OPRT vs PACH

Comparison between Oportun Financial Corp (OPRT, Company) and Pioneer Acquisition I Corp - Class A (PACH, Company).

Both OPRT and PACH are from the Financial Services sector.

OPRT vs PACH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OPRT(COMPANY)	PACH(COMPANY)
Market Cap	$260M	$260M
Max Drawdown	92.32%	1.08%
Sharpe Ratio	0.02	-0.33
5Y Beta	1.54	-0.00
Industry	Credit Services	Shell Companies
P/E Ratio	14.17	28.85
Forward P/E	4.98	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	N/A	0.00%
P/S Ratio	0.36	N/A
P/B Ratio	0.67	1.17

Market Cap

Winner

OPRT

$260M

PACH

$260M

Max Drawdown

OPRT

92.32%

Winner

PACH

1.08%

Sharpe Ratio

Winner

OPRT

0.02

PACH

-0.33

5Y Beta

OPRT

1.54

Winner

PACH

-0.00

Industry

OPRT

Credit Services

PACH

Shell Companies

P/E Ratio

Winner

OPRT

14.17

PACH

28.85

Forward P/E

OPRT

4.98

PACH

N/A

Debt to Equity

OPRT

0.00%

PACH

0.00%

Free Cash Flow Yield

OPRT

N/A

PACH

0.00%

P/S Ratio

OPRT

0.36

PACH

N/A

P/B Ratio

Winner

OPRT

0.67

PACH

1.17

OPRT vs PACH - Historical Returns

Returns include dividend reinvestment.

Period	OPRT	PACH
1 month	-6.10%	+0.29%
3 months	-3.32%	+0.79%
6 months	+2.21%	+1.48%
1 year	-9.62%	+3.01%
5 years(CAGR)	-23.44%	N/A
Max(CAGR)	-14.49%	+3.14%

OPRT

-6.10%

Winner

PACH

+0.29%

OPRT

-3.32%

Winner

PACH

+0.79%

Winner

OPRT

+2.21%

PACH

+1.48%

OPRT

-9.62%

Winner

PACH

+3.01%

5Y(CAGR)

OPRT

-23.44%

PACH

N/A

Max(CAGR)

OPRT

-14.49%

Winner

PACH

+3.14%

OPRT vs PACH - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	OPRT	PACH
2026	+9.49%	+2.19%
2025	+35.99%	+0.80%
2024	+0.52%	N/A
2023	-30.67%	N/A
2022	-73.30%	N/A
2021	+8.99%	N/A
2020	-18.03%	N/A
2019	+47.19%	N/A

OPRT vs PACH Drawdown Comparison

The maximum drawdown for OPRT was -92.32%, occurring on Apr 17, 2024. This drawdown has not yet recovered.

The maximum drawdown for PACH was -1.08%, occurring on Dec 31, 2025. Recovery took 78 trading sessions.

The current OPRT drawdown is -80.03%. The current PACH drawdown is -0.18%.

Rank	OPRT	PACH
#1	-92.32% Nov 12, 2021 - Apr 17, 2024	-1.08% Nov 10, 2025 - Mar 5, 2026
#2	-78.67% Dec 26, 2019 - Aug 6, 2021	-0.59% Mar 10, 2026 - May 11, 2026
#3	-14.22% Oct 7, 2021 - Nov 8, 2021	-0.49% Jul 2, 2026 - Jul 14, 2026
#4	-11.32% Sep 27, 2019 - Oct 24, 2019	-0.30% Aug 15, 2025 - Oct 8, 2025
#5	-10.00% Nov 19, 2019 - Nov 29, 2019	-0.30% Oct 21, 2025 - Oct 27, 2025
#6	-9.16% Sep 3, 2021 - Oct 7, 2021	-0.29% Jun 8, 2026 - Jul 2, 2026
#7	-8.26% Nov 29, 2019 - Dec 18, 2019	-0.28% Jul 16, 2026 - Jul 22, 2026
#8	-7.12% Aug 11, 2021 - Aug 27, 2021	-0.20% Oct 14, 2025 - Oct 21, 2025
#9	-5.12% Oct 25, 2019 - Nov 7, 2019	-0.20% Oct 27, 2025 - Nov 4, 2025
#10	-4.20% Dec 19, 2019 - Dec 23, 2019	-0.10% May 11, 2026 - May 21, 2026
#11	-3.13% Nov 13, 2019 - Nov 19, 2019	-0.10% May 21, 2026 - Jun 1, 2026
#12	-2.45% Aug 6, 2021 - Aug 11, 2021	-0.10% Jul 14, 2026 - Jul 16, 2026
#13	-2.13% Aug 27, 2021 - Sep 1, 2021	-0.05% Oct 9, 2025 - Oct 13, 2025
#14	-0.48% Nov 10, 2021 - Nov 12, 2021	N/A
#15	-0.37% Nov 8, 2021 - Nov 10, 2021	N/A

Correlation

Correlation between OPRT and PACH is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

-101