OFG vs LC

Comparison between OFG Bancorp (OFG, Company) and LendingClub Corp (LC, Company).

Both OFG and LC are from the Financial Services sector.

5-Year PerformanceOFG has outperformed LC, delivering a return of +16.9% compared to +1.9%

OFG vs LC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OFG(COMPANY)	LC(COMPANY)
Market Cap	$1.93B	$1.93B
Max Drawdown	97.22%	96.84%
Sharpe Ratio	0.55	1.11
5Y Beta	0.83	2.02
Industry	Banks - Regional	Banks - Regional
P/E Ratio	9.31	10.95
Forward P/E	7.39	10.50
PEG Ratio	0.59	0.05
Dividend Yield	2.72%	N/A
5Y Dividends CAGR	39.83%	N/A
5Y EPS CAGR	19.60%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.83%	N/A
P/S Ratio	3.04	1.40
P/B Ratio	1.41	1.26

Market Cap

Winner

OFG

$1.93B

Max Drawdown

OFG

97.22%

Winner

96.84%

Sharpe Ratio

OFG

0.55

Winner

1.11

5Y Beta

Winner

OFG

0.83

2.02

Industry

OFG

Banks - Regional

P/E Ratio

Winner

OFG

9.31

10.95

Forward P/E

Winner

OFG

7.39

10.50

PEG Ratio

OFG

0.59

Winner

0.05

Dividend Yield

OFG

2.72%

N/A

5Y Dividends CAGR

OFG

39.83%

N/A

5Y EPS CAGR

OFG

19.60%

N/A

Debt to Equity

OFG

0.00%

Free Cash Flow Yield

OFG

9.83%

N/A

P/S Ratio

OFG

3.04

Winner

1.40

P/B Ratio

OFG

1.41

Winner

1.26

OFG vs LC - Historical Returns

Returns include dividend reinvestment.

Period	OFG	LC
1 month	+1.63%	+0.41%
3 months	+16.68%	+13.21%
6 months	+16.16%	-11.79%
1 year	+15.98%	+68.70%
5 years(CAGR)	+16.94%	+1.86%
10 years(CAGR)	+20.53%	-3.19%
Max(CAGR)	+6.56%	-15.41%

Winner

OFG

+1.63%

+0.41%

Winner

OFG

+16.68%

+13.21%

Winner

OFG

+16.16%

-11.79%

OFG

+15.98%

Winner

+68.70%

5Y(CAGR)

Winner

OFG

+16.94%

+1.86%

10Y(CAGR)

Winner

OFG

+20.53%

-3.19%

Max(CAGR)

Winner

OFG

+6.56%

-15.41%

OFG vs LC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OFG	LC
2026	+13.77%	-10.36%
2025	+1.37%	+17.42%
2024	+17.55%	+86.95%
2023	+39.64%	+3.31%
2022	+3.41%	-64.81%
2021	+52.69%	+154.53%
2020	-19.44%	-13.80%
2019	+43.78%	-6.86%
2018	+87.22%	-38.69%
2017	-27.84%	-23.80%
2016	+85.27%	-52.62%
2015	-54.20%	-55.68%
2014	-1.05%	+7.98%
2013	+26.70%	N/A
2012	+12.08%	N/A
2011	-1.06%	N/A
2010	+22.02%	N/A
2009	+80.82%	N/A
2008	-52.12%	N/A
2007	+8.97%	N/A
2006	+8.98%	N/A
2005	-53.92%	N/A
2004	+12.35%	N/A
2003	+31.13%	N/A
2002	+52.80%	N/A
2001	+46.14%	N/A
2000	-38.40%	N/A
1999	-5.89%	N/A

OFG vs LC Drawdown Comparison

The maximum drawdown for OFG was -96.64%, occurring on Mar 5, 2009. Recovery took 3829 trading sessions.

The maximum drawdown for LC was -96.84%, occurring on Jun 26, 2020. This drawdown has not yet recovered.

The current LC drawdown is -87.71%.

Rank	OFG	LC
#1	-96.64% Apr 1, 2004 - Jun 19, 2019	-96.84% Dec 17, 2014 - Jun 26, 2020
#2	-61.25% Jul 9, 2019 - Apr 5, 2021	N/A
#3	-54.84% Feb 9, 2000 - Mar 26, 2002	N/A
#4	-24.56% Nov 25, 2024 - Apr 22, 2026	N/A
#5	-23.71% Feb 28, 2023 - Jul 18, 2023	N/A
#6	-21.20% Jun 28, 2002 - Nov 20, 2002	N/A
#7	-20.00% May 17, 2021 - Sep 27, 2021	N/A
#8	-17.69% Jan 14, 2022 - Feb 23, 2023	N/A
#9	-17.48% Nov 4, 1999 - Feb 8, 2000	N/A
#10	-16.34% Jul 23, 2024 - Nov 25, 2024	N/A
#11	-15.94% Jul 24, 2023 - Nov 15, 2023	N/A
#12	-13.53% Jul 14, 2003 - Nov 24, 2003	N/A
#13	-12.77% Nov 5, 2021 - Jan 3, 2022	N/A
#14	-12.75% Jan 30, 2024 - Jul 11, 2024	N/A
#15	-11.30% Dec 22, 2003 - Feb 23, 2004	N/A

Correlation

Correlation between OFG and LC is -0.40 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.40

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