OPOF vs CHPT

Comparison between Old Point Financial Corp (OPOF, Company) and ChargePoint Holdings Inc - Class A (CHPT, Company).

OPOF is from the Financial Services sector, while CHPT is from the Consumer Cyclical sector.

5-Year PerformanceOPOF has outperformed CHPT, delivering a return of +24.8% compared to -58.4%

OPOF vs CHPT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OPOF(COMPANY)	CHPT(COMPANY)
Market Cap	$215M	$215M
Max Drawdown	70.83%	99.51%
Sharpe Ratio	2.52	-0.43
5Y Beta	N/A	1.86
Industry	Banks - Regional	Specialty Retail
P/E Ratio	24.69	-0.97
PEG Ratio	1.16	N/A
5Y Dividends CAGR	3.13%	N/A
5Y EPS CAGR	2.23%	N/A
Debt to Equity	56.01%	-2633.85%
Free Cash Flow Yield	5.84%	-32.84%
P/S Ratio	2.51	N/A
P/B Ratio	1.82	N/A

Market Cap

OPOF

$215M

Winner

CHPT

$215M

Max Drawdown

Winner

OPOF

70.83%

CHPT

99.51%

Sharpe Ratio

Winner

OPOF

2.52

CHPT

-0.43

5Y Beta

OPOF

N/A

CHPT

1.86

Industry

OPOF

Banks - Regional

CHPT

Specialty Retail

P/E Ratio

OPOF

24.69

Winner

CHPT

-0.97

PEG Ratio

OPOF

1.16

CHPT

N/A

5Y Dividends CAGR

OPOF

3.13%

CHPT

N/A

5Y EPS CAGR

OPOF

2.23%

CHPT

N/A

Debt to Equity

OPOF

56.01%

Winner

CHPT

-2633.85%

Free Cash Flow Yield

Winner

OPOF

5.84%

CHPT

-32.84%

P/S Ratio

OPOF

2.51

CHPT

N/A

P/B Ratio

OPOF

1.82

CHPT

N/A

OPOF vs CHPT - Historical Returns

Returns include dividend reinvestment.

Period	OPOF	CHPT
1 month	+5.59%	+30.05%
3 months	+7.29%	+56.79%
6 months	+38.30%	+13.99%
1 year	+128.76%	-39.48%
5 years(CAGR)	+24.78%	-58.35%
10 years(CAGR)	+13.00%	N/A
Max(CAGR)	+6.86%	-37.33%

OPOF

+5.59%

Winner

CHPT

+30.05%

OPOF

+7.29%

Winner

CHPT

+56.79%

Winner

OPOF

+38.30%

CHPT

+13.99%

Winner

OPOF

+128.76%

CHPT

-39.48%

5Y(CAGR)

Winner

OPOF

+24.78%

CHPT

-58.35%

10Y(CAGR)

OPOF

+13.00%

CHPT

N/A

Max(CAGR)

Winner

OPOF

+6.86%

CHPT

-37.33%

OPOF vs CHPT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OPOF	CHPT
2026	N/A	+18.04%
2025	+63.94%	-70.36%
2024	+45.44%	-50.69%
2023	-30.01%	-74.26%
2022	+18.08%	-52.04%
2021	+27.76%	-48.21%
2020	-29.19%	+308.98%
2019	+26.93%	+0.41%
2018	-25.33%	N/A
2017	+18.64%	N/A
2016	+37.87%	N/A
2015	+15.49%	N/A
2014	+19.03%	N/A
2013	+17.08%	N/A
2012	+12.68%	N/A
2011	-15.61%	N/A
2010	-24.59%	N/A
2009	-10.51%	N/A
2008	+0.81%	N/A
2007	-7.69%	N/A
2006	+0.37%	N/A
2005	-12.52%	N/A
2004	+21.63%	N/A
2003	+19.61%	N/A
2002	+33.84%	N/A
2001	+75.24%	N/A
2000	-10.73%	N/A
1999	-22.77%	N/A

OPOF vs CHPT Drawdown Comparison

The maximum drawdown for OPOF was -63.92%, occurring on Mar 18, 2020. Recovery took 1916 trading sessions.

The maximum drawdown for CHPT was -99.51%, occurring on Mar 30, 2026. This drawdown has not yet recovered.

The current CHPT drawdown is -99.10%.

Rank	OPOF	CHPT
#1	-63.92% Jul 3, 2017 - Feb 14, 2025	-99.51% Dec 24, 2020 - Mar 30, 2026
#2	-63.90% May 12, 2003 - Dec 2, 2016	-20.95% Nov 27, 2020 - Dec 8, 2020
#3	-38.61% Nov 1, 1999 - Jul 24, 2001	-18.74% Dec 9, 2020 - Dec 22, 2020
#4	-12.50% Sep 6, 2001 - Oct 2, 2001	-18.33% Oct 21, 2020 - Nov 9, 2020
#5	-9.06% Feb 21, 2003 - Mar 17, 2003	-14.53% Sep 17, 2020 - Sep 28, 2020
#6	-9.04% Jul 3, 2002 - Oct 16, 2002	-12.12% Sep 30, 2020 - Oct 19, 2020
#7	-8.50% May 16, 2017 - Jun 28, 2017	-7.04% Feb 21, 2020 - Jul 9, 2020
#8	-7.74% Oct 2, 2001 - Dec 12, 2001	-5.26% Nov 24, 2020 - Nov 27, 2020
#9	-7.41% Jan 2, 2003 - Jan 30, 2003	-3.71% Nov 11, 2020 - Nov 16, 2020
#10	-7.07% Nov 29, 2002 - Dec 31, 2002	-2.06% Sep 28, 2020 - Sep 30, 2020
#11	-6.60% May 13, 2002 - Jul 3, 2002	-2.03% Sep 20, 2019 - Jan 8, 2020
#12	-6.55% Dec 28, 2001 - Mar 26, 2002	-1.55% Aug 6, 2020 - Sep 9, 2020
#13	-6.36% Dec 7, 2016 - Dec 14, 2016	-1.08% Jul 20, 2020 - Jul 27, 2020
#14	-5.94% Mar 18, 2003 - Mar 25, 2003	-0.97% Jul 27, 2020 - Aug 3, 2020
#15	-5.79% Mar 28, 2003 - May 8, 2003	-0.80% Jan 31, 2020 - Feb 10, 2020