NU vs NWG

Comparison between Nu Holdings Ltd Class A (NU, Company) and NatWest Group Plc (NWG, Company).

Both NU and NWG are from the Financial Services sector.

5-Year PerformanceNWG has outperformed NU, delivering a return of +34.9% compared to +7.4%

NU vs NWG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NU(COMPANY)	NWG(COMPANY)
Market Cap	$68B	$67B
Max Drawdown	72.07%	98.90%
Sharpe Ratio	0.35	1.21
5Y Beta	1.33	1.04
Industry	Banks - Regional	Banks - Regional
P/E Ratio	21.39	8.69
Forward P/E	19.42	9.91
PEG Ratio	0.45	0.23
Dividend Yield	N/A	4.89%
5Y Dividends CAGR	N/A	31.43%
Debt to Equity	25.15%	116.10%
Free Cash Flow Yield	0.97%	24.64%
P/S Ratio	8.80	4.16
P/B Ratio	5.37	1.01

Market Cap

Winner

$68B

NWG

$67B

Max Drawdown

Winner

72.07%

NWG

98.90%

Sharpe Ratio

0.35

Winner

NWG

1.21

5Y Beta

1.33

Winner

NWG

1.04

Industry

Banks - Regional

NWG

Banks - Regional

P/E Ratio

21.39

Winner

NWG

8.69

Forward P/E

19.42

Winner

NWG

9.91

PEG Ratio

0.45

Winner

NWG

0.23

Dividend Yield

N/A

NWG

4.89%

5Y Dividends CAGR

N/A

NWG

31.43%

Debt to Equity

Winner

25.15%

NWG

116.10%

Free Cash Flow Yield

0.97%

Winner

NWG

24.64%

P/S Ratio

8.80

Winner

NWG

4.16

P/B Ratio

5.37

Winner

NWG

1.01

NU vs NWG - Historical Returns

Returns include dividend reinvestment.

Period	NU	NWG
1 month	+12.51%	+3.54%
3 months	-4.39%	+12.54%
6 months	-16.53%	+7.19%
1 year	+11.64%	+42.09%
5 years(CAGR)	+7.45%	+34.91%
10 years(CAGR)	N/A	+19.52%
Max(CAGR)	+7.45%	-7.02%

Winner

+12.51%

NWG

+3.54%

-4.39%

Winner

NWG

+12.54%

-16.53%

Winner

NWG

+7.19%

+11.64%

Winner

NWG

+42.09%

5Y(CAGR)

+7.45%

Winner

NWG

+34.91%

10Y(CAGR)

N/A

NWG

+19.52%

Max(CAGR)

Winner

+7.45%

NWG

-7.02%

NU vs NWG - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	NU	NWG
2026	-15.45%	+6.29%
2025	+57.48%	+84.05%
2024	+27.43%	+92.41%
2023	+133.99%	-5.87%
2022	-59.22%	+9.19%
2021	-9.20%	+48.07%
2020	N/A	-25.84%
2019	N/A	+31.49%
2018	N/A	-26.53%
2017	N/A	+34.75%
2016	N/A	-36.51%
2015	N/A	-25.65%
2014	N/A	+8.51%
2013	N/A	+3.00%
2012	N/A	+63.24%
2011	N/A	-49.32%
2010	N/A	+18.12%
2009	N/A	-40.87%
2008	N/A	-84.23%
2007	N/A	-17.05%

NU vs NWG Drawdown Comparison

The maximum drawdown for NU was -72.07%, occurring on Jun 16, 2022. Recovery took 570 trading sessions.

The maximum drawdown for NWG was -97.62%, occurring on Sep 21, 2020. This drawdown has not yet recovered.

The current NU drawdown is -23.29%. The current NWG drawdown is -74.81%.

Rank	NU	NWG
#1	-72.07% Dec 10, 2021 - Mar 20, 2024	-97.62% Oct 31, 2007 - Sep 21, 2020
#2	-39.58% Nov 11, 2024 - Sep 15, 2025	-2.69% Oct 18, 2007 - Oct 26, 2007
#3	-38.17% Jan 28, 2026 - Jun 8, 2026	-1.93% Oct 29, 2007 - Oct 31, 2007
#4	-21.13% Jul 16, 2024 - Aug 15, 2024	N/A
#5	-14.45% Mar 22, 2024 - Jun 25, 2024	N/A
#6	-13.47% Sep 17, 2024 - Oct 28, 2024	N/A
#7	-10.14% Dec 4, 2025 - Jan 5, 2026	N/A
#8	-9.63% Sep 22, 2025 - Nov 11, 2025	N/A
#9	-8.84% Oct 30, 2024 - Nov 11, 2024	N/A
#10	-8.48% Aug 30, 2024 - Sep 17, 2024	N/A
#11	-7.69% Jan 5, 2026 - Jan 22, 2026	N/A
#12	-6.53% Nov 11, 2025 - Nov 25, 2025	N/A
#13	-4.41% Jun 27, 2024 - Jul 9, 2024	N/A
#14	-3.20% Aug 27, 2024 - Aug 30, 2024	N/A
#15	-1.66% Aug 19, 2024 - Aug 26, 2024	N/A