OZK vs APPF

Comparison between Bank OZK (OZK, Company) and Appfolio Inc - Class A (APPF, Company).

OZK is from the Financial Services sector, while APPF is from the Technology sector.

5-Year PerformanceOZK has outperformed APPF, delivering a return of +7.8% compared to +5.6%

OZK vs APPF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OZK(COMPANY)	APPF(COMPANY)
Market Cap	$5.86B	$5.88B
Max Drawdown	72.45%	55.38%
Sharpe Ratio	0.02	-0.49
5Y Beta	0.99	0.79
Industry	Banks - Regional	Software - Application
P/E Ratio	8.42	41.29
Forward P/E	7.22	128.21
PEG Ratio	19.36	3.23
Dividend Yield	3.37%	N/A
5Y Dividends CAGR	15.28%	N/A
5Y EPS CAGR	13.67%	27.81%
Debt to Equity	13.22%	0.00%
Free Cash Flow Yield	11.97%	3.99%
P/S Ratio	3.70	5.86
P/B Ratio	0.98	12.39

Market Cap

OZK

$5.86B

Winner

APPF

$5.88B

Max Drawdown

OZK

72.45%

Winner

APPF

55.38%

Sharpe Ratio

Winner

OZK

0.02

APPF

-0.49

5Y Beta

OZK

0.99

Winner

APPF

0.79

Industry

OZK

Banks - Regional

APPF

Software - Application

P/E Ratio

Winner

OZK

8.42

APPF

41.29

Forward P/E

Winner

OZK

7.22

APPF

128.21

PEG Ratio

OZK

19.36

Winner

APPF

3.23

Dividend Yield

OZK

3.37%

APPF

N/A

5Y Dividends CAGR

OZK

15.28%

APPF

N/A

5Y EPS CAGR

OZK

13.67%

Winner

APPF

27.81%

Debt to Equity

OZK

13.22%

Winner

APPF

0.00%

Free Cash Flow Yield

Winner

OZK

11.97%

APPF

3.99%

P/S Ratio

Winner

OZK

3.70

APPF

5.86

P/B Ratio

Winner

OZK

0.98

APPF

12.39

OZK vs APPF - Historical Returns

Returns include dividend reinvestment.

Period	OZK	APPF
1 month	+0.12%	+8.81%
3 months	+8.19%	+14.54%
6 months	+8.51%	-20.56%
1 year	+2.80%	-25.48%
5 years(CAGR)	+7.78%	+5.63%
10 years(CAGR)	+6.74%	+28.78%
Max(CAGR)	+20.26%	+25.95%

OZK

+0.12%

Winner

APPF

+8.81%

OZK

+8.19%

Winner

APPF

+14.54%

Winner

OZK

+8.51%

APPF

-20.56%

Winner

OZK

+2.80%

APPF

-25.48%

5Y(CAGR)

Winner

OZK

+7.78%

APPF

+5.63%

10Y(CAGR)

OZK

+6.74%

Winner

APPF

+28.78%

Max(CAGR)

OZK

+20.26%

Winner

APPF

+25.95%

OZK vs APPF - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	OZK	APPF
2026	+8.33%	-22.12%
2025	+9.05%	-6.23%
2024	-7.24%	+45.81%
2023	+31.57%	+61.65%
2022	-12.40%	-14.19%
2021	+51.80%	-31.62%
2020	+6.31%	+58.64%
2019	+35.97%	+86.23%
2018	-51.95%	+43.74%
2017	-7.07%	+80.43%
2016	+10.70%	+70.85%
2015	+35.72%	+3.69%
2014	+36.70%	N/A
2013	+67.48%	N/A
2012	+13.36%	N/A
2011	+35.42%	N/A
2010	+49.01%	N/A
2009	+1.40%	N/A
2008	+15.63%	N/A
2007	-18.63%	N/A
2006	-10.85%	N/A
2005	+7.04%	N/A
2004	+55.07%	N/A
2003	+91.48%	N/A
2002	+81.68%	N/A
2001	+106.59%	N/A

OZK vs APPF Drawdown Comparison

The maximum drawdown for OZK was -70.41%, occurring on Apr 3, 2020. Recovery took 1222 trading sessions.

The maximum drawdown for APPF was -55.38%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current OZK drawdown is -5.45%. The current APPF drawdown is -44.15%.

Rank	OZK	APPF
#1	-70.41% Mar 1, 2017 - Jan 5, 2022	-55.38% Aug 4, 2025 - Apr 10, 2026
#2	-61.82% Dec 9, 2005 - Apr 6, 2010	-55.37% Dec 28, 2020 - Jul 13, 2023
#3	-35.89% Dec 1, 2015 - Dec 27, 2016	-41.35% Feb 19, 2020 - May 26, 2020
#4	-35.29% Jan 7, 2022 - Dec 13, 2023	-41.04% Oct 9, 2015 - Sep 14, 2016
#5	-29.23% Feb 11, 2025 - Jul 14, 2025	-40.17% Sep 13, 2018 - Apr 22, 2019
#6	-26.17% Jul 21, 2011 - Nov 15, 2011	-28.89% Jul 23, 2024 - Aug 1, 2025
#7	-25.40% Dec 14, 2023 - Nov 25, 2024	-24.39% Oct 11, 2017 - May 2, 2018
#8	-22.90% Jul 12, 2002 - Aug 16, 2002	-22.10% Nov 14, 2023 - Jan 26, 2024
#9	-21.66% Mar 30, 2004 - Sep 7, 2004	-21.36% Jun 5, 2020 - Aug 26, 2020
#10	-19.58% Jul 19, 2001 - Nov 8, 2001	-19.87% Aug 26, 2020 - Dec 22, 2020
#11	-19.06% Aug 27, 2025 - Jun 12, 2026	-19.72% Jun 21, 2019 - Nov 22, 2019
#12	-18.44% Jun 22, 2015 - Oct 20, 2015	-18.44% Jul 15, 2015 - Aug 17, 2015
#13	-18.42% Mar 20, 2014 - Oct 28, 2014	-16.17% Mar 26, 2024 - May 13, 2024
#14	-17.49% Nov 25, 2024 - Jan 21, 2025	-15.07% Jul 18, 2023 - Aug 28, 2023
#15	-16.89% Sep 3, 2002 - Jan 13, 2003	-14.92% Aug 18, 2015 - Sep 11, 2015