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OCFC vs UVE

Comparison between OceanFirst Financial Corp (OCFC, Company) and Universal Insurance Holdings Inc (UVE, Company).

Both OCFC and UVE are from the Financial Services sector.

5-Year PerformanceUVE has outperformed OCFC, delivering a return of +27.3% compared to +1.5%

OCFC vs UVE - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
OCFC
$1.05B
Winner
UVE
$1.06B
Max Drawdown
Winner
OCFC
73.95%
UVE
82.74%
Sharpe Ratio
OCFC
0.34
Winner
UVE
1.13
5Y Beta
OCFC
0.93
Winner
UVE
0.46
Industry
OCFC
Banks - Regional
UVE
Insurance - Property & Casualty
P/E Ratio
OCFC
15.02
Winner
UVE
13.30
Forward P/E
OCFC
10.50
Winner
UVE
9.98
PEG Ratio
OCFC
1.15
Winner
UVE
0.03
Dividend Yield
Winner
OCFC
4.37%
UVE
1.69%
5Y Dividends CAGR
Winner
OCFC
8.02%
UVE
3.85%
5Y EPS CAGR
OCFC
-1.55%
UVE
N/A
Debt to Equity
Winner
OCFC
0.00%
UVE
17.15%
Free Cash Flow Yield
OCFC
10.10%
Winner
UVE
32.64%
P/S Ratio
OCFC
2.63
Winner
UVE
0.66
P/B Ratio
Winner
OCFC
0.63
UVE
1.81

OCFC vs UVE - Historical Returns

Returns include dividend reinvestment.

1M
Winner
OCFC
+1.97%
UVE
-3.68%
3M
OCFC
+5.22%
Winner
UVE
+11.97%
6M
OCFC
-5.69%
Winner
UVE
+15.92%
1Y
OCFC
+12.44%
Winner
UVE
+43.87%
5Y(CAGR)
OCFC
+1.51%
Winner
UVE
+27.27%
10Y(CAGR)
OCFC
+3.79%
Winner
UVE
+11.56%
Max(CAGR)
OCFC
+5.60%
Winner
UVE
+41.61%

OCFC vs UVE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearOCFCUVE
2026+6.47%+20.71%
2025+5.51%+69.14%
2024+8.29%+34.72%
2023-15.52%+63.64%
2022-2.40%-33.62%
2021+26.58%+18.44%
2020-23.05%-42.63%
2019+15.70%-23.28%
2018-13.30%+41.72%
2017-10.41%-2.19%
2016+57.10%+30.37%
2015+23.71%+20.11%
2014+2.87%+52.90%
2013+24.17%+241.75%
2012+8.16%+33.79%
2011+0.91%-21.80%
2010+16.82%-14.33%
2009-28.65%+158.64%
2008+10.53%-62.02%
2007-27.01%+165.21%
2006+2.52%+256.70%
2005-2.43%+1440.00%
2004-6.31%+0.00%
2003+26.91%+25.00%
2002+44.89%N/A
2001+10.58%N/A
2000+53.06%N/A
1999-2.81%N/A

OCFC vs UVE Drawdown Comparison

The maximum drawdown for OCFC was -67.78%, occurring on Mar 9, 2009. Recovery took 2573 trading sessions.

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The current OCFC drawdown is -15.84%. The current UVE drawdown is -7.65%.

RankOCFCUVE
#1-67.78%
Dec 8, 2003 - Feb 28, 2014
-80.50%
Oct 8, 2007 - Apr 26, 2013
#2-59.02%
Jun 20, 2018 - Mar 18, 2020
-79.58%
Sep 26, 2018 - Apr 24, 2026
#3-29.35%
Aug 26, 2002 - May 30, 2003
-66.67%
Aug 19, 2003 - Nov 15, 2005
#4-22.02%
Nov 22, 1999 - Jun 28, 2000
-54.13%
Oct 23, 2015 - May 9, 2018
#5-21.59%
Dec 29, 2015 - Oct 31, 2016
-50.00%
Jun 6, 2003 - Jul 22, 2003
#6-19.31%
Jan 11, 2017 - Jun 1, 2018
-46.15%
Jul 6, 2006 - Sep 29, 2006
#7-18.89%
Jun 28, 2002 - Aug 26, 2002
-40.00%
Jul 29, 2003 - Aug 19, 2003
#8-16.59%
Feb 28, 2014 - Jun 23, 2015
-36.27%
Nov 27, 2006 - Jan 16, 2007
#9-12.87%
Aug 17, 2015 - Oct 28, 2015
-35.71%
Nov 18, 2005 - Dec 12, 2005
#10-12.86%
Jun 20, 2001 - Jan 30, 2002
-33.57%
Mar 24, 2006 - Jun 7, 2006
#11-12.22%
Dec 29, 2000 - Jun 1, 2001
-30.69%
Dec 27, 2013 - Mar 6, 2014
#12-9.13%
Sep 22, 2000 - Nov 7, 2000
-28.62%
Jun 21, 2007 - Sep 26, 2007
#13-8.18%
May 23, 2002 - Jun 26, 2002
-27.96%
Oct 16, 2006 - Nov 24, 2006
#14-7.43%
Jul 13, 2015 - Aug 14, 2015
-24.08%
May 5, 2014 - Oct 28, 2014
#15-6.08%
Sep 3, 2003 - Nov 12, 2003
-22.64%
Aug 5, 2015 - Oct 5, 2015

Correlation

Correlation between OCFC and UVE is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81
-101

Dividend Comparison (2000 - 2026)

OCFC vs UVE dividend yield comparison.

YearOCFCUVE
20262.15%0.84%
20254.46%2.28%
20244.42%3.66%
20234.61%4.82%
20223.48%7.27%
20215.03%4.53%
20203.65%5.10%
20192.66%2.75%
20182.75%1.93%
20172.29%2.52%
20161.80%2.43%
20152.60%2.72%
20142.86%2.69%
20132.80%3.38%
20123.49%10.50%
20113.67%8.94%
20103.73%6.57%
20097.09%9.20%
20084.82%20.16%
20075.06%2.70%
20063.49%4.66%
20053.51%0.00%
20043.25%0.00%
20032.87%0.00%
20023.09%0.00%
20013.48%0.00%
20002.92%0.00%

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