ORRF vs NEWTH

Comparison between Orrstown Financial Services Inc (ORRF, Company) and NewtekOne Inc (NEWTH, Company).

ORRF vs NEWTH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ORRF(COMPANY)	NEWTH(COMPANY)
Market Cap	$727M	$728M
Max Drawdown	90.38%	7.91%
Sharpe Ratio	0.97	0.90
5Y Beta	0.70	0.10
Industry	Banks - Regional	N/A
P/E Ratio	8.56	11.04
Forward P/E	8.89	N/A
PEG Ratio	0.05	0.71
Dividend Yield	2.94%	2.93%
5Y Dividends CAGR	14.87%	N/A
5Y EPS CAGR	25.19%	N/A
Debt to Equity	0.00%	136.02%
Free Cash Flow Yield	11.96%	N/A
P/S Ratio	2.85	N/A
P/B Ratio	1.21	N/A

Market Cap

ORRF

$727M

Winner

NEWTH

$728M

Max Drawdown

ORRF

90.38%

Winner

NEWTH

7.91%

Sharpe Ratio

Winner

ORRF

0.97

NEWTH

0.90

5Y Beta

ORRF

0.70

Winner

NEWTH

0.10

Industry

ORRF

Banks - Regional

NEWTH

N/A

P/E Ratio

Winner

ORRF

8.56

NEWTH

11.04

Forward P/E

ORRF

8.89

NEWTH

N/A

PEG Ratio

Winner

ORRF

0.05

NEWTH

0.71

Dividend Yield

Winner

ORRF

2.94%

NEWTH

2.93%

5Y Dividends CAGR

ORRF

14.87%

NEWTH

N/A

5Y EPS CAGR

ORRF

25.19%

NEWTH

N/A

Debt to Equity

Winner

ORRF

0.00%

NEWTH

136.02%

Free Cash Flow Yield

ORRF

11.96%

NEWTH

N/A

P/S Ratio

ORRF

2.85

NEWTH

N/A

P/B Ratio

ORRF

1.21

NEWTH

N/A

ORRF vs NEWTH - Historical Returns

Returns include dividend reinvestment.

Period	ORRF	NEWTH
1 month	+2.14%	-0.39%
3 months	+6.67%	+0.30%
6 months	+3.67%	+2.31%
1 year	+29.97%	+9.02%
5 years(CAGR)	+11.89%	N/A
10 years(CAGR)	+9.93%	N/A
Max(CAGR)	+5.37%	+7.33%

Winner

ORRF

+2.14%

NEWTH

-0.39%

Winner

ORRF

+6.67%

NEWTH

+0.30%

Winner

ORRF

+3.67%

NEWTH

+2.31%

Winner

ORRF

+29.97%

NEWTH

+9.02%

5Y(CAGR)

ORRF

+11.89%

NEWTH

N/A

10Y(CAGR)

ORRF

+9.93%

NEWTH

N/A

Max(CAGR)

ORRF

+5.37%

Winner

NEWTH

+7.33%

ORRF vs NEWTH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ORRF	NEWTH
2026	+9.70%	+1.77%
2025	+1.91%	+7.18%
2024	+28.36%	+2.38%
2023	+31.60%	N/A
2022	-5.24%	N/A
2021	+58.41%	N/A
2020	-21.83%	N/A
2019	+24.90%	N/A
2018	-24.11%	N/A
2017	+13.73%	N/A
2016	+28.53%	N/A
2015	+8.25%	N/A
2014	+2.97%	N/A
2013	+63.83%	N/A
2012	+15.87%	N/A
2011	-70.01%	N/A
2010	-19.86%	N/A
2009	+33.04%	N/A
2008	-7.37%	N/A
2007	-16.89%	N/A
2006	+8.24%	N/A
2005	-20.14%	N/A
2004	+39.69%	N/A
2003	+47.51%	N/A
2002	+22.49%	N/A
2001	+4.25%	N/A
2000	+7.35%	N/A
1999	+1.88%	N/A

ORRF vs NEWTH Drawdown Comparison

The maximum drawdown for ORRF was -88.29%, occurring on Feb 2, 2012. This drawdown has not yet recovered.

The maximum drawdown for NEWTH was -5.48%, occurring on Apr 7, 2025. Recovery took 47 trading sessions.

The current ORRF drawdown is -18.72%. The current NEWTH drawdown is -1.32%.

Rank	ORRF	NEWTH
#1	-88.29% Feb 11, 2004 - Feb 2, 2012	-5.48% Mar 3, 2025 - May 8, 2025
#2	-21.81% Jul 30, 2001 - Apr 22, 2002	-3.84% Feb 20, 2026 - Apr 13, 2026
#3	-17.00% Apr 22, 2002 - Sep 17, 2002	-2.45% Apr 13, 2026 - Apr 17, 2026
#4	-12.97% Dec 15, 2000 - Jul 27, 2001	-2.14% Nov 12, 2024 - Dec 23, 2024
#5	-10.00% Sep 17, 2002 - Jan 3, 2003	-1.70% Dec 26, 2024 - Feb 21, 2025
#6	-8.24% Oct 4, 2000 - Dec 14, 2000	-1.19% May 9, 2025 - Jun 3, 2025
#7	-7.84% Jan 3, 2003 - May 2, 2003	-1.07% Nov 17, 2025 - Dec 2, 2025
#8	-7.76% Jan 23, 2004 - Feb 3, 2004	-0.99% Jul 30, 2025 - Oct 6, 2025
#9	-6.87% Mar 31, 2000 - Oct 3, 2000	-0.92% Oct 27, 2025 - Nov 6, 2025
#10	-5.26% Sep 24, 2003 - Dec 17, 2003	-0.87% Feb 4, 2026 - Feb 12, 2026
#11	-5.00% Feb 28, 2000 - Mar 31, 2000	-0.79% Dec 16, 2025 - Jan 2, 2026
#12	-4.75% May 7, 2003 - Jun 24, 2003	-0.75% Oct 18, 2024 - Nov 1, 2024
#13	-4.37% Jul 29, 2003 - Aug 19, 2003	-0.72% Jun 10, 2025 - Jul 2, 2025
#14	-4.23% Aug 19, 2003 - Sep 24, 2003	-0.52% Jan 15, 2026 - Jan 26, 2026
#15	-4.08% Dec 17, 2003 - Jan 8, 2004	-0.52% Sep 19, 2024 - Oct 11, 2024

Correlation

Correlation between ORRF and NEWTH is 0.48 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.48

-101

Dividend Comparison (1999 - 2026)

ORRF vs NEWTH dividend yield comparison.

Year	ORRF	NEWTH
2026	1.59%	2.13%
2025	2.99%	9.24%
2024	2.35%	0.00%
2023	2.71%	0.00%
2022	3.28%	0.00%
2021	2.94%	0.00%
2020	4.11%	0.00%
2019	2.65%	0.00%
2018	2.80%	0.00%
2017	1.66%	0.00%
2016	1.56%	0.00%
2015	1.23%	0.00%
2011	8.36%	0.00%
2010	3.25%	0.00%
2009	2.52%	0.00%
2008	3.22%	0.00%
2007	2.80%	0.00%
2006	2.13%	0.00%
2005	2.09%	0.00%
2004	0.82%	0.00%
2003	1.25%	0.00%
2002	1.53%	0.00%
2001	1.53%	0.00%
2000	1.43%	0.00%
1999	0.37%	0.00%