OMF vs PB

Comparison between OneMain Holdings Inc (OMF, Company) and Prosperity Bancshares Inc (PB, Company).

Both OMF and PB are from the Financial Services sector.

5-Year PerformanceOMF has outperformed PB, delivering a return of +11.4% compared to +4.6%

OMF vs PB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OMF(COMPANY)	PB(COMPANY)
Market Cap	$7.48B	$7.49B
Max Drawdown	70.82%	49.66%
Sharpe Ratio	0.77	0.66
5Y Beta	1.36	0.70
Industry	Credit Services	Banks - Regional
P/E Ratio	9.53	12.88
Forward P/E	8.70	11.55
PEG Ratio	0.22	2.42
Dividend Yield	6.63%	3.25%
5Y Dividends CAGR	-14.70%	4.28%
5Y EPS CAGR	-3.89%	0.19%
Debt to Equity	663.19%	0.00%
Free Cash Flow Yield	42.89%	7.87%

Market Cap

OMF

$7.48B

Winner

$7.49B

Max Drawdown

OMF

70.82%

Winner

49.66%

Sharpe Ratio

Winner

OMF

0.77

0.66

5Y Beta

OMF

1.36

Winner

0.70

Industry

OMF

Credit Services

Banks - Regional

P/E Ratio

Winner

OMF

9.53

12.88

Forward P/E

Winner

OMF

8.70

11.55

PEG Ratio

Winner

OMF

0.22

2.42

Dividend Yield

Winner

OMF

6.63%

3.25%

5Y Dividends CAGR

OMF

-14.70%

Winner

4.28%

5Y EPS CAGR

OMF

-3.89%

Winner

0.19%

Debt to Equity

OMF

663.19%

Winner

0.00%

Free Cash Flow Yield

Winner

OMF

42.89%

7.87%

OMF vs PB - Historical Returns

Returns include dividend reinvestment.

Period	OMF	PB
1 month	+12.03%	+2.68%
3 months	+26.57%	+13.53%
6 months	+21.15%	+4.59%
1 year	+21.04%	+12.87%
5 years(CAGR)	+11.38%	+4.64%
10 years(CAGR)	+17.83%	+6.75%
Max(CAGR)	+10.93%	+11.04%

Winner

OMF

+12.03%

+2.68%

Winner

OMF

+26.57%

+13.53%

Winner

OMF

+21.15%

+4.59%

Winner

OMF

+21.04%

+12.87%

5Y(CAGR)

Winner

OMF

+11.38%

+4.64%

10Y(CAGR)

Winner

OMF

+17.83%

+6.75%

Max(CAGR)

OMF

+10.93%

Winner

+11.04%

OMF vs PB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OMF	PB
2026	-0.18%	+9.09%
2025	+40.57%	-4.28%
2024	+14.72%	+14.05%
2023	+64.21%	-2.68%
2022	-27.85%	+3.09%
2021	+26.69%	+7.95%
2020	+33.90%	-1.17%
2019	+85.89%	+14.64%
2018	-7.64%	-9.11%
2017	+12.46%	-0.56%
2016	-45.63%	+57.83%
2015	-15.47%	-10.79%
2014	N/A	-9.28%
2013	N/A	+47.82%
2012	N/A	+4.78%
2011	N/A	+2.66%
2010	N/A	-0.08%
2009	N/A	+43.04%
2008	N/A	+6.10%
2007	N/A	-15.00%
2006	N/A	+19.81%
2005	N/A	+0.63%
2004	N/A	+31.73%
2003	N/A	+20.00%
2002	N/A	+42.51%
2001	N/A	+38.92%
2000	N/A	+21.01%
1999	N/A	-0.06%

OMF vs PB Drawdown Comparison

The maximum drawdown for OMF was -68.51%, occurring on Mar 18, 2020. Recovery took 195 trading sessions.

The maximum drawdown for PB was -47.91%, occurring on Jan 25, 2016. Recovery took 661 trading sessions.

The current OMF drawdown is -3.40%. The current PB drawdown is -6.97%.

Rank	OMF	PB
#1	-68.51% Feb 20, 2020 - Nov 25, 2020	-47.91% Apr 2, 2014 - Nov 14, 2016
#2	-65.61% Nov 27, 2015 - Feb 11, 2020	-47.61% Sep 19, 2008 - Nov 20, 2009
#3	-47.88% Oct 20, 2021 - Dec 19, 2023	-42.29% Mar 12, 2018 - Feb 19, 2021
#4	-29.94% Feb 18, 2025 - Jun 27, 2025	-37.19% Mar 21, 2007 - Sep 19, 2008
#5	-29.70% Jan 6, 2026 - Mar 16, 2026	-34.39% Feb 7, 2023 - Sep 19, 2024
#6	-17.68% Jan 15, 2021 - Feb 5, 2021	-34.27% Apr 15, 2010 - Mar 31, 2011
#7	-16.71% Sep 4, 2025 - Nov 26, 2025	-31.50% Jul 21, 2011 - Mar 13, 2012
#8	-16.67% Jul 30, 2024 - Nov 6, 2024	-26.41% Mar 1, 2017 - Jan 24, 2018
#9	-11.93% Jan 10, 2024 - Mar 19, 2024	-25.92% Nov 19, 1999 - Sep 28, 2000
#10	-10.88% Dec 6, 2024 - Jan 23, 2025	-24.83% Nov 25, 2024 - Oct 16, 2025
#11	-10.16% Mar 15, 2021 - Apr 28, 2021	-22.56% Aug 14, 2002 - Jul 1, 2003
#12	-9.07% Feb 8, 2021 - Mar 4, 2021	-22.10% Aug 13, 2001 - Jan 10, 2002
#13	-8.55% Mar 28, 2024 - Apr 24, 2024	-17.58% Jan 14, 2022 - Feb 2, 2023
#14	-8.48% Aug 11, 2021 - Oct 20, 2021	-17.44% Mar 12, 2021 - Jan 13, 2022
#15	-8.45% May 9, 2024 - Jul 15, 2024	-16.77% Mar 19, 2012 - Mar 7, 2013

Correlation

Correlation between OMF and PB is 0.77 which considered as a strong positive correlation - the stocks tend to move together.

0.77

-101

Dividend Comparison (1999 - 2026)

OMF vs PB dividend yield comparison.

Year	OMF	PB
2026	4.82%	1.61%
2025	6.17%	3.39%
2024	7.90%	3.00%
2023	8.13%	3.26%
2022	11.41%	2.90%
2021	19.08%	2.75%
2020	12.33%	2.70%
2019	7.12%	2.35%
2018	0.00%	2.39%
2017	0.00%	1.97%
2016	0.00%	1.73%
2015	0.00%	2.33%
2014	0.00%	1.79%
2013	0.00%	1.40%
2012	0.00%	1.90%
2011	0.00%	1.78%
2010	0.00%	1.63%
2009	0.00%	1.40%
2008	0.00%	1.73%
2007	0.00%	1.57%
2006	0.00%	1.20%
2005	0.00%	1.21%
2004	0.00%	1.05%
2003	0.00%	1.37%
2002	0.00%	1.32%
2001	0.00%	1.96%
2000	0.00%	1.82%
1999	0.00%	0.31%