 22, 2023 - May 8, 2024
#10	N/A	-13.30% Feb 20, 2025 - May 7, 2025
#11	N/A	-13.12% Nov 26, 2008 - Dec 17, 2008
#12	N/A	-11.95% Jun 16, 2017 - Aug 7, 2017
#13	N/A	-10.71% Aug 21, 2018 - Oct 22, 2018
#14	N/A	-10.43% Jan 2, 2009 - Jan 15, 2009
#15	N/A	-10.20% May 9, 2024 - Jul 16, 2024