PAY vs CHH

Comparison between Paymentus Holdings Inc - Class A (PAY, Company) and Choice Hotels International Inc (CHH, Company).

PAY is from the Technology sector, while CHH is from the Consumer Cyclical sector.

5-Year PerformancePAY has outperformed CHH, delivering a return of +5.9% compared to -1.4%

PAY vs CHH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAY(COMPANY)	CHH(COMPANY)
Market Cap	$5.03B	$5.05B
Max Drawdown	80.78%	67.32%
Sharpe Ratio	0.43	-0.31
5Y Beta	1.08	0.69
Industry	Software - Infrastructure	Lodging
P/E Ratio	63.66	15.63
Forward P/E	N/A	14.86
PEG Ratio	0.85	1.87
Dividend Yield	N/A	1.05%
5Y Dividends CAGR	N/A	44.91%
5Y EPS CAGR	N/A	24.92%
Debt to Equity	0.00%	1408.33%
Free Cash Flow Yield	3.16%	4.40%
P/S Ratio	3.70	5.15
P/B Ratio	7.35	35.96

Market Cap

PAY

$5.03B

Winner

CHH

$5.05B

Max Drawdown

PAY

80.78%

Winner

CHH

67.32%

Sharpe Ratio

Winner

PAY

0.43

CHH

-0.31

5Y Beta

PAY

1.08

Winner

CHH

0.69

Industry

PAY

Software - Infrastructure

CHH

Lodging

P/E Ratio

PAY

63.66

Winner

CHH

15.63

Forward P/E

PAY

N/A

CHH

14.86

PEG Ratio

Winner

PAY

0.85

CHH

1.87

Dividend Yield

PAY

N/A

CHH

1.05%

5Y Dividends CAGR

PAY

N/A

CHH

44.91%

5Y EPS CAGR

PAY

N/A

CHH

24.92%

Debt to Equity

Winner

PAY

0.00%

CHH

1408.33%

Free Cash Flow Yield

PAY

3.16%

Winner

CHH

4.40%

P/S Ratio

Winner

PAY

3.70

CHH

5.15

P/B Ratio

Winner

PAY

7.35

CHH

35.96

PAY vs CHH - Historical Returns

Returns include dividend reinvestment.

Period	PAY	CHH
1 month	+35.29%	-3.86%
3 months	+38.49%	+0.39%
6 months	+55.46%	-1.86%
1 year	+14.42%	-12.48%
5 years(CAGR)	+5.92%	-1.41%
10 years(CAGR)	N/A	+8.98%
Max(CAGR)	+5.91%	+12.88%

Winner

PAY

+35.29%

CHH

-3.86%

Winner

PAY

+38.49%

CHH

+0.39%

Winner

PAY

+55.46%

CHH

-1.86%

Winner

PAY

+14.42%

CHH

-12.48%

5Y(CAGR)

Winner

PAY

+5.92%

CHH

-1.41%

10Y(CAGR)

PAY

N/A

CHH

+8.98%

Max(CAGR)

PAY

+5.91%

Winner

CHH

+12.88%

PAY vs CHH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PAY	CHH
2026	+35.48%	+11.60%
2025	-3.22%	-32.28%
2024	+86.58%	+25.35%
2023	+118.46%	+3.89%
2022	-76.46%	-26.26%
2021	+22.26%	+49.88%
2020	N/A	+2.67%
2019	N/A	+46.37%
2018	N/A	-6.00%
2017	N/A	+42.14%
2016	N/A	+15.36%
2015	N/A	-7.79%
2014	N/A	+14.78%
2013	N/A	+44.05%
2012	N/A	+18.56%
2011	N/A	+0.11%
2010	N/A	+21.34%
2009	N/A	+5.16%
2008	N/A	-5.33%
2007	N/A	-20.39%
2006	N/A	-1.70%
2005	N/A	+48.44%
2004	N/A	+69.08%
2003	N/A	+52.27%
2002	N/A	+5.73%
2001	N/A	+77.20%
2000	N/A	-13.08%
1999	N/A	+10.95%

PAY vs CHH Drawdown Comparison

The maximum drawdown for PAY was -80.78%, occurring on Dec 28, 2022. Recovery took 851 trading sessions.

The maximum drawdown for CHH was -65.89%, occurring on Oct 9, 2008. Recovery took 1683 trading sessions.

The current PAY drawdown is -13.52%. The current CHH drawdown is -30.54%.

Rank	PAY	CHH
#1	-80.78% Jul 6, 2021 - Nov 20, 2024	-65.89% Jul 11, 2006 - Mar 19, 2013
#2	-49.27% May 19, 2025 - Aug 4, 2026	-55.80% Jan 20, 2000 - Jul 12, 2001
#3	-37.08% Dec 2, 2024 - May 15, 2025	-50.50% Feb 19, 2020 - Dec 4, 2020
#4	-17.01% Jun 2, 2021 - Jun 23, 2021	-45.50% Feb 6, 2025 - Dec 9, 2025
#5	-13.52% Aug 4, 2026 - Aug 7, 2026	-40.09% Aug 24, 2001 - Dec 24, 2001
#6	-3.72% Jun 24, 2021 - Jul 6, 2021	-34.95% May 2, 2002 - Jun 11, 2003
#7	-2.13% May 26, 2021 - May 28, 2021	-34.51% Mar 20, 2015 - Mar 15, 2017
#8	-0.74% Nov 26, 2024 - Dec 2, 2024	-32.83% Dec 31, 2021 - Nov 25, 2024
#9	-0.33% Nov 20, 2024 - Nov 22, 2024	-20.48% Sep 27, 2018 - May 1, 2019
#10	N/A	-20.38% Dec 24, 2001 - Mar 19, 2002
#11	N/A	-20.10% Oct 28, 2004 - Jan 14, 2005
#12	N/A	-15.15% Aug 19, 2003 - Nov 3, 2003
#13	N/A	-15.08% Apr 25, 2013 - Oct 25, 2013
#14	N/A	-15.03% Feb 13, 2006 - Apr 26, 2006
#15	N/A	-12.67% Mar 7, 2014 - Aug 14, 2014