OSG vs SNFCA

Comparison between Overseas Shipholding Group Inc - Class A (OSG, Company) and Security National Financial Corp - Class A (SNFCA, Company).

Both OSG and SNFCA are from the Financial Services sector.

5-Year PerformanceOSG has outperformed SNFCA, delivering a return of +20.9% compared to +8.7%

OSG vs SNFCA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OSG(COMPANY)	SNFCA(COMPANY)
Market Cap	$251M	$251M
Max Drawdown	92.44%	83.55%
Sharpe Ratio	0.05	0.05
5Y Beta	0.07	0.76
Industry	Insurance - Specialty	Insurance - Life
P/E Ratio	-1.09	9.03
Forward P/E	60.61	1.77
PEG Ratio	N/A	0.00
5Y EPS CAGR	13.18%	20.91%
Debt to Equity	16.43%	0.00%
Free Cash Flow Yield	0.00%	26.85%
P/S Ratio	0.86	0.74
P/B Ratio	0.35	0.58

Market Cap

OSG

$251M

Winner

SNFCA

$251M

Max Drawdown

OSG

92.44%

Winner

SNFCA

83.55%

Sharpe Ratio

OSG

0.05

Winner

SNFCA

0.05

5Y Beta

Winner

OSG

0.07

SNFCA

0.76

Industry

OSG

Insurance - Specialty

SNFCA

Insurance - Life

P/E Ratio

Winner

OSG

-1.09

SNFCA

9.03

Forward P/E

OSG

60.61

Winner

SNFCA

1.77

PEG Ratio

OSG

N/A

SNFCA

0.00

5Y EPS CAGR

OSG

13.18%

Winner

SNFCA

20.91%

Debt to Equity

OSG

16.43%

Winner

SNFCA

0.00%

Free Cash Flow Yield

OSG

0.00%

Winner

SNFCA

26.85%

P/S Ratio

OSG

0.86

Winner

SNFCA

0.74

P/B Ratio

Winner

OSG

0.35

SNFCA

0.58

OSG vs SNFCA - Historical Returns

Returns include dividend reinvestment.

Period	OSG	SNFCA
1 month	-4.27%	-0.52%
3 months	+7.69%	+10.50%
6 months	-32.77%	+6.33%
1 year	N/A	-0.01%
5 years(CAGR)	+20.94%	+8.71%
10 years(CAGR)	-6.25%	+12.58%
Max(CAGR)	-10.56%	+11.10%

OSG

-4.27%

Winner

SNFCA

-0.52%

OSG

+7.69%

Winner

SNFCA

+10.50%

OSG

-32.77%

Winner

SNFCA

+6.33%

OSG

N/A

SNFCA

-0.01%

5Y(CAGR)

Winner

OSG

+20.94%

SNFCA

+8.71%

10Y(CAGR)

OSG

-6.25%

Winner

SNFCA

+12.58%

Max(CAGR)

OSG

-10.56%

Winner

SNFCA

+11.10%

OSG vs SNFCA - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	OSG	SNFCA
2026	-25.03%	+10.37%
2025	-10.47%	-22.58%
2024	+67.40%	+39.73%
2023	+81.34%	+29.27%
2022	+50.52%	-14.64%
2021	-10.05%	+13.92%
2020	-7.76%	+52.57%
2019	+36.90%	+17.90%
2018	-40.07%	+8.36%
2017	-33.50%	-16.48%
2016	-75.49%	+9.75%
2015	-11.56%	+17.76%
2014	N/A	+27.06%
2013	N/A	-46.78%
2012	N/A	+505.42%
2011	N/A	-15.27%
2010	N/A	-40.17%
2009	N/A	+116.63%
2008	N/A	-53.15%
2007	N/A	-27.06%
2006	N/A	+60.82%
2005	N/A	+19.76%
2004	N/A	-55.87%
2003	N/A	+25.08%
2002	N/A	+192.39%
2001	N/A	+14.57%

OSG vs SNFCA Drawdown Comparison

The maximum drawdown for OSG was -92.16%, occurring on May 31, 2019. This drawdown has not yet recovered.

The maximum drawdown for SNFCA was -83.55%, occurring on Nov 25, 2008. Recovery took 2223 trading sessions.

The current OSG drawdown is -70.11%. The current SNFCA drawdown is -25.27%.

Rank	OSG	SNFCA
#1	-92.16% Dec 2, 2015 - May 31, 2019	-83.55% Jan 26, 2004 - Nov 23, 2012
#2	N/A	-73.00% Feb 7, 2013 - Jan 12, 2021
#3	N/A	-61.76% Jun 28, 2002 - Jan 30, 2003
#4	N/A	-41.04% Apr 25, 2002 - May 31, 2002
#5	N/A	-39.46% Feb 6, 2025 - Nov 17, 2025
#6	N/A	-39.19% Apr 8, 2022 - Dec 20, 2023
#7	N/A	-32.29% Dec 21, 2023 - Sep 27, 2024
#8	N/A	-26.19% Mar 19, 2021 - Mar 18, 2022
#9	N/A	-24.38% Jan 31, 2003 - Dec 29, 2003
#10	N/A	-22.41% Jul 30, 2001 - Jan 22, 2002
#11	N/A	-21.57% Mar 23, 2001 - Jul 16, 2001
#12	N/A	-20.44% Jun 3, 2002 - Jun 24, 2002
#13	N/A	-17.65% Dec 19, 2012 - Jan 7, 2013
#14	N/A	-15.94% Jan 22, 2002 - Apr 5, 2002
#15	N/A	-15.79% Jan 23, 2001 - Feb 27, 2001