NU vs APD

Comparison between Nu Holdings Ltd Class A (NU, Company) and Air Products & Chemicals Inc (APD, Company).

NU is from the Financial Services sector, while APD is from the Basic Materials sector.

NU vs APD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NU(COMPANY)	APD(COMPANY)
Market Cap	$63B	$64B
Max Drawdown	72.07%	60.72%
Sharpe Ratio	0.18	0.29
5Y Beta	1.34	0.58
Industry	Banks - Regional	Specialty Chemicals
P/E Ratio	19.71	173.15
Forward P/E	17.76	22.42
PEG Ratio	0.41	2.36
Dividend Yield	N/A	2.46%
5Y Dividends CAGR	N/A	10.20%
5Y EPS CAGR	N/A	-26.67%
Debt to Equity	312.86%	2.01%
Free Cash Flow Yield	5.10%	-3.97%
P/S Ratio	8.33	5.17
P/B Ratio	4.94	4.15

Market Cap

$63B

Winner

APD

$64B

Max Drawdown

72.07%

Winner

APD

60.72%

Sharpe Ratio

0.18

Winner

APD

0.29

5Y Beta

1.34

Winner

APD

0.58

Industry

Banks - Regional

APD

Specialty Chemicals

P/E Ratio

Winner

19.71

APD

173.15

Forward P/E

Winner

17.76

APD

22.42

PEG Ratio

Winner

0.41

APD

2.36

Dividend Yield

N/A

APD

2.46%

5Y Dividends CAGR

N/A

APD

10.20%

5Y EPS CAGR

N/A

APD

-26.67%

Debt to Equity

312.86%

Winner

APD

2.01%

Free Cash Flow Yield

Winner

5.10%

APD

-3.97%

P/S Ratio

8.33

Winner

APD

5.17

P/B Ratio

4.94

Winner

APD

4.15

NU vs APD - Historical Returns

Returns include dividend reinvestment.

Period	NU	APD
1 month	-12.56%	-1.58%
3 months	-24.93%	+3.82%
6 months	-17.18%	+14.24%
1 year	+9.76%	+10.44%
5 years(CAGR)	+5.60%	+1.97%
10 years(CAGR)	N/A	+10.10%
Max(CAGR)	+5.60%	+11.79%

-12.56%

Winner

APD

-1.58%

-24.93%

Winner

APD

+3.82%

-17.18%

Winner

APD

+14.24%

+9.76%

Winner

APD

+10.44%

5Y(CAGR)

Winner

+5.60%

APD

+1.97%

10Y(CAGR)

N/A

APD

+10.10%

Max(CAGR)

+5.60%

Winner

APD

+11.79%

NU vs APD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NU	APD
2026	-22.68%	+16.55%
2025	+57.48%	-11.13%
2024	+27.43%	+8.25%
2023	+133.99%	-8.48%
2022	-59.22%	+6.88%
2021	-9.20%	+15.88%
2020	N/A	+20.79%
2019	N/A	+50.42%
2018	N/A	-0.62%
2017	N/A	+17.39%
2016	N/A	+14.06%
2015	N/A	-8.39%
2014	N/A	+32.50%
2013	N/A	+33.98%
2012	N/A	+0.32%
2011	N/A	-3.36%
2010	N/A	+12.17%
2009	N/A	+56.81%
2008	N/A	-46.64%
2007	N/A	+39.58%
2006	N/A	+20.32%
2005	N/A	+4.19%
2004	N/A	+12.33%
2003	N/A	+26.67%
2002	N/A	-7.40%
2001	N/A	+18.22%
2000	N/A	+27.73%
1999	N/A	+20.24%

NU vs APD Drawdown Comparison

The maximum drawdown for NU was -72.07%, occurring on Jun 16, 2022. Recovery took 570 trading sessions.

The maximum drawdown for APD was -60.28%, occurring on Nov 20, 2008. Recovery took 778 trading sessions.

The current NU drawdown is -29.85%. The current APD drawdown is -11.37%.

Rank	NU	APD
#1	-72.07% Dec 10, 2021 - Mar 20, 2024	-60.28% Jun 5, 2008 - Jul 7, 2011
#2	-39.58% Nov 11, 2024 - Sep 15, 2025	-33.73% Jan 7, 2000 - May 22, 2000
#3	-35.02% Jan 28, 2026 - May 15, 2026	-31.79% Dec 13, 2022 - Oct 7, 2024
#4	-21.13% Jul 16, 2024 - Aug 15, 2024	-30.97% Feb 14, 2020 - Jul 7, 2020
#5	-14.45% Mar 22, 2024 - Jun 25, 2024	-30.43% Feb 3, 2025 - Dec 9, 2025
#6	-13.47% Sep 17, 2024 - Oct 28, 2024	-30.20% Nov 10, 2021 - Nov 22, 2022
#7	-10.14% Dec 4, 2025 - Jan 5, 2026	-30.01% Jul 19, 2001 - Jan 7, 2002
#8	-9.63% Sep 22, 2025 - Nov 11, 2025	-28.05% Mar 19, 2002 - Dec 11, 2003
#9	-8.84% Oct 30, 2024 - Nov 11, 2024	-24.69% Mar 2, 2015 - Aug 16, 2016
#10	-8.48% Aug 30, 2024 - Sep 17, 2024	-23.91% Jul 7, 2011 - May 16, 2013
#11	-7.69% Jan 5, 2026 - Jan 22, 2026	-22.04% May 23, 2000 - Sep 6, 2000
#12	-6.53% Nov 11, 2025 - Nov 25, 2025	-18.64% Nov 9, 2020 - Nov 5, 2021
#13	-4.41% Jun 27, 2024 - Jul 9, 2024	-18.08% Dec 10, 2007 - May 16, 2008
#14	-3.20% Aug 27, 2024 - Aug 30, 2024	-16.79% Mar 4, 2005 - Feb 16, 2006
#15	-1.66% Aug 19, 2024 - Aug 26, 2024	-15.44% Sep 6, 2016 - Oct 6, 2017