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OSPN vs UNTY

Comparison between OneSpan Inc (OSPN, Company) and Unity Bancorp Inc (UNTY, Company).

OSPN is from the Technology sector, while UNTY is from the Financial Services sector.

5-Year PerformanceUNTY has outperformed OSPN, delivering a return of +21.5% compared to -8.0%

OSPN vs UNTY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
OSPN
$570M
UNTY
$568M
Max Drawdown
OSPN
95.31%
Winner
UNTY
83.61%
Sharpe Ratio
OSPN
0.31
Winner
UNTY
0.35
5Y Beta
OSPN
1.04
Winner
UNTY
0.79
Industry
OSPN
Software - Infrastructure
UNTY
Banks - Regional
P/E Ratio
Winner
OSPN
8.26
UNTY
9.36
Forward P/E
OSPN
12.09
Winner
UNTY
8.39
PEG Ratio
OSPN
0.37
Winner
UNTY
0.24
Dividend Yield
Winner
OSPN
3.23%
UNTY
1.08%
5Y Dividends CAGR
OSPN
N/A
UNTY
18.89%
5Y EPS CAGR
OSPN
N/A
UNTY
18.91%
Debt to Equity
OSPN
0.00%
UNTY
0.00%
Free Cash Flow Yield
Winner
OSPN
8.38%
UNTY
7.22%
P/S Ratio
Winner
OSPN
2.33
UNTY
4.21
P/B Ratio
OSPN
2.11
Winner
UNTY
1.61

OSPN vs UNTY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
OSPN
+15.77%
UNTY
+3.23%
3M
Winner
OSPN
+34.12%
UNTY
+9.01%
6M
Winner
OSPN
+33.14%
UNTY
+5.67%
1Y
OSPN
+7.74%
Winner
UNTY
+8.84%
5Y(CAGR)
OSPN
-8.00%
Winner
UNTY
+21.54%
10Y(CAGR)
OSPN
-0.38%
Winner
UNTY
+19.23%
Max(CAGR)
OSPN
+4.73%
Winner
UNTY
+9.33%

OSPN vs UNTY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearOSPNUNTY
2026+28.37%+12.75%
2025-29.65%+24.34%
2024+75.40%+53.48%
2023-7.59%+12.90%
2022-35.06%+4.32%
2021-21.00%+52.07%
2020+18.17%-19.58%
2019+32.82%+12.75%
2018-8.16%+4.54%
2017-0.71%+27.84%
2016-17.97%+45.24%
2015-38.72%+35.72%
2014+271.67%+23.49%
2013-5.04%+23.47%
2012+23.26%-2.52%
2011-23.38%+4.92%
2010+23.74%+50.50%
2009-39.62%+3.07%
2008-62.41%-52.39%
2007+133.25%-39.41%
2006+17.79%+12.39%
2005+43.31%+9.85%
2004+186.58%+12.33%
2003+175.62%+38.93%
2002-56.70%+28.75%
2001-58.00%+188.89%
2000N/A-67.69%
1999N/A-28.36%

OSPN vs UNTY Drawdown Comparison

The maximum drawdown for OSPN was -95.31%, occurring on Feb 7, 2003. Recovery took 1013 trading sessions.

The maximum drawdown for UNTY was -82.88%, occurring on Mar 6, 2009. Recovery took 2650 trading sessions.

The current OSPN drawdown is -62.09%. The current UNTY drawdown is -3.86%.

RankOSPNUNTY
#1-95.31%
Jan 24, 2001 - Feb 8, 2005
-82.88%
May 26, 2006 - Dec 5, 2016
#2-90.92%
Oct 15, 2007 - Mar 9, 2009
-76.12%
Nov 1, 1999 - Feb 11, 2002
#3-42.50%
Nov 11, 2005 - Oct 26, 2006
-59.96%
Jul 26, 2018 - May 21, 2021
#4-33.30%
Aug 1, 2005 - Nov 11, 2005
-30.93%
Jan 10, 2022 - Dec 28, 2023
#5-31.31%
Feb 8, 2005 - May 11, 2005
-28.99%
Feb 13, 2002 - Jan 6, 2003
#6-15.85%
Feb 22, 2007 - Apr 4, 2007
-23.58%
Feb 6, 2025 - Jul 3, 2025
#7-15.69%
Aug 9, 2007 - Sep 4, 2007
-21.34%
Jan 14, 2003 - Jun 23, 2003
#8-12.80%
May 7, 2007 - Jun 1, 2007
-20.23%
Mar 3, 2004 - Jan 30, 2006
#9-12.47%
Jun 20, 2005 - Jul 21, 2005
-16.10%
Jul 10, 2025 - Dec 10, 2025
#10-12.25%
Nov 8, 2006 - Jan 4, 2007
-15.83%
Dec 16, 2024 - Jan 21, 2025
#11-11.87%
Jan 17, 2007 - Feb 20, 2007
-15.27%
Jan 22, 2024 - Jul 15, 2024
#12-10.94%
May 26, 2005 - Jun 15, 2005
-13.81%
Jul 26, 2024 - Oct 14, 2024
#13-10.32%
Jan 10, 2001 - Jan 23, 2001
-12.27%
Dec 18, 2025 - Apr 9, 2026
#14-10.12%
Jun 5, 2007 - Jul 5, 2007
-12.20%
Jun 2, 2021 - Oct 15, 2021
#15-10.05%
Apr 4, 2007 - Apr 26, 2007
-11.44%
Aug 2, 2017 - Sep 18, 2017

Correlation

Correlation between OSPN and UNTY is 0.32 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.32
-101

Dividend Comparison (2003 - 2026)

OSPN vs UNTY dividend yield comparison.

YearOSPNUNTY
20261.69%0.56%
20253.74%1.12%
20240.00%1.19%
20230.00%1.62%
20220.00%1.57%
20210.00%1.37%
20200.00%1.82%
20190.00%1.37%
20180.00%1.30%
20170.00%1.16%
20160.00%1.07%
20150.00%1.12%
20140.00%1.06%
20130.00%0.39%
20080.00%3.73%
20070.00%2.35%
20060.00%1.33%
20050.00%1.29%
20040.00%1.17%
20030.00%0.26%

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