NTB vs RAMP

Comparison between Bank of N T Butterfield & Son Ltd (NTB, Company) and LiveRamp Holdings Inc (RAMP, Company).

NTB is from the Financial Services sector, while RAMP is from the Technology sector.

5-Year PerformanceNTB has outperformed RAMP, delivering a return of +18.0% compared to -1.9%

NTB vs RAMP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NTB(COMPANY)	RAMP(COMPANY)
Market Cap	$2.42B	$2.41B
Max Drawdown	71.87%	81.83%
Sharpe Ratio	1.55	0.43
5Y Beta	0.62	0.91
Industry	Banks - Diversified	Software - Infrastructure
P/E Ratio	10.45	16.56
Forward P/E	N/A	200.00
PEG Ratio	0.62	0.02
Dividend Yield	3.30%	N/A
5Y Dividends CAGR	-1.89%	N/A
5Y EPS CAGR	14.55%	-29.12%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	11.53%	-0.11%
P/S Ratio	3.92	2.83
P/B Ratio	2.13	2.36

Market Cap

Winner

NTB

$2.42B

RAMP

$2.41B

Max Drawdown

Winner

NTB

71.87%

RAMP

81.83%

Sharpe Ratio

Winner

NTB

1.55

RAMP

0.43

5Y Beta

Winner

NTB

0.62

RAMP

0.91

Industry

NTB

Banks - Diversified

RAMP

Software - Infrastructure

P/E Ratio

Winner

NTB

10.45

RAMP

16.56

Forward P/E

NTB

N/A

RAMP

200.00

PEG Ratio

NTB

0.62

Winner

RAMP

0.02

Dividend Yield

NTB

3.30%

RAMP

N/A

5Y Dividends CAGR

NTB

-1.89%

RAMP

N/A

5Y EPS CAGR

Winner

NTB

14.55%

RAMP

-29.12%

Debt to Equity

NTB

0.00%

RAMP

0.00%

Free Cash Flow Yield

Winner

NTB

11.53%

RAMP

-0.11%

P/S Ratio

NTB

3.92

Winner

RAMP

2.83

P/B Ratio

Winner

NTB

2.13

RAMP

2.36

NTB vs RAMP - Historical Returns

Returns include dividend reinvestment.

Period	NTB	RAMP
1 month	+2.34%	+0.21%
3 months	+8.14%	+34.09%
6 months	+21.72%	+46.27%
1 year	+38.76%	+14.49%
5 years(CAGR)	+18.03%	-1.86%
10 years(CAGR)	+14.79%	N/A
Max(CAGR)	+14.79%	-0.89%

Winner

NTB

+2.34%

RAMP

+0.21%

NTB

+8.14%

Winner

RAMP

+34.09%

NTB

+21.72%

Winner

RAMP

+46.27%

Winner

NTB

+38.76%

RAMP

+14.49%

5Y(CAGR)

Winner

NTB

+18.03%

RAMP

-1.86%

10Y(CAGR)

NTB

+14.79%

RAMP

N/A

Max(CAGR)

Winner

NTB

+14.79%

RAMP

-0.89%

NTB vs RAMP - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	NTB	RAMP
2026	+23.66%	+37.42%
2025	+43.22%	-2.94%
2024	+20.11%	-18.23%
2023	+12.79%	+60.24%
2022	-18.69%	-53.80%
2021	+27.85%	-33.17%
2020	-10.89%	+50.78%
2019	+22.05%	+24.05%
2018	-11.83%	-4.55%
2017	+19.19%	N/A
2016	+27.50%	N/A

NTB vs RAMP Drawdown Comparison

The maximum drawdown for NTB was -69.72%, occurring on Mar 20, 2020. Recovery took 1485 trading sessions.

The maximum drawdown for RAMP was -81.83%, occurring on Nov 8, 2022. This drawdown has not yet recovered.

The current NTB drawdown is -3.41%. The current RAMP drawdown is -56.17%.

Rank	NTB	RAMP
#1	-69.72% Aug 17, 2018 - Jul 16, 2024	-81.83% Jan 15, 2021 - Nov 8, 2022
#2	-13.98% Jul 17, 2024 - Nov 6, 2024	-57.75% Mar 21, 2019 - Oct 22, 2020
#3	-13.18% Feb 12, 2025 - May 2, 2025	-27.91% Sep 24, 2018 - Feb 13, 2019
#4	-11.45% Jul 10, 2025 - Nov 3, 2025	-27.72% Nov 9, 2020 - Jan 7, 2021
#5	-10.85% Nov 6, 2024 - Feb 11, 2025	-5.78% Oct 22, 2020 - Oct 29, 2020
#6	-10.74% Jan 25, 2017 - May 3, 2017	-4.91% Oct 29, 2020 - Nov 4, 2020
#7	-9.38% Jul 10, 2017 - Sep 18, 2017	-4.69% Feb 25, 2019 - Mar 5, 2019
#8	-9.05% Dec 1, 2017 - Jan 11, 2018	-3.02% Jan 12, 2021 - Jan 14, 2021
#9	-7.48% Mar 7, 2018 - Apr 24, 2018	-2.24% Aug 10, 2018 - Aug 17, 2018
#10	-7.04% Feb 1, 2018 - Feb 15, 2018	-1.88% Mar 14, 2019 - Mar 18, 2019
#11	-6.85% May 9, 2018 - Jul 25, 2018	-1.80% Sep 4, 2018 - Sep 12, 2018
#12	-6.57% Nov 16, 2016 - Dec 9, 2016	-1.77% Feb 15, 2019 - Feb 22, 2019
#13	-6.34% Feb 20, 2026 - Apr 2, 2026	-1.54% Mar 5, 2019 - Mar 8, 2019
#14	-5.91% Oct 26, 2017 - Nov 22, 2017	-0.99% Mar 12, 2019 - Mar 14, 2019
#15	-5.04% Jun 16, 2017 - Jul 7, 2017	-0.74% Sep 14, 2018 - Sep 20, 2018

Correlation

Correlation between NTB and RAMP is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33

-101