OPBK vs INBKZ

Comparison between OP Bancorp (OPBK, Company) and First Internet Bancorp (INBKZ, Company).

5-Year PerformanceOPBK has outperformed INBKZ, delivering a return of +11.8% compared to +6.3%

OPBK vs INBKZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OPBK(COMPANY)	INBKZ(COMPANY)
Market Cap	$219M	$219M
Max Drawdown	98.24%	45.96%
Sharpe Ratio	0.43	0.76
5Y Beta	0.82	0.03
Industry	Banks - Regional	Other
P/E Ratio	8.03	-5.77
Forward P/E	9.01	N/A
PEG Ratio	0.30	N/A
Dividend Yield	3.21%	6.39%
5Y Dividends CAGR	17.23%	11.77%
5Y EPS CAGR	13.13%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	12.19%	20.49%
P/S Ratio	2.34	N/A
P/B Ratio	0.96	N/A

Market Cap

Winner

OPBK

$219M

INBKZ

$219M

Max Drawdown

OPBK

98.24%

Winner

INBKZ

45.96%

Sharpe Ratio

OPBK

0.43

Winner

INBKZ

0.76

5Y Beta

OPBK

0.82

Winner

INBKZ

0.03

Industry

OPBK

Banks - Regional

INBKZ

Other

P/E Ratio

OPBK

8.03

Winner

INBKZ

-5.77

Forward P/E

OPBK

9.01

INBKZ

N/A

PEG Ratio

OPBK

0.30

INBKZ

N/A

Dividend Yield

OPBK

3.21%

Winner

INBKZ

6.39%

5Y Dividends CAGR

Winner

OPBK

17.23%

INBKZ

11.77%

5Y EPS CAGR

OPBK

13.13%

INBKZ

N/A

Debt to Equity

OPBK

0.00%

INBKZ

0.00%

Free Cash Flow Yield

OPBK

12.19%

Winner

INBKZ

20.49%

P/S Ratio

OPBK

2.34

INBKZ

N/A

P/B Ratio

OPBK

0.96

INBKZ

N/A

OPBK vs INBKZ - Historical Returns

Returns include dividend reinvestment.

Period	OPBK	INBKZ
1 month	+0.68%	+0.90%
3 months	+5.83%	+3.73%
6 months	+8.17%	+6.27%
1 year	+11.41%	+12.09%
5 years(CAGR)	+11.79%	+6.30%
10 years(CAGR)	+11.99%	N/A
Max(CAGR)	+2.21%	+6.90%

OPBK

+0.68%

Winner

INBKZ

+0.90%

Winner

OPBK

+5.83%

INBKZ

+3.73%

Winner

OPBK

+8.17%

INBKZ

+6.27%

OPBK

+11.41%

Winner

INBKZ

+12.09%

5Y(CAGR)

Winner

OPBK

+11.79%

INBKZ

+6.30%

10Y(CAGR)

OPBK

+11.99%

INBKZ

N/A

Max(CAGR)

OPBK

+2.21%

Winner

INBKZ

+6.90%

OPBK vs INBKZ - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	OPBK	INBKZ
2026	+7.71%	+5.37%
2025	-4.46%	+7.94%
2024	+49.76%	+23.04%
2023	+2.33%	+6.51%
2022	-10.46%	-11.20%
2021	+73.27%	+6.30%
2020	-21.74%	+3.70%
2019	+17.91%	+8.20%
2018	-9.30%	N/A
2017	+27.27%	N/A
2016	+19.38%	N/A
2015	-7.75%	N/A
2014	-5.96%	N/A
2013	+257.14%	N/A
2012	+61.54%	N/A
2011	-16.13%	N/A
2010	+287.50%	N/A
2009	-87.69%	N/A
2008	-45.83%	N/A
2007	-55.06%	N/A
2006	+15.58%	N/A
2005	-5.71%	N/A

OPBK vs INBKZ Drawdown Comparison

The maximum drawdown for OPBK was -98.24%, occurring on Aug 26, 2009. Recovery took 3915 trading sessions.

The maximum drawdown for INBKZ was -45.18%, occurring on Mar 23, 2020. Recovery took 206 trading sessions.

The current OPBK drawdown is -14.51%. The current INBKZ drawdown is -0.37%.

Rank	OPBK	INBKZ
#1	-98.24% May 8, 2006 - Nov 23, 2021	-45.18% Jan 16, 2020 - Nov 9, 2020
#2	-45.02% Feb 7, 2022 - Aug 30, 2024	-31.67% Nov 30, 2021 - Apr 5, 2024
#3	-41.81% Dec 4, 2024 - Apr 11, 2025	-5.58% Dec 15, 2020 - Apr 14, 2021
#4	-16.00% Aug 5, 2005 - Jan 27, 2006	-5.05% Feb 14, 2025 - Jun 23, 2025
#5	-15.54% Nov 29, 2021 - Jan 31, 2022	-4.48% Oct 7, 2021 - Nov 30, 2021
#6	-6.52% Aug 30, 2024 - Oct 11, 2024	-4.12% Sep 17, 2019 - Dec 30, 2019
#7	-6.15% Jan 27, 2006 - Feb 27, 2006	-3.86% Nov 9, 2020 - Nov 11, 2020
#8	-5.81% Jan 31, 2022 - Feb 7, 2022	-3.35% Apr 14, 2021 - May 18, 2021
#9	-3.51% Oct 29, 2024 - Nov 6, 2024	-3.20% Aug 5, 2019 - Aug 26, 2019
#10	-3.44% Nov 23, 2021 - Nov 29, 2021	-3.12% Aug 21, 2025 - Nov 14, 2025
#11	-3.14% Nov 6, 2024 - Nov 11, 2024	-3.03% May 18, 2021 - Jul 7, 2021
#12	-2.40% Nov 14, 2024 - Nov 21, 2024	-2.86% Sep 9, 2021 - Oct 7, 2021
#13	-2.12% Oct 15, 2024 - Oct 22, 2024	-2.54% Nov 19, 2020 - Dec 9, 2020
#14	-0.63% Nov 26, 2024 - Dec 2, 2024	-2.47% Dec 30, 2019 - Jan 16, 2020
#15	-0.14% Dec 2, 2024 - Dec 4, 2024	-2.33% Nov 11, 2020 - Nov 19, 2020