NWFL vs CARL
Comparison between Norwood Financial Corp (NWFL, Company) and Carlsmed Inc (CARL, Company).
NWFL is from the Financial Services sector, while CARL is from the Healthcare sector.
NWFL vs CARL - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
Winner
NWFL
$374M
CARL
$374M
Max Drawdown
Winner
NWFL
46.42%
CARL
48.03%
Sharpe Ratio
Winner
NWFL
1.29
CARL
0.29
5Y Beta
Winner
NWFL
0.53
CARL
1.10
Industry
NWFL
Banks - Regional
CARL
Health Information Services
P/E Ratio
NWFL
12.43
Winner
CARL
-10.16
Forward P/E
NWFL
10.31
CARL
N/A
PEG Ratio
NWFL
0.45
CARL
N/A
Dividend Yield
NWFL
3.68%
CARL
N/A
5Y Dividends CAGR
NWFL
4.30%
CARL
N/A
5Y EPS CAGR
NWFL
12.68%
CARL
N/A
Debt to Equity
Winner
NWFL
0.00%
CARL
18.26%
Free Cash Flow Yield
Winner
NWFL
8.01%
CARL
-11.99%
P/S Ratio
Winner
NWFL
3.77
CARL
6.18
P/B Ratio
Winner
NWFL
1.27
CARL
4.45
NWFL vs CARL - Historical Returns
Returns include dividend reinvestment.
1M
NWFL
+9.70%
Winner
CARL
+27.62%
3M
NWFL
+17.83%
Winner
CARL
+36.14%
6M
NWFL
+13.98%
Winner
CARL
+25.57%
1Y
Winner
NWFL
+43.76%
CARL
+12.90%
5Y(CAGR)
NWFL
+11.14%
CARL
N/A
10Y(CAGR)
NWFL
+10.08%
CARL
N/A
Max(CAGR)
Winner
NWFL
+9.47%
CARL
+2.45%
NWFL vs CARL - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | NWFL | CARL |
|---|---|---|
| 2026 | +26.72% | +27.94% |
| 2025 | +11.07% | -14.83% |
| 2024 | -10.23% | N/A |
| 2023 | +3.16% | N/A |
| 2022 | +32.76% | N/A |
| 2021 | +5.35% | N/A |
| 2020 | -30.56% | N/A |
| 2019 | +21.47% | N/A |
| 2018 | +2.72% | N/A |
| 2017 | +60.65% | N/A |
| 2016 | +20.41% | N/A |
| 2015 | +2.55% | N/A |
| 2014 | +9.88% | N/A |
| 2013 | +2.50% | N/A |
| 2012 | +12.40% | N/A |
| 2011 | +4.24% | N/A |
| 2010 | +1.95% | N/A |
| 2009 | +7.91% | N/A |
| 2008 | -8.97% | N/A |
| 2007 | +2.15% | N/A |
| 2006 | +13.24% | N/A |
| 2005 | -6.84% | N/A |
| 2004 | +38.45% | N/A |
| 2003 | +34.46% | N/A |
| 2002 | +17.77% | N/A |
| 2001 | +52.66% | N/A |
| 2000 | -14.70% | N/A |
| 1999 | -4.60% | N/A |
NWFL vs CARL Drawdown Comparison
The maximum drawdown for NWFL was -43.93%, occurring on Apr 23, 2020. Recovery took 999 trading sessions.
The maximum drawdown for CARL was -48.03%, occurring on Apr 29, 2026. This drawdown has not yet recovered.
The current NWFL drawdown is -0.38%. The current CARL drawdown is -12.42%.
| Rank | NWFL | CARL |
|---|---|---|
| #1 | -43.93% Dec 27, 2019 - Dec 15, 2023 | -48.03% Dec 3, 2025 - Apr 29, 2026 |
| #2 | -33.58% Dec 26, 2023 - Feb 2, 2026 | -23.00% Sep 18, 2025 - Nov 26, 2025 |
| #3 | -29.56% Sep 25, 2018 - Dec 20, 2019 | -17.39% Jul 30, 2025 - Sep 12, 2025 |
| #4 | -28.02% Nov 5, 1999 - Jul 19, 2001 | -7.92% Nov 28, 2025 - Dec 3, 2025 |
| #5 | -27.60% Oct 31, 2008 - Jun 26, 2009 | -1.57% Sep 16, 2025 - Sep 18, 2025 |
| #6 | -25.12% Aug 7, 2009 - Jul 11, 2012 | -0.95% Sep 12, 2025 - Sep 16, 2025 |
| #7 | -19.62% Jan 14, 2005 - May 9, 2006 | -0.34% Jul 23, 2025 - Jul 30, 2025 |
| #8 | -16.79% Dec 21, 2017 - Jun 15, 2018 | N/A |
| #9 | -16.18% Feb 14, 2007 - Oct 31, 2008 | N/A |
| #10 | -14.54% Jul 29, 2003 - Feb 6, 2004 | N/A |
| #11 | -14.43% Apr 12, 2004 - Apr 28, 2004 | N/A |
| #12 | -13.53% Feb 3, 2014 - Apr 24, 2015 | N/A |
| #13 | -13.41% Apr 30, 2004 - Oct 27, 2004 | N/A |
| #14 | -13.33% Jun 6, 2013 - Feb 3, 2014 | N/A |
| #15 | -12.87% Feb 17, 2026 - Jun 10, 2026 | N/A |
Correlation
Correlation between NWFL and CARL is -0.16 which considered as a very weak or no correlation - the stocks move independently of each other.
-0.16
-101
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