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OVLY vs FXNC

Comparison between Oak Valley Bancorp (OVLY, Company) and First National Corp (Strasburg VA) (FXNC, Company).

Both OVLY and FXNC are from the Financial Services sector.

5-Year PerformanceOVLY has outperformed FXNC, delivering a return of +16.1% compared to +11.1%

OVLY vs FXNC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
OVLY
$284M
FXNC
$284M
Max Drawdown
Winner
OVLY
86.64%
FXNC
87.13%
Sharpe Ratio
OVLY
0.90
Winner
FXNC
1.63
5Y Beta
OVLY
0.81
Winner
FXNC
0.63
Industry
OVLY
Banks - Regional
FXNC
Banks - Regional
P/E Ratio
Winner
OVLY
11.85
FXNC
13.47
Forward P/E
OVLY
10.45
Winner
FXNC
8.09
PEG Ratio
OVLY
N/A
FXNC
0.07
Dividend Yield
Winner
OVLY
2.26%
FXNC
2.19%
5Y Dividends CAGR
Winner
OVLY
27.89%
FXNC
7.54%
5Y EPS CAGR
Winner
OVLY
11.84%
FXNC
3.37%
Debt to Equity
OVLY
0.00%
FXNC
0.00%
Free Cash Flow Yield
OVLY
9.01%
Winner
FXNC
9.87%

OVLY vs FXNC - Historical Returns

Returns include dividend reinvestment.

1M
OVLY
+0.72%
Winner
FXNC
+4.43%
3M
OVLY
+1.87%
Winner
FXNC
+12.89%
6M
OVLY
+7.09%
Winner
FXNC
+23.27%
1Y
OVLY
+26.28%
Winner
FXNC
+48.74%
5Y(CAGR)
Winner
OVLY
+16.05%
FXNC
+11.11%
10Y(CAGR)
Winner
OVLY
+14.75%
FXNC
+14.43%
Max(CAGR)
Winner
OVLY
+6.77%
FXNC
+6.28%

OVLY vs FXNC - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

YearOVLYFXNC
2026+15.06%+29.40%
2025+11.72%+14.29%
2024+1.07%+11.82%
2023+33.39%+30.95%
2022+33.51%-23.33%
2021+8.64%+39.38%
2020-12.29%-18.85%
2019+5.25%+17.74%
2018-8.05%+8.99%
2017+58.97%+41.39%
2016+27.96%+46.89%
2015+1.54%+4.63%
2014+18.64%+54.53%
2013+2.20%+7.62%
2012+10.37%-12.50%
2011+15.38%-52.03%
2010+35.02%+31.27%
2009-3.12%-37.45%
2008-24.16%-24.09%
2007-35.54%-14.09%
2006-43.85%+4.85%
2005+8.17%+31.14%
2004+116.12%+28.05%
2003+2.61%-17.96%
2002N/A+25.62%
2001N/A+52.64%

OVLY vs FXNC Drawdown Comparison

The maximum drawdown for OVLY was -85.83%, occurring on Apr 14, 2009. Recovery took 3270 trading sessions.

The maximum drawdown for FXNC was -85.25%, occurring on Jun 6, 2012. Recovery took 3586 trading sessions.

The current OVLY drawdown is -3.68%.

RankOVLYFXNC
#1-85.83%
Jan 11, 2005 - Jan 8, 2018
-85.25%
Apr 3, 2007 - Jul 12, 2021
#2-51.81%
Jan 10, 2018 - Dec 13, 2022
-49.16%
May 15, 2003 - May 3, 2005
#3-26.31%
Dec 10, 2024 - Dec 18, 2025
-39.93%
Sep 21, 2021 - Nov 6, 2024
#4-23.12%
Dec 28, 2023 - Nov 6, 2024
-30.17%
Feb 6, 2025 - Dec 15, 2025
#5-17.41%
Feb 24, 2023 - Jul 24, 2023
-13.68%
Feb 6, 2003 - Apr 24, 2003
#6-16.00%
Nov 18, 2004 - Dec 14, 2004
-12.23%
Dec 9, 2024 - Feb 6, 2025
#7-14.47%
Apr 27, 2004 - Aug 2, 2004
-11.03%
Jul 20, 2001 - Dec 21, 2001
#8-13.44%
Jul 26, 2023 - Dec 11, 2023
-10.71%
Dec 14, 2005 - May 31, 2006
#9-8.99%
Feb 20, 2026 - Apr 8, 2026
-10.61%
Jun 15, 2001 - Jul 18, 2001
#10-8.01%
Apr 20, 2026 - Jul 23, 2026
-10.41%
Feb 6, 2026 - Apr 9, 2026
#11-7.84%
Mar 31, 2004 - Apr 8, 2004
-9.78%
Apr 17, 2026 - Jun 9, 2026
#12-7.01%
Aug 2, 2004 - Nov 9, 2004
-9.59%
Sep 15, 2006 - Apr 3, 2007
#13-6.90%
Dec 13, 2022 - Dec 27, 2022
-9.47%
Jul 15, 2021 - Sep 17, 2021
#14-5.56%
Mar 5, 2004 - Mar 31, 2004
-8.54%
Jun 24, 2002 - Jan 2, 2003
#15-5.12%
Nov 6, 2024 - Nov 22, 2024
-7.50%
Apr 18, 2002 - Jun 21, 2002

Correlation

Correlation between OVLY and FXNC is 0.78 which considered as a strong positive correlation - the stocks tend to move together.

0.78
-101

Dividend Comparison (2001 - 2026)

OVLY vs FXNC dividend yield comparison.

YearOVLYFXNC
20261.11%1.08%
20252.00%2.52%
20241.54%3.32%
20231.07%2.76%
20221.32%3.27%
20211.67%2.09%
20201.68%2.60%
20191.39%1.68%
20181.42%1.03%
20171.28%0.78%
20161.91%0.93%
20152.02%1.12%
20141.62%0.87%
20110.00%3.33%
20100.00%3.31%
20090.57%4.20%
20081.25%3.45%
20072.30%2.36%
20061.46%1.37%
20051.06%1.66%
20040.87%1.95%
20030.00%2.87%
20020.00%3.43%
20010.00%2.90%

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