OSS vs CZNC

Comparison between One Stop Systems Inc (OSS, Company) and Citizens & Northern Corp (CZNC, Company).

OSS is from the Technology sector, while CZNC is from the Financial Services sector.

5-Year PerformanceOSS has outperformed CZNC, delivering a return of +21.4% compared to +3.0%

OSS vs CZNC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OSS(COMPANY)	CZNC(COMPANY)
Market Cap	$399M	$399M
Max Drawdown	83.61%	77.47%
Sharpe Ratio	1.73	0.96
5Y Beta	1.77	0.58
Industry	Computer Hardware	Banks - Regional
P/E Ratio	62.13	20.91
Forward P/E	454.55	11.19
Dividend Yield	N/A	5.20%
5Y Dividends CAGR	N/A	0.54%
5Y EPS CAGR	30.81%	-7.02%
Debt to Equity	0.00%	4.05%
Free Cash Flow Yield	-1.93%	9.40%

Market Cap

OSS

$399M

Winner

CZNC

$399M

Max Drawdown

OSS

83.61%

Winner

CZNC

77.47%

Sharpe Ratio

Winner

OSS

1.73

CZNC

0.96

5Y Beta

OSS

1.77

Winner

CZNC

0.58

Industry

OSS

Computer Hardware

CZNC

Banks - Regional

P/E Ratio

OSS

62.13

Winner

CZNC

20.91

Forward P/E

OSS

454.55

Winner

CZNC

11.19

Dividend Yield

OSS

N/A

CZNC

5.20%

5Y Dividends CAGR

OSS

N/A

CZNC

0.54%

5Y EPS CAGR

Winner

OSS

30.81%

CZNC

-7.02%

Debt to Equity

Winner

OSS

0.00%

CZNC

4.05%

Free Cash Flow Yield

OSS

-1.93%

Winner

CZNC

9.40%

OSS vs CZNC - Historical Returns

Returns include dividend reinvestment.

Period	OSS	CZNC
1 month	-9.65%	+6.83%
3 months	+78.21%	+3.13%
6 months	+122.82%	+11.73%
1 year	+316.28%	+25.41%
5 years(CAGR)	+21.44%	+3.04%
10 years(CAGR)	+15.29%	+6.12%
Max(CAGR)	+15.29%	+5.49%

OSS

-9.65%

Winner

CZNC

+6.83%

Winner

OSS

+78.21%

CZNC

+3.13%

Winner

OSS

+122.82%

CZNC

+11.73%

Winner

OSS

+316.28%

CZNC

+25.41%

5Y(CAGR)

Winner

OSS

+21.44%

CZNC

+3.04%

10Y(CAGR)

Winner

OSS

+15.29%

CZNC

+6.12%

Max(CAGR)

Winner

OSS

+15.29%

CZNC

+5.49%

OSS vs CZNC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OSS	CZNC
2026	+136.91%	+15.59%
2025	+99.44%	+16.98%
2024	+57.58%	-13.54%
2023	-30.46%	+3.80%
2022	-39.56%	-8.18%
2021	+29.92%	+35.53%
2020	+84.76%	-25.64%
2019	-2.42%	+11.86%
2018	-60.25%	+14.65%
2017	N/A	-4.00%
2016	N/A	+35.90%
2015	N/A	+6.44%
2014	N/A	+6.82%
2013	N/A	+13.78%
2012	N/A	+4.51%
2011	N/A	+25.65%
2010	N/A	+58.99%
2009	N/A	-49.99%
2008	N/A	+17.35%
2007	N/A	-14.91%
2006	N/A	-10.49%
2005	N/A	-0.87%
2004	N/A	+6.18%
2003	N/A	+35.71%
2002	N/A	+27.68%
2001	N/A	+36.99%
2000	N/A	-22.66%
1999	N/A	-6.13%

OSS vs CZNC Drawdown Comparison

The maximum drawdown for OSS was -83.61%, occurring on Mar 18, 2020. Recovery took 735 trading sessions.

The maximum drawdown for CZNC was -72.51%, occurring on Nov 27, 2009. Recovery took 2815 trading sessions.

The current OSS drawdown is -19.25%. The current CZNC drawdown is -4.63%.

Rank	OSS	CZNC
#1	-83.61% Mar 9, 2018 - Feb 9, 2021	-72.51% Jul 22, 2005 - Sep 27, 2016
#2	-82.62% Mar 11, 2021 - Jan 12, 2026	-44.88% May 14, 2019 - Oct 7, 2021
#3	-38.32% Jan 14, 2026 - May 6, 2026	-36.38% Dec 6, 1999 - Apr 8, 2002
#4	-22.10% Feb 19, 2021 - Mar 1, 2021	-34.20% Nov 11, 2021 - Jan 22, 2026
#5	-21.25% Jun 2, 2026 - Jun 9, 2026	-17.45% Jan 20, 2005 - May 27, 2005
#6	-17.93% Mar 1, 2021 - Mar 11, 2021	-16.65% Aug 24, 2018 - Apr 26, 2019
#7	-10.61% May 14, 2026 - May 22, 2026	-14.80% Nov 29, 2017 - Jun 1, 2018
#8	-8.50% Feb 8, 2018 - Mar 7, 2018	-14.21% Apr 9, 2026 - May 15, 2026
#9	-5.74% Feb 1, 2018 - Feb 6, 2018	-13.65% Dec 27, 2016 - Oct 10, 2017
#10	-5.10% Feb 6, 2018 - Feb 8, 2018	-11.33% Oct 16, 2017 - Nov 29, 2017
#11	-2.32% May 11, 2026 - May 14, 2026	-10.30% Feb 13, 2026 - Apr 9, 2026
#12	-2.19% May 22, 2026 - May 28, 2026	-8.80% Dec 31, 2003 - Dec 16, 2004
#13	-1.61% Feb 10, 2021 - Feb 16, 2021	-7.39% Nov 23, 2016 - Dec 19, 2016
#14	-1.50% May 6, 2026 - May 8, 2026	-7.31% Nov 1, 1999 - Dec 2, 1999
#15	-1.38% Feb 16, 2021 - Feb 18, 2021	-7.12% Nov 6, 2002 - Apr 2, 2003