PAR vs HIFS

Comparison between Par Technology Corp (PAR, Company) and Hingham Institution For Savings (HIFS, Company).

PAR is from the Technology sector, while HIFS is from the Financial Services sector.

5-Year PerformanceHIFS has outperformed PAR, delivering a return of +0.9% compared to -25.3%

PAR vs HIFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PAR(COMPANY)	HIFS(COMPANY)
Market Cap	$631M	$629M
Max Drawdown	88.42%	65.53%
Sharpe Ratio	-1.78	0.66
5Y Beta	1.41	1.08
Industry	Software - Application	Banks - Regional
P/E Ratio	-8.17	12.48
Forward P/E	9.27	10.63
PEG Ratio	-0.00	0.16
Dividend Yield	N/A	0.88%
5Y Dividends CAGR	N/A	8.67%
5Y EPS CAGR	2.39%	-5.14%
Debt to Equity	51.37%	292.86%
Free Cash Flow Yield	-4.74%	5.91%

Market Cap

Winner

PAR

$631M

HIFS

$629M

Max Drawdown

PAR

88.42%

Winner

HIFS

65.53%

Sharpe Ratio

PAR

-1.78

Winner

HIFS

0.66

5Y Beta

PAR

1.41

Winner

HIFS

1.08

Industry

PAR

Software - Application

HIFS

Banks - Regional

P/E Ratio

Winner

PAR

-8.17

HIFS

12.48

Forward P/E

Winner

PAR

9.27

HIFS

10.63

PEG Ratio

Winner

PAR

-0.00

HIFS

0.16

Dividend Yield

PAR

N/A

HIFS

0.88%

5Y Dividends CAGR

PAR

N/A

HIFS

8.67%

5Y EPS CAGR

Winner

PAR

2.39%

HIFS

-5.14%

Debt to Equity

Winner

PAR

51.37%

HIFS

292.86%

Free Cash Flow Yield

PAR

-4.74%

Winner

HIFS

5.91%

PAR vs HIFS - Historical Returns

Returns include dividend reinvestment.

Period	PAR	HIFS
1 month	+9.21%	+6.67%
3 months	+5.81%	+7.58%
6 months	-58.48%	-3.10%
1 year	-75.72%	+27.71%
5 years(CAGR)	-25.27%	+0.91%
10 years(CAGR)	+12.50%	+9.69%
Max(CAGR)	+6.36%	+13.96%

Winner

PAR

+9.21%

HIFS

+6.67%

PAR

+5.81%

Winner

HIFS

+7.58%

PAR

-58.48%

Winner

HIFS

-3.10%

PAR

-75.72%

Winner

HIFS

+27.71%

5Y(CAGR)

PAR

-25.27%

Winner

HIFS

+0.91%

10Y(CAGR)

Winner

PAR

+12.50%

HIFS

+9.69%

Max(CAGR)

PAR

+6.36%

Winner

HIFS

+13.96%

PAR vs HIFS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PAR	HIFS
2026	-57.21%	+5.48%
2025	-49.27%	+15.26%
2024	+70.23%	+29.44%
2023	+64.05%	-29.30%
2022	-50.95%	-34.21%
2021	-12.39%	+95.00%
2020	+98.83%	+7.87%
2019	+39.85%	+6.33%
2018	+136.41%	-1.41%
2017	+70.00%	+4.23%
2016	-13.35%	+68.39%
2015	+12.73%	+44.21%
2014	+14.95%	+13.35%
2013	+9.44%	+24.72%
2012	+23.12%	+30.04%
2011	-34.11%	+13.87%
2010	-5.46%	+50.54%
2009	+0.70%	+14.20%
2008	-26.97%	-12.31%
2007	-13.37%	-10.68%
2006	-51.23%	-7.94%
2005	+146.76%	-8.66%
2004	+44.39%	+8.03%
2003	+16.30%	+41.71%
2002	+165.39%	+29.83%
2001	+38.66%	+41.53%
2000	-62.94%	+16.80%
1999	+5.56%	-0.79%

PAR vs HIFS Drawdown Comparison

The maximum drawdown for PAR was -88.42%, occurring on Nov 25, 2008. Recovery took 3301 trading sessions.

The maximum drawdown for HIFS was -64.80%, occurring on Oct 31, 2023. This drawdown has not yet recovered.

The current PAR drawdown is -82.76%. The current HIFS drawdown is -30.62%.

Rank	PAR	HIFS
#1	-88.42% Jul 22, 2005 - Aug 31, 2018	-64.80% Jan 4, 2022 - Oct 31, 2023
#2	-86.68% Feb 22, 2021 - Apr 10, 2026	-43.69% Dec 4, 2017 - Jan 14, 2021
#3	-72.99% Feb 8, 2000 - Oct 18, 2002	-43.10% Apr 25, 2005 - Sep 17, 2010
#4	-69.20% Jan 29, 2020 - Aug 6, 2020	-24.08% Nov 4, 1999 - Aug 10, 2000
#5	-44.14% Dec 3, 2002 - Dec 2, 2003	-18.60% Aug 9, 2011 - Mar 29, 2012
#6	-37.19% Aug 31, 2018 - Feb 13, 2019	-15.69% Jan 4, 2017 - Nov 21, 2017
#7	-32.11% Apr 5, 2004 - Jan 25, 2005	-15.65% Oct 17, 2012 - Feb 5, 2013
#8	-25.21% Jun 10, 2019 - Nov 8, 2019	-15.62% Feb 13, 2013 - Jul 18, 2013
#9	-22.66% Feb 25, 2019 - May 28, 2019	-15.24% Jul 31, 2001 - Mar 18, 2002
#10	-19.81% Sep 28, 2020 - Nov 11, 2020	-13.61% Nov 10, 2015 - May 31, 2016
#11	-16.28% Nov 19, 1999 - Jan 19, 2000	-12.39% Jan 15, 2014 - Jun 30, 2014
#12	-15.49% Jan 20, 2021 - Feb 2, 2021	-12.24% May 3, 2021 - Sep 15, 2021
#13	-13.90% Mar 5, 2004 - Apr 1, 2004	-11.67% Jan 22, 2004 - Feb 1, 2005
#14	-12.12% Dec 17, 2020 - Jan 14, 2021	-11.39% Feb 4, 2005 - Apr 25, 2005
#15	-11.69% Jun 17, 2005 - Jul 12, 2005	-10.68% Jun 2, 2016 - Sep 14, 2016

Correlation

Correlation between PAR and HIFS is 0.78 which considered as a strong positive correlation - the stocks tend to move together.

0.78

-101

Dividend Comparison (2000 - 2026)

PAR vs HIFS dividend yield comparison.

Year	PAR	HIFS
2026	0.00%	0.69%
2025	0.00%	0.89%
2024	0.00%	0.74%
2023	0.00%	1.30%
2022	0.00%	1.10%
2021	0.00%	0.67%
2020	0.00%	1.61%
2019	1.01%	0.73%
2018	0.00%	0.70%
2017	0.00%	0.63%
2016	0.00%	0.62%
2015	0.00%	1.79%
2014	0.00%	1.57%
2013	0.00%	1.68%
2012	0.00%	2.04%
2011	0.00%	2.57%
2010	0.00%	2.58%
2009	0.00%	3.49%
2008	0.00%	4.07%
2007	0.00%	2.70%
2006	0.00%	2.33%
2005	0.00%	2.53%
2004	0.00%	2.10%
2003	0.00%	2.12%
2002	0.00%	2.67%
2001	0.00%	2.49%
2000	0.00%	3.82%