OCFC vs CFR-P-B

Comparison between OceanFirst Financial Corp (OCFC, Company) and Cullen Frost Bankers Inc (CFR-P-B, Company).

5-Year PerformanceOCFC has outperformed CFR-P-B, delivering a return of +2.3% compared to -3.0%

OCFC vs CFR-P-B - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OCFC(COMPANY)	CFR-P-B(COMPANY)
Market Cap	$1.04B	$1.04B
Max Drawdown	73.95%	40.82%
Sharpe Ratio	0.42	0.07
5Y Beta	0.91	0.20
Industry	Banks - Regional	N/A
P/E Ratio	14.80	1.61
Forward P/E	10.50	N/A
PEG Ratio	N/A	0.13
Dividend Yield	4.37%	N/A
5Y Dividends CAGR	8.02%	16.91%
5Y EPS CAGR	-1.55%	7.22%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	10.25%	63.88%

Market Cap

Winner

OCFC

$1.04B

CFR-P-B

$1.04B

Max Drawdown

OCFC

73.95%

Winner

CFR-P-B

40.82%

Sharpe Ratio

Winner

OCFC

0.42

CFR-P-B

0.07

5Y Beta

OCFC

0.91

Winner

CFR-P-B

0.20

Industry

OCFC

Banks - Regional

CFR-P-B

N/A

P/E Ratio

OCFC

14.80

Winner

CFR-P-B

1.61

Forward P/E

OCFC

10.50

CFR-P-B

N/A

PEG Ratio

OCFC

N/A

CFR-P-B

0.13

Dividend Yield

OCFC

4.37%

CFR-P-B

N/A

5Y Dividends CAGR

OCFC

8.02%

Winner

CFR-P-B

16.91%

5Y EPS CAGR

OCFC

-1.55%

Winner

CFR-P-B

7.22%

Debt to Equity

OCFC

0.00%

CFR-P-B

0.00%

Free Cash Flow Yield

OCFC

10.25%

Winner

CFR-P-B

63.88%

OCFC vs CFR-P-B - Historical Returns

Returns include dividend reinvestment.

Period	OCFC	CFR-P-B
1 month	-2.22%	-0.91%
3 months	+4.36%	-4.13%
6 months	-9.74%	-3.30%
1 year	+12.37%	+3.82%
5 years(CAGR)	+2.30%	-2.99%
10 years(CAGR)	+3.52%	N/A
Max(CAGR)	+5.47%	-1.92%

OCFC

-2.22%

Winner

CFR-P-B

-0.91%

Winner

OCFC

+4.36%

CFR-P-B

-4.13%

OCFC

-9.74%

Winner

CFR-P-B

-3.30%

Winner

OCFC

+12.37%

CFR-P-B

+3.82%

5Y(CAGR)

Winner

OCFC

+2.30%

CFR-P-B

-2.99%

10Y(CAGR)

OCFC

+3.52%

CFR-P-B

N/A

Max(CAGR)

Winner

OCFC

+5.47%

CFR-P-B

-1.92%

OCFC vs CFR-P-B - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	OCFC	CFR-P-B
2026	+3.21%	-2.53%
2025	+5.51%	+3.33%
2024	+8.29%	+3.87%
2023	-15.52%	+1.40%
2022	-2.40%	-24.52%
2021	+26.58%	+6.75%
2020	-23.05%	+2.66%
2019	+15.70%	N/A
2018	-13.30%	N/A
2017	-10.41%	N/A
2016	+57.10%	N/A
2015	+23.71%	N/A
2014	+2.87%	N/A
2013	+24.17%	N/A
2012	+8.16%	N/A
2011	+0.91%	N/A
2010	+16.82%	N/A
2009	-28.65%	N/A
2008	+10.53%	N/A
2007	-27.01%	N/A
2006	+2.52%	N/A
2005	-2.43%	N/A
2004	-6.31%	N/A
2003	+26.91%	N/A
2002	+44.89%	N/A
2001	+10.58%	N/A
2000	+53.06%	N/A
1999	-2.81%	N/A

OCFC vs CFR-P-B Drawdown Comparison

The maximum drawdown for OCFC was -67.78%, occurring on Mar 9, 2009. Recovery took 2573 trading sessions.

The maximum drawdown for CFR-P-B was -35.71%, occurring on May 4, 2023. This drawdown has not yet recovered.

The current OCFC drawdown is -18.42%. The current CFR-P-B drawdown is -18.80%.

Rank	OCFC	CFR-P-B
#1	-67.78% Dec 8, 2003 - Feb 28, 2014	-35.71% Nov 4, 2021 - May 4, 2023
#2	-59.02% Jun 20, 2018 - Mar 18, 2020	-3.91% Dec 31, 2020 - Apr 23, 2021
#3	-29.35% Aug 26, 2002 - May 30, 2003	-2.31% Sep 22, 2021 - Nov 4, 2021
#4	-22.02% Nov 22, 1999 - Jun 28, 2000	-1.30% Nov 16, 2020 - Nov 27, 2020
#5	-21.59% Dec 29, 2015 - Oct 31, 2016	-0.97% Sep 17, 2021 - Sep 22, 2021
#6	-19.31% Jan 11, 2017 - Jun 1, 2018	-0.96% May 10, 2021 - May 20, 2021
#7	-18.89% Jun 28, 2002 - Aug 26, 2002	-0.79% Sep 2, 2021 - Sep 14, 2021
#8	-16.59% Feb 28, 2014 - Jun 23, 2015	-0.78% Dec 10, 2020 - Dec 17, 2020
#9	-12.87% Aug 17, 2015 - Oct 28, 2015	-0.74% May 28, 2021 - Jun 14, 2021
#10	-12.86% Jun 20, 2001 - Jan 30, 2002	-0.70% Jun 14, 2021 - Jun 30, 2021
#11	-12.22% Dec 29, 2000 - Jun 1, 2001	-0.63% Nov 27, 2020 - Dec 7, 2020
#12	-9.13% Sep 22, 2000 - Nov 7, 2000	-0.56% Aug 6, 2021 - Aug 13, 2021
#13	-8.18% May 23, 2002 - Jun 26, 2002	-0.56% Aug 13, 2021 - Aug 30, 2021
#14	-7.43% Jul 13, 2015 - Aug 14, 2015	-0.55% Apr 23, 2021 - May 7, 2021
#15	-6.08% Sep 3, 2003 - Nov 12, 2003	-0.51% Jul 21, 2021 - Jul 29, 2021

Correlation

Correlation between OCFC and CFR-P-B is 0.36 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.36

-101

Dividend Comparison (2000 - 2026)

OCFC vs CFR-P-B dividend yield comparison.

Year	OCFC	CFR-P-B
2026	2.22%	3.36%
2025	4.46%	6.41%
2024	4.42%	6.39%
2023	4.61%	6.30%
2022	3.48%	6.01%
2021	5.03%	4.57%
2020	3.65%	0.00%
2019	2.66%	0.00%
2018	2.75%	0.00%
2017	2.29%	0.00%
2016	1.80%	0.00%
2015	2.60%	0.00%
2014	2.86%	0.00%
2013	2.80%	0.00%
2012	3.49%	0.00%
2011	3.67%	0.00%
2010	3.73%	0.00%
2009	7.09%	0.00%
2008	4.82%	0.00%
2007	5.06%	0.00%
2006	3.49%	0.00%
2005	3.51%	0.00%
2004	3.25%	0.00%
2003	2.87%	0.00%
2002	3.09%	0.00%
2001	3.48%	0.00%
2000	2.92%	0.00%