PAY vs ESGR

Comparison between Paymentus Holdings Inc - Class A (PAY, Company) and Enstar Group Ltd (ESGR, Company).

5-Year PerformanceESGR has outperformed PAY, delivering a return of +17.2% compared to +8.4%

PAY vs ESGR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAY(COMPANY)	ESGR(COMPANY)
Market Cap	$5.08B	$5.09B
Max Drawdown	80.78%	70.67%
Sharpe Ratio	0.44	0.56
5Y Beta	1.09	N/A
Industry	Software - Infrastructure	N/A
P/E Ratio	64.23	9.89
PEG Ratio	0.86	N/A
5Y EPS CAGR	N/A	100.12%
Debt to Equity	0.00%	31.35%
Free Cash Flow Yield	3.13%	15.61%
P/S Ratio	3.88	4.39
P/B Ratio	8.00	0.82

Market Cap

PAY

$5.08B

Winner

ESGR

$5.09B

Max Drawdown

PAY

80.78%

Winner

ESGR

70.67%

Sharpe Ratio

PAY

0.44

Winner

ESGR

0.56

5Y Beta

PAY

1.09

ESGR

N/A

Industry

PAY

Software - Infrastructure

ESGR

N/A

P/E Ratio

PAY

64.23

Winner

ESGR

9.89

PEG Ratio

PAY

0.86

ESGR

N/A

5Y EPS CAGR

PAY

N/A

ESGR

100.12%

Debt to Equity

Winner

PAY

0.00%

ESGR

31.35%

Free Cash Flow Yield

PAY

3.13%

Winner

ESGR

15.61%

P/S Ratio

Winner

PAY

3.88

ESGR

4.39

P/B Ratio

PAY

8.00

Winner

ESGR

0.82

PAY vs ESGR - Historical Returns

Returns include dividend reinvestment.

Period	PAY	ESGR
1 month	+48.02%	+1.02%
3 months	+68.65%	+1.70%
6 months	+81.21%	+4.16%
1 year	+12.29%	+5.24%
5 years(CAGR)	+8.38%	+17.19%
10 years(CAGR)	N/A	+8.07%
Max(CAGR)	+7.57%	+13.21%

Winner

PAY

+48.02%

ESGR

+1.02%

Winner

PAY

+68.65%

ESGR

+1.70%

Winner

PAY

+81.21%

ESGR

+4.16%

Winner

PAY

+12.29%

ESGR

+5.24%

5Y(CAGR)

PAY

+8.38%

Winner

ESGR

+17.19%

10Y(CAGR)

PAY

N/A

ESGR

+8.07%

Max(CAGR)

PAY

+7.57%

Winner

ESGR

+13.21%

PAY vs ESGR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PAY	ESGR
2026	+47.03%	N/A
2025	-3.22%	+4.16%
2024	+86.58%	+9.69%
2023	+118.46%	+26.14%
2022	-76.46%	-7.75%
2021	+22.26%	+22.53%
2020	N/A	-1.83%
2019	N/A	+23.11%
2018	N/A	-16.09%
2017	N/A	+1.44%
2016	N/A	+31.62%
2015	N/A	+0.57%
2014	N/A	+11.08%
2013	N/A	+15.96%
2012	N/A	+12.66%
2011	N/A	+13.19%
2010	N/A	+14.39%
2009	N/A	+12.42%
2008	N/A	-47.85%
2007	N/A	+31.14%
2006	N/A	+45.66%
2005	N/A	+6.85%
2004	N/A	+32.28%
2003	N/A	+56.67%
2002	N/A	+24.95%
2001	N/A	+58.03%
2000	N/A	+15.85%
1999	N/A	-8.76%

PAY vs ESGR Drawdown Comparison

The maximum drawdown for PAY was -80.78%, occurring on Dec 28, 2022. Recovery took 851 trading sessions.

The maximum drawdown for ESGR was -70.67%, occurring on Dec 1, 2008. Recovery took 1674 trading sessions.

The current PAY drawdown is -6.14%. The current ESGR drawdown is -2.99%.

Rank	PAY	ESGR
#1	-80.78% Jul 6, 2021 - Nov 20, 2024	-70.67% Oct 12, 2007 - Jun 9, 2014
#2	-49.27% May 19, 2025 - Aug 4, 2026	-57.62% Oct 20, 2017 - Mar 1, 2021
#3	-37.08% Dec 2, 2024 - May 15, 2025	-40.74% Feb 25, 2022 - Dec 11, 2023
#4	-17.01% Jun 2, 2021 - Jun 23, 2021	-23.95% Feb 14, 2005 - Jun 17, 2005
#5	-13.52% Aug 4, 2026 - Aug 7, 2026	-18.24% Jul 2, 2007 - Aug 31, 2007
#6	-3.72% Jun 24, 2021 - Jul 6, 2021	-17.00% Dec 4, 2001 - Jul 3, 2002
#7	-2.13% May 26, 2021 - May 28, 2021	-16.31% Mar 18, 2021 - Jan 28, 2022
#8	-0.74% Nov 26, 2024 - Dec 2, 2024	-15.76% Apr 3, 2006 - Jun 30, 2006
#9	-0.33% Nov 20, 2024 - Nov 22, 2024	-14.64% Jan 20, 2004 - Jun 21, 2004
#10	N/A	-14.41% Jun 28, 2004 - Oct 27, 2004
#11	N/A	-14.13% Jul 13, 2001 - Nov 29, 2001
#12	N/A	-12.65% Dec 30, 2014 - Jun 2, 2015
#13	N/A	-12.45% Sep 4, 2007 - Sep 21, 2007
#14	N/A	-12.17% Jul 22, 2015 - Apr 1, 2016
#15	N/A	-11.80% Aug 17, 2006 - Jan 30, 2007