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NTB vs SPNS

Comparison between Bank of N T Butterfield & Son Ltd (NTB, Company) and Sapiens International Corp NV (SPNS, Company).

NTB is from the Financial Services sector, while SPNS is from the Technology sector.

5-Year PerformanceNTB has outperformed SPNS, delivering a return of +18.0% compared to +11.4%

NTB vs SPNS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
NTB
$2.42B
Winner
SPNS
$2.43B
Max Drawdown
Winner
NTB
71.87%
SPNS
99.28%
Sharpe Ratio
Winner
NTB
1.55
SPNS
1.03
5Y Beta
NTB
0.62
SPNS
N/A
Industry
NTB
Banks - Diversified
SPNS
Software - Application
P/E Ratio
Winner
NTB
10.45
SPNS
33.64
Forward P/E
NTB
N/A
SPNS
29.59
PEG Ratio
Winner
NTB
0.62
SPNS
2.20
Dividend Yield
Winner
NTB
3.30%
SPNS
1.38%
5Y Dividends CAGR
NTB
-1.89%
Winner
SPNS
33.99%
5Y EPS CAGR
NTB
14.55%
Winner
SPNS
19.81%
Debt to Equity
Winner
NTB
0.00%
SPNS
8.25%
Free Cash Flow Yield
Winner
NTB
11.53%
SPNS
3.27%
P/S Ratio
NTB
3.92
SPNS
N/A
P/B Ratio
NTB
2.13
SPNS
N/A

NTB vs SPNS - Historical Returns

Returns include dividend reinvestment.

1M
Winner
NTB
+2.34%
SPNS
+0.72%
3M
Winner
NTB
+8.14%
SPNS
+1.02%
6M
NTB
+21.72%
Winner
SPNS
+53.10%
1Y
NTB
+38.76%
Winner
SPNS
+56.07%
5Y(CAGR)
Winner
NTB
+18.03%
SPNS
+11.44%
10Y(CAGR)
NTB
+14.79%
Winner
SPNS
+17.93%
Max(CAGR)
Winner
NTB
+14.79%
SPNS
+0.62%

NTB vs SPNS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearNTBSPNS
2026+23.66%N/A
2025+43.22%+71.02%
2024+20.11%-2.56%
2023+12.79%+56.77%
2022-18.69%-45.70%
2021+27.85%+15.44%
2020-10.89%+31.91%
2019+22.05%+112.34%
2018-11.83%-6.92%
2017+19.19%-20.24%
2016+27.50%+42.15%
2015N/A+45.61%
2014N/A-2.12%
2013N/A+96.82%
2012N/A+6.38%
2011N/A+62.07%
2010N/A+55.41%
2009N/A-20.41%
2008N/A+44.01%
2007N/A-10.74%
2006N/A-2.60%
2005N/A-42.75%
2004N/A-31.49%
2003N/A-11.24%
2002N/A-11.76%
2001N/A-11.76%
2000N/A-93.16%
1999N/A+73.05%

NTB vs SPNS Drawdown Comparison

The maximum drawdown for NTB was -69.72%, occurring on Mar 20, 2020. Recovery took 1485 trading sessions.

The maximum drawdown for SPNS was -99.28%, occurring on Mar 5, 2009. This drawdown has not yet recovered.

The current NTB drawdown is -3.41%. The current SPNS drawdown is -47.10%.

RankNTBSPNS
#1-69.72%
Aug 17, 2018 - Jul 16, 2024
-99.28%
Jan 24, 2000 - Mar 5, 2009
#2-13.98%
Jul 17, 2024 - Nov 6, 2024
-18.64%
Dec 27, 1999 - Jan 14, 2000
#3-13.18%
Feb 12, 2025 - May 2, 2025
-13.43%
Dec 13, 1999 - Dec 27, 1999
#4-11.45%
Jul 10, 2025 - Nov 3, 2025
-6.60%
Nov 9, 1999 - Nov 26, 1999
#5-10.85%
Nov 6, 2024 - Feb 11, 2025
-5.26%
Nov 1, 1999 - Nov 8, 1999
#6-10.74%
Jan 25, 2017 - May 3, 2017
-4.54%
Nov 30, 1999 - Dec 7, 1999
#7-9.38%
Jul 10, 2017 - Sep 18, 2017
-4.13%
Dec 9, 1999 - Dec 13, 1999
#8-9.05%
Dec 1, 2017 - Jan 11, 2018
N/A
#9-7.48%
Mar 7, 2018 - Apr 24, 2018
N/A
#10-7.04%
Feb 1, 2018 - Feb 15, 2018
N/A
#11-6.85%
May 9, 2018 - Jul 25, 2018
N/A
#12-6.57%
Nov 16, 2016 - Dec 9, 2016
N/A
#13-6.34%
Feb 20, 2026 - Apr 2, 2026
N/A
#14-5.91%
Oct 26, 2017 - Nov 22, 2017
N/A
#15-5.04%
Jun 16, 2017 - Jul 7, 2017
N/A

Correlation

Correlation between NTB and SPNS is 0.54 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.54
-101

Dividend Comparison (2013 - 2026)

NTB vs SPNS dividend yield comparison.

YearNTBSPNS
20261.66%0.00%
20253.77%1.52%
20244.82%2.12%
20235.50%1.76%
20225.90%3.79%
20214.62%1.07%
20205.65%0.46%
20194.75%0.96%
20184.85%1.81%
20173.53%1.74%
20160.32%1.39%
20150.00%4.41%
20130.00%1.95%

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