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OVLY vs LCNB

Comparison between Oak Valley Bancorp (OVLY, Company) and LCNB Corp (LCNB, Company).

Both OVLY and LCNB are from the Financial Services sector.

5-Year PerformanceOVLY has outperformed LCNB, delivering a return of +15.3% compared to +7.3%

OVLY vs LCNB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
OVLY
$281M
LCNB
$281M
Max Drawdown
OVLY
86.64%
Winner
LCNB
65.56%
Sharpe Ratio
OVLY
1.03
Winner
LCNB
1.22
5Y Beta
OVLY
0.76
Winner
LCNB
0.62
Industry
OVLY
Banks - Regional
LCNB
Banks - Regional
P/E Ratio
OVLY
11.73
Winner
LCNB
11.41
Forward P/E
OVLY
10.45
Winner
LCNB
8.54
PEG Ratio
Winner
OVLY
0.00
LCNB
0.75
Dividend Yield
OVLY
2.26%
Winner
LCNB
4.40%
5Y Dividends CAGR
Winner
OVLY
20.93%
LCNB
7.96%
5Y EPS CAGR
Winner
OVLY
11.84%
LCNB
1.48%
Debt to Equity
Winner
OVLY
0.00%
LCNB
37.00%
Free Cash Flow Yield
OVLY
9.10%
Winner
LCNB
12.92%
P/S Ratio
OVLY
3.39
Winner
LCNB
3.05
P/B Ratio
OVLY
1.31
Winner
LCNB
1.01

OVLY vs LCNB - Historical Returns

Returns include dividend reinvestment.

1M
OVLY
-0.12%
Winner
LCNB
+11.06%
3M
OVLY
+1.54%
Winner
LCNB
+25.88%
6M
OVLY
+1.15%
Winner
LCNB
+14.87%
1Y
OVLY
+23.04%
Winner
LCNB
+42.38%
5Y(CAGR)
Winner
OVLY
+15.26%
LCNB
+7.32%
10Y(CAGR)
Winner
OVLY
+14.80%
LCNB
+5.98%
Max(CAGR)
Winner
OVLY
+6.73%
LCNB
+4.44%

OVLY vs LCNB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearOVLYLCNB
2026+14.34%+24.09%
2025+11.72%+16.22%
2024+1.07%-0.09%
2023+33.39%-8.38%
2022+33.51%-3.76%
2021+8.64%+42.88%
2020-12.29%-18.99%
2019+5.25%+29.56%
2018-8.05%-22.83%
2017+58.97%-6.20%
2016+27.96%+47.86%
2015+1.54%+14.51%
2014+18.64%-11.20%
2013+2.20%+34.36%
2012+10.37%+12.24%
2011+15.38%+14.64%
2010+35.02%+20.04%
2009-3.12%+21.78%
2008-24.16%-15.06%
2007-35.54%-33.24%
2006-43.85%-0.87%
2005+8.17%-1.28%
2004+116.12%+13.06%
2003+2.61%+48.02%
2002N/A+25.96%
2001N/A+19.65%
2000N/A-47.35%
1999N/A-5.77%

OVLY vs LCNB Drawdown Comparison

The maximum drawdown for OVLY was -85.83%, occurring on Apr 14, 2009. Recovery took 3270 trading sessions.

The maximum drawdown for LCNB was -58.55%, occurring on Mar 11, 2009. Recovery took 2039 trading sessions.

The current OVLY drawdown is -4.28%. The current LCNB drawdown is -6.67%.

RankOVLYLCNB
#1-85.83%
Jan 11, 2005 - Jan 8, 2018
-58.55%
Jan 13, 2005 - Feb 21, 2013
#2-51.81%
Jan 10, 2018 - Dec 13, 2022
-56.79%
Nov 1, 1999 - Sep 16, 2003
#3-26.31%
Dec 10, 2024 - Dec 18, 2025
-50.98%
Dec 5, 2016 - Nov 25, 2024
#4-23.12%
Dec 28, 2023 - Nov 6, 2024
-43.11%
Jul 9, 2013 - Dec 5, 2016
#5-17.41%
Feb 24, 2023 - Jul 24, 2023
-20.51%
Nov 25, 2024 - Dec 9, 2025
#6-16.00%
Nov 18, 2004 - Dec 14, 2004
-14.05%
Feb 4, 2026 - Jun 12, 2026
#7-14.47%
Apr 27, 2004 - Aug 2, 2004
-13.00%
Sep 25, 2003 - Apr 16, 2004
#8-13.44%
Jul 26, 2023 - Dec 11, 2023
-9.37%
Aug 2, 2004 - Sep 17, 2004
#9-8.99%
Feb 20, 2026 - Apr 8, 2026
-9.15%
Dec 15, 2025 - Feb 4, 2026
#10-8.01%
Apr 20, 2026 - Jul 23, 2026
-7.50%
Sep 17, 2004 - Jan 13, 2005
#11-7.84%
Mar 31, 2004 - Apr 8, 2004
-6.69%
Apr 24, 2013 - May 15, 2013
#12-7.01%
Aug 2, 2004 - Nov 9, 2004
-6.67%
Jul 28, 2026 - Aug 10, 2026
#13-6.90%
Dec 13, 2022 - Dec 27, 2022
-6.00%
Apr 16, 2004 - May 4, 2004
#14-5.56%
Mar 5, 2004 - Mar 31, 2004
-5.63%
Sep 17, 2003 - Sep 25, 2003
#15-5.12%
Nov 6, 2024 - Nov 22, 2024
-5.29%
Jun 26, 2026 - Jul 16, 2026

Correlation

Correlation between OVLY and LCNB is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81
-101

Dividend Comparison (2000 - 2026)

OVLY vs LCNB dividend yield comparison.

YearOVLYLCNB
20262.26%2.25%
20252.00%5.37%
20241.54%5.82%
20231.07%5.39%
20221.32%4.50%
20211.67%3.94%
20201.68%4.97%
20191.39%3.58%
20181.42%4.29%
20171.28%3.13%
20161.91%2.75%
20152.02%3.91%
20141.62%4.25%
20130.00%3.58%
20120.00%4.67%
20110.00%4.94%
20100.00%5.36%
20090.57%6.10%
20081.25%7.11%
20072.30%5.39%
20061.46%3.33%
20051.06%3.12%
20040.87%2.87%
20030.00%3.00%
20020.00%4.09%
20010.00%4.50%
20000.00%2.50%

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