PAY vs BANC

Comparison between Paymentus Holdings Inc - Class A (PAY, Company) and Banc of California Inc (BANC, Company).

PAY is from the Technology sector, while BANC is from the Financial Services sector.

5-Year PerformanceBANC has outperformed PAY, delivering a return of +3.9% compared to -5.3%

PAY vs BANC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAY(COMPANY)	BANC(COMPANY)
Market Cap	$2.93B	$2.92B
Max Drawdown	80.78%	84.60%
Sharpe Ratio	-0.74	1.21
5Y Beta	1.15	1.21
Industry	Software - Infrastructure	Banks - Regional
P/E Ratio	43.46	11.60
Forward P/E	N/A	12.02
PEG Ratio	0.56	0.16
Dividend Yield	N/A	2.23%
5Y Dividends CAGR	N/A	11.84%
5Y EPS CAGR	N/A	-2.58%
Debt to Equity	0.00%	71.80%
Free Cash Flow Yield	4.84%	9.13%

Market Cap

Winner

PAY

$2.93B

BANC

$2.92B

Max Drawdown

Winner

PAY

80.78%

BANC

84.60%

Sharpe Ratio

PAY

-0.74

Winner

BANC

1.21

5Y Beta

Winner

PAY

1.15

BANC

1.21

Industry

PAY

Software - Infrastructure

BANC

Banks - Regional

P/E Ratio

PAY

43.46

Winner

BANC

11.60

Forward P/E

PAY

N/A

BANC

12.02

PEG Ratio

PAY

0.56

Winner

BANC

0.16

Dividend Yield

PAY

N/A

BANC

2.23%

5Y Dividends CAGR

PAY

N/A

BANC

11.84%

5Y EPS CAGR

PAY

N/A

BANC

-2.58%

Debt to Equity

Winner

PAY

0.00%

BANC

71.80%

Free Cash Flow Yield

PAY

4.84%

Winner

BANC

9.13%

PAY vs BANC - Historical Returns

Returns include dividend reinvestment.

Period	PAY	BANC
1 month	-16.96%	+0.29%
3 months	-4.99%	+3.24%
6 months	-33.04%	+3.94%
1 year	-36.92%	+40.96%
5 years(CAGR)	-5.28%	+3.93%
10 years(CAGR)	N/A	+1.82%
Max(CAGR)	-4.06%	+4.14%

PAY

-16.96%

Winner

BANC

+0.29%

PAY

-4.99%

Winner

BANC

+3.24%

PAY

-33.04%

Winner

BANC

+3.94%

PAY

-36.92%

Winner

BANC

+40.96%

5Y(CAGR)

PAY

-5.28%

Winner

BANC

+3.93%

10Y(CAGR)

PAY

N/A

BANC

+1.82%

Max(CAGR)

PAY

-4.06%

Winner

BANC

+4.14%

PAY vs BANC - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	PAY	BANC
2026	-18.34%	-1.96%
2025	-3.22%	+29.77%
2024	+86.58%	+19.59%
2023	+118.46%	-12.57%
2022	-76.46%	-19.27%
2021	+22.26%	+32.39%
2020	N/A	-12.09%
2019	N/A	+29.07%
2018	N/A	-33.82%
2017	N/A	+22.78%
2016	N/A	+22.46%
2015	N/A	+32.40%
2014	N/A	-9.90%
2013	N/A	+12.89%
2012	N/A	+6.74%
2011	N/A	-22.91%
2010	N/A	+154.88%
2009	N/A	-42.23%
2008	N/A	-41.09%
2007	N/A	-31.66%
2006	N/A	+3.34%
2005	N/A	+1.62%
2004	N/A	+24.17%
2003	N/A	+34.57%
2002	N/A	+18.88%

PAY vs BANC Drawdown Comparison

The maximum drawdown for PAY was -80.78%, occurring on Dec 28, 2022. Recovery took 851 trading sessions.

The maximum drawdown for BANC was -82.28%, occurring on Oct 27, 2009. Recovery took 2599 trading sessions.

The current PAY drawdown is -41.64%. The current BANC drawdown is -9.63%.

Rank	PAY	BANC
#1	-80.78% Jul 6, 2021 - Nov 20, 2024	-82.28% Mar 28, 2006 - Jul 25, 2016
#2	-42.02% May 19, 2025 - Feb 13, 2026	-69.80% Nov 29, 2017 - Mar 12, 2021
#3	-37.08% Dec 2, 2024 - May 15, 2025	-53.32% Jan 14, 2022 - Dec 22, 2025
#4	-17.01% Jun 2, 2021 - Jun 23, 2021	-51.02% Aug 8, 2016 - Nov 29, 2017
#5	-3.72% Jun 24, 2021 - Jul 6, 2021	-26.40% Mar 12, 2021 - Nov 3, 2021
#6	-2.13% May 26, 2021 - May 28, 2021	-20.47% Jan 21, 2026 - Mar 11, 2026
#7	-0.74% Nov 26, 2024 - Dec 2, 2024	-17.46% Feb 23, 2004 - Aug 25, 2004
#8	-0.33% Nov 20, 2024 - Nov 22, 2024	-13.08% Nov 16, 2021 - Jan 14, 2022
#9	N/A	-12.65% Oct 29, 2004 - Nov 10, 2005
#10	N/A	-8.81% Dec 26, 2002 - Apr 15, 2003
#11	N/A	-6.89% Aug 21, 2003 - Nov 7, 2003
#12	N/A	-4.21% Feb 16, 2006 - Feb 28, 2006
#13	N/A	-4.10% May 30, 2003 - Jul 22, 2003
#14	N/A	-4.03% Mar 1, 2006 - Mar 20, 2006
#15	N/A	-3.98% Jul 28, 2016 - Aug 5, 2016