NWFL vs CHMG
Comparison between Norwood Financial Corp (NWFL, Company) and Chemung Financial Corp (CHMG, Company).
Both NWFL and CHMG are from the Financial Services sector.
5-Year PerformanceCHMG has outperformed NWFL, delivering a return of +12.1% compared to +8.2%
NWFL vs CHMG - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
NWFL vs CHMG - Historical Returns
Returns include dividend reinvestment.
NWFL vs CHMG - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | NWFL | CHMG |
|---|---|---|
| 2026 | +11.45% | +27.91% |
| 2025 | +11.07% | +20.27% |
| 2024 | -10.23% | +0.43% |
| 2023 | +3.16% | +12.85% |
| 2022 | +32.76% | +3.83% |
| 2021 | +5.35% | +40.45% |
| 2020 | -30.56% | -16.42% |
| 2019 | +21.47% | +3.75% |
| 2018 | +2.72% | -14.18% |
| 2017 | +60.65% | +38.89% |
| 2016 | +20.41% | +35.58% |
| 2015 | +2.55% | +2.58% |
| 2014 | +9.88% | -13.22% |
| 2013 | +2.50% | +16.28% |
| 2012 | +12.40% | +31.29% |
| 2011 | +4.24% | +6.93% |
| 2010 | +1.95% | +10.31% |
| 2009 | +7.91% | +6.19% |
| 2008 | -8.97% | -26.47% |
| 2007 | +2.15% | -11.08% |
| 2006 | +13.24% | +8.38% |
| 2005 | -6.84% | -2.74% |
| 2004 | +38.45% | -4.97% |
| 2003 | +34.46% | +42.07% |
| 2002 | +17.77% | -4.59% |
| 2001 | +52.66% | +55.66% |
| 2000 | -14.70% | -17.46% |
| 1999 | -4.60% | +0.82% |
NWFL vs CHMG Drawdown Comparison
The maximum drawdown for NWFL was -43.93%, occurring on Apr 23, 2020. Recovery took 999 trading sessions.
The maximum drawdown for CHMG was -55.13%, occurring on Mar 16, 2020. Recovery took 1162 trading sessions.
The current NWFL drawdown is -3.81%. The current CHMG drawdown is -0.57%.
| Rank | NWFL | CHMG |
|---|---|---|
| #1 | -43.93% Dec 27, 2019 - Dec 15, 2023 | -55.13% Dec 18, 2017 - Aug 2, 2022 |
| #2 | -33.58% Dec 26, 2023 - Feb 2, 2026 | -51.75% Dec 24, 2003 - Dec 10, 2012 |
| #3 | -29.56% Sep 25, 2018 - Dec 20, 2019 | -34.59% Feb 2, 2023 - Jul 17, 2024 |
| #4 | -28.02% Nov 5, 1999 - Jul 19, 2001 | -28.00% Dec 30, 1999 - Jun 26, 2001 |
| #5 | -27.60% Oct 31, 2008 - Jun 26, 2009 | -25.12% Dec 6, 2024 - Aug 28, 2025 |
| #6 | -25.12% Aug 7, 2009 - Jul 11, 2012 | -22.82% Jan 21, 2014 - May 24, 2016 |
| #7 | -19.62% Jan 14, 2005 - May 9, 2006 | -20.63% Feb 9, 2026 - Apr 20, 2026 |
| #8 | -16.79% Dec 21, 2017 - Jun 15, 2018 | -17.56% Dec 6, 2001 - May 16, 2003 |
| #9 | -16.18% Feb 14, 2007 - Oct 31, 2008 | -15.92% May 25, 2016 - Dec 5, 2016 |
| #10 | -14.54% Jul 29, 2003 - Feb 6, 2004 | -14.19% Aug 2, 2022 - Jan 20, 2023 |
| #11 | -14.43% Apr 12, 2004 - Apr 28, 2004 | -13.86% Oct 18, 2013 - Jan 21, 2014 |
| #12 | -13.53% Feb 3, 2014 - Apr 24, 2015 | -13.03% Jul 17, 2024 - Nov 6, 2024 |
| #13 | -13.41% Apr 30, 2004 - Oct 27, 2004 | -11.46% Jun 27, 2013 - Sep 20, 2013 |
| #14 | -13.33% Jun 6, 2013 - Feb 3, 2014 | -10.94% Dec 21, 2016 - Feb 13, 2017 |
| #15 | -12.87% Feb 17, 2026 - Mar 18, 2026 | -10.93% Dec 18, 2025 - Jan 30, 2026 |
Correlation
Correlation between NWFL and CHMG is 0.94 which considered as a very strong positive correlation - the stocks move almost identically together.
Dividend Comparison (1999 - 2026)
NWFL vs CHMG dividend yield comparison.
| Year | NWFL | CHMG |
|---|---|---|
| 2026 | 2.10% | 0.49% |
| 2025 | 4.42% | 2.37% |
| 2024 | 4.41% | 2.54% |
| 2023 | 3.52% | 2.49% |
| 2022 | 3.35% | 2.70% |
| 2021 | 4.00% | 2.56% |
| 2020 | 3.82% | 3.06% |
| 2019 | 2.47% | 2.45% |
| 2018 | 2.67% | 2.52% |
| 2017 | 2.61% | 2.16% |
| 2016 | 3.74% | 2.86% |
| 2015 | 4.28% | 3.78% |
| 2014 | 4.13% | 3.76% |
| 2013 | 15.71% | 3.04% |
| 2012 | 4.03% | 3.35% |
| 2011 | 4.22% | 4.41% |
| 2010 | 4.03% | 4.44% |
| 2009 | 3.78% | 6.11% |
| 2008 | 3.64% | 3.75% |
| 2007 | 2.94% | 3.46% |
| 2006 | 7.96% | 3.00% |
| 2005 | 2.23% | 3.11% |
| 2004 | 1.92% | 2.84% |
| 2003 | 2.45% | 2.49% |
| 2002 | 2.95% | 3.41% |
| 2001 | 3.07% | 3.08% |
| 2000 | 2.96% | 4.47% |
| 1999 | 0.00% | 0.86% |
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