OSPN vs HONE

Comparison between OneSpan Inc (OSPN, Company) and HarborOne Bancorp Inc (HONE, Company).

OSPN is from the Technology sector, while HONE is from the Financial Services sector.

5-Year PerformanceHONE has outperformed OSPN, delivering a return of -2.2% compared to -10.4%

OSPN vs HONE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OSPN(COMPANY)	HONE(COMPANY)
Market Cap	$523M	$521M
Max Drawdown	95.31%	49.48%
Sharpe Ratio	-0.06	0.54
5Y Beta	1.06	0.78
Industry	Software - Infrastructure	Banks - Regional
P/E Ratio	7.56	19.97
Forward P/E	11.04	14.99
PEG Ratio	0.34	0.28
Dividend Yield	3.58%	2.76%
5Y Dividends CAGR	N/A	70.32%
5Y EPS CAGR	N/A	5.30%
Debt to Equity	0.00%	109.57%
Free Cash Flow Yield	9.15%	8.74%
P/S Ratio	2.13	3.17
P/B Ratio	1.93	0.90

Market Cap

Winner

OSPN

$523M

HONE

$521M

Max Drawdown

OSPN

95.31%

Winner

HONE

49.48%

Sharpe Ratio

OSPN

-0.06

Winner

HONE

0.54

5Y Beta

OSPN

1.06

Winner

HONE

0.78

Industry

OSPN

Software - Infrastructure

HONE

Banks - Regional

P/E Ratio

Winner

OSPN

7.56

HONE

19.97

Forward P/E

Winner

OSPN

11.04

HONE

14.99

PEG Ratio

OSPN

0.34

Winner

HONE

0.28

Dividend Yield

Winner

OSPN

3.58%

HONE

2.76%

5Y Dividends CAGR

OSPN

N/A

HONE

70.32%

5Y EPS CAGR

OSPN

N/A

HONE

5.30%

Debt to Equity

Winner

OSPN

0.00%

HONE

109.57%

Free Cash Flow Yield

Winner

OSPN

9.15%

HONE

8.74%

P/S Ratio

Winner

OSPN

2.13

HONE

3.17

P/B Ratio

OSPN

1.93

Winner

HONE

0.90

OSPN vs HONE - Historical Returns

Returns include dividend reinvestment.

Period	OSPN	HONE
1 month	+21.20%	+0.00%
3 months	+37.15%	+0.00%
6 months	+13.13%	+0.00%
1 year	-8.13%	+6.56%
5 years(CAGR)	-10.43%	-2.18%
10 years(CAGR)	-1.17%	+6.69%
Max(CAGR)	+4.45%	+6.69%

Winner

OSPN

+21.20%

HONE

+0.00%

Winner

OSPN

+37.15%

HONE

+0.00%

Winner

OSPN

+13.13%

HONE

+0.00%

OSPN

-8.13%

Winner

HONE

+6.56%

5Y(CAGR)

OSPN

-10.43%

Winner

HONE

-2.18%

10Y(CAGR)

OSPN

-1.17%

Winner

HONE

+6.69%

Max(CAGR)

OSPN

+4.45%

Winner

HONE

+6.69%

OSPN vs HONE - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	OSPN	HONE
2026	+19.30%	+0.00%
2025	-29.65%	+5.90%
2024	+75.40%	+0.12%
2023	-7.59%	-12.18%
2022	-35.06%	-4.61%
2021	-21.00%	+38.76%
2020	+18.17%	-0.15%
2019	+32.82%	+22.68%
2018	-8.16%	-16.41%
2017	-0.71%	-2.19%
2016	-17.97%	+49.69%
2015	-38.72%	N/A
2014	+271.67%	N/A
2013	-5.04%	N/A
2012	+23.26%	N/A
2011	-23.38%	N/A
2010	+23.74%	N/A
2009	-39.62%	N/A
2008	-62.41%	N/A
2007	+133.25%	N/A
2006	+17.79%	N/A
2005	+43.31%	N/A
2004	+186.58%	N/A
2003	+175.62%	N/A
2002	-56.70%	N/A
2001	-58.00%	N/A

OSPN vs HONE Drawdown Comparison

The maximum drawdown for OSPN was -95.31%, occurring on Feb 7, 2003. Recovery took 1013 trading sessions.

The maximum drawdown for HONE was -48.57%, occurring on May 16, 2023. Recovery took 739 trading sessions.

The current OSPN drawdown is -64.77%. The current HONE drawdown is -14.37%.

Rank	OSPN	HONE
#1	-95.31% Jan 24, 2001 - Feb 8, 2005	-48.57% Nov 1, 2022 - Oct 14, 2025
#2	-90.92% Oct 15, 2007 - Mar 9, 2009	-46.60% Jun 9, 2017 - Feb 24, 2021
#3	-42.50% Nov 11, 2005 - Oct 26, 2006	-14.59% Jun 8, 2021 - Jan 6, 2022
#4	-33.30% Aug 1, 2005 - Nov 11, 2005	-14.37% Oct 14, 2025 - Oct 31, 2025
#5	-31.31% Feb 8, 2005 - May 11, 2005	-14.24% Jan 7, 2022 - Oct 28, 2022
#6	-15.85% Feb 22, 2007 - Apr 4, 2007	-9.31% Dec 27, 2016 - Apr 25, 2017
#7	-15.69% Aug 9, 2007 - Sep 4, 2007	-9.05% Apr 26, 2017 - Jun 9, 2017
#8	-12.80% May 7, 2007 - Jun 1, 2007	-8.80% Apr 19, 2021 - Jun 7, 2021
#9	-12.47% Jun 20, 2005 - Jul 21, 2005	-5.99% Mar 12, 2021 - Apr 19, 2021
#10	-12.25% Nov 8, 2006 - Jan 4, 2007	-5.20% Nov 25, 2016 - Dec 8, 2016
#11	-11.87% Jan 17, 2007 - Feb 20, 2007	-4.72% Sep 7, 2016 - Sep 19, 2016
#12	-10.94% May 26, 2005 - Jun 15, 2005	-3.93% Dec 9, 2016 - Dec 20, 2016
#13	-10.32% Jan 10, 2001 - Jan 23, 2001	-3.76% Oct 6, 2016 - Oct 21, 2016
#14	-10.12% Jun 5, 2007 - Jul 5, 2007	-3.16% Feb 24, 2021 - Mar 1, 2021
#15	-10.05% Apr 4, 2007 - Apr 26, 2007	-2.24% Aug 9, 2016 - Aug 26, 2016